Valley Strong Credit Union Bakersfield CA | Best Auto Loans & Business Banking

Introduction

Welcome to Valley Strong at our Mt Vernon branch, located at 3901 Mount Vernon Ave, Bakersfield, CA 93306. Since our establishment in 1940, we have proudly served our community with a commitment to personal service and financial empowerment. With a strong membership of 332,896 individuals, we strive to build lasting relationships and provide solutions tailored to your needs. At Valley Strong, we understand that trust is earned through transparency and reliability. Our total assets stand at an impressive $3,925,605,060, which reflects our stability and dedication to safeguarding your finances. We are equally proud of our total deposits of $25,335,596, indicating the confidence our members place in us. Our leadership team is led by CEO Nicholas Ambrosini and Board President S William Bruce, both of whom share a passion for helping our members achieve their financial goals. Together with our dedicated staff of 585 employees, we offer a range of services designed to enhance your banking experience from checking and savings accounts to auto loans and mortgage financing. While members can visit us at 3901 Mount Vernon Ave, official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. With a net worth of $368,656,109 and cash in hand totaling $119,806,573, Valley Strong is well-equipped to serve you today and into the future. Whether you're looking for personal loans or business banking solutions, we're here to help you thrive financially. We invite you to explore our website at valleystrong.com or call us at 661-833-7900 for more information about how we can assist you. Come see how we can make a positive impact on your financial journey!

Branch History & Mission

Community Impact

Valley Strong isn't just about numbers; it's about people. We believe in giving back to the community that has supported us for decades. Through partnerships with local organizations and active participation in community events, we aim to make a positive impact in Bakersfield and beyond. Our initiatives focus on financial education and support for those who need it most. As technology continues to shape the way we bank, Valley Strong remains dedicated to providing modern solutions while ensuring ADA compliance and a customer-centric approach. Our online banking platform allows members to manage their finances with ease from anywhere at any time. We also offer mobile payments and convenient ATM access for those on the go.

Join Us

As we move forward into the future, we invite you to become part of our growing family at Valley Strong. Experience firsthand how we can help you navigate your financial journey with confidence. Whether you are looking for personal banking services or business solutions, Valley Strong is here for you every step of the way. To learn more about what we offer or to open an account today, visit us online at Valley Strong or call us at 661-833-7900 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Together, let's build a brighter financial future!

Our Story

The journey of Valley Strong is one of resilience and dedication. Over the years, we have expanded our services to meet the evolving needs of our community. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans and business financing, we strive to provide our members with comprehensive financial tools. Our mission is clear: to empower our members with the resources they need to achieve their financial goals while ensuring that we remain a vital part of the community. While members can visit us at 3901 Mount Vernon Ave, official correspondence should be sent to PO Box 9506, Bakersfield, CA 93389. This dual address reflects our commitment to accessibility and communication.

Branch Location & Accessibility

Welcome to Valley Strong, your friendly neighborhood credit union located at 3901 Mount Vernon Ave, Bakersfield, CA 93306. Nestled in the heart of Kern County, our branch is conveniently situated near popular spots like the Bakersfield College and the California State University, making it easy for you to drop by whether you're on your way to class or running errands. Our location is designed with accessibility in mind. We offer ample parking to ensure you can find a spot without hassle. The branch is fully compliant with ADA standards, featuring ramps and wide doorways for easy access. Whether you're visiting us during the week or on a Saturday, we are here to serve you. At Valley Strong, we pride ourselves on being available when you need us most. Our operating hours are Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. You can always reach us at 661-833-7900 if you have any questions or need assistance before your visit. While members can visit us at our branch, official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. For those who prefer banking on the go, we provide ATM services right here at our location. Although we do not have drive-thru banking, our team is ready to assist you inside with a variety of services including personal accounts, auto loans, and online banking options. We invite you to come experience the friendly service and community spirit that Valley Strong is known for. Whether you're looking for financial advice or just want to check your balance, we're here for you. Stop by today or give us a call we look forward to welcoming you!

Member Eligibility

At Valley Strong, we believe that everyone deserves a chance to be part of a community that cares about your financial well-being. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, or worship in Kern County, or if you're an immediate family member of an existing member, you're already on the right track! We welcome you to explore the advantages of membership, from personalized banking services to competitive loan rates. To learn more about specific eligibility details and to ensure you meet all the requirements, feel free to check out our resource. Ready to open an account? It's easy! Just visit us online at https://apply.valleystrong.com/#/product-selector or give us a call at (661) 833-7900 for assistance. We're here to help you every step of the way! And remember, our doors at 3901 Mount Vernon Ave Bakersfield Ca 93306 are always open for you.

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Whether it's accepting payments online or in-store, our solutions provide the convenience and security that today's customers expect. Located at 3901 Mount Vernon Ave Bakersfield Ca 93306 in Bakersfield, CA, we're here to help you take the next step toward achieving your business goals. Visit us or call us at (661) 833-7900 to learn more about how we can assist you!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access and Convenience

We understand that convenience is key in today's busy world. That's why at Valley Strong, we provide ATM services for quick cash withdrawals and balance checks without any hassle. Our digital banking features allow you to manage your accounts anytime, anywhere perfect for those on the go. Whether you're visiting us in person or accessing your accounts online, we strive to make banking straightforward and accessible. Our friendly staff is always ready to assist you with any questions or concerns.

Business Banking

For business owners, we offer specialized services in Business Banking, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions that cater specifically to small businesses.

Get Started Today!

Ready to take control of your financial future? Visit us at 3901 Mount Vernon Ave Bakersfield Ca 93306 or call us at (661) 833-7900 to learn more about how our comprehensive services can help you achieve your goals. At Valley Strong, we're here for you every step of the way!

Loans and Financing

When it comes to financing, we've got you covered with competitive rates on Auto Loans & Vehicle Financing. If you're thinking about purchasing a new car or refinancing an existing loan, our team is here to help you through every step of the process. We also provide Mortgage Loans & Refinancing options for those looking to buy a home or make their current mortgage more manageable. If you're facing unexpected expenses, consider our Personal Loans & Debt Consolidation services. These loans can help simplify your finances by combining multiple debts into one easy payment. Plus, with our rewarding Credit Cards with Rewards, you can earn points on every purchase, making your spending work for you.

Personal Banking

For everyday banking, we offer various Personal Banking options including checking and savings accounts. Whether you're saving for a rainy day or managing daily expenses, our accounts come with features designed to fit your lifestyle. Imagine having easy access to your funds via Online & Mobile Banking it's as simple as tapping your phone or clicking a button from your computer.

Digital & Online Banking

Key Features

Our online platform includes e-statements, allowing you to view your account statements conveniently from home. This not only saves paper but also gives you quick access to your financial history. Plus, you can enjoy the peace of mind that comes with knowing your documents are stored securely. For those on the go, our mobile application provides the same great features right at your fingertips. Whether you're out shopping or relaxing at home, you can make mobile payments easily and even send money to friends through our person-to-person transfers feature. No need for cash or checks just a few taps on your phone will do! While we currently don't support electronic signature authorization, we ensure that every transaction is secure and protected with the latest technology. Your financial safety is our top priority. At Valley Strong, we believe in making banking as effortless as possible while keeping your information safe. Join us today and take full advantage of our digital banking services!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $5,801,849, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 531 full-time employees and 54 part-time employees who are dedicated to serving you with expertise and commitment.

Growing Trust

Total Share Accounts: 742,487, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain Net Shares (Funds available for lending and investments): ${‌0} while ensuring that your money is working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 3901 Mount Vernon Ave Bakersfield Ca 93306 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is further highlighted by our $24,967 in used auto loans and $2,930,579,673 in total loans and leases, which helps members achieve their financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new ride or a reliable pre-owned vehicle, we can guide you through the process with ease.

Business Financing

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. We know how important it is to have the right support for your business ventures, and our team is ready to assist you every step of the way. We encourage potential borrowers to explore refinancing options that may be available as well. It's always worth checking if there are better terms that could save you money over time. If you have questions or would like more information about any of our loan products, feel free to reach out at (661) 833-7900 or visit us at 3901 Mount Vernon Ave Bakersfield Ca 93306 in Bakersfield, CA. Your journey toward financial empowerment starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We offer various plans and competitive rates that can help you secure your dream home without stretching your budget.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members navigate their everyday expenses. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your costs manageable.

Loan Aggregator

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VALLEY STRONG CREDIT UNION - Bakersfield, CA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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