Personal Loans in Bakersfield, CA 93306

Looking for a personal loan in Bakersfield, CA? Compare offers from trusted local banks to find flexible terms that fit your needs. Whether it’s for an emergency or a big purchase, you deserve a loan that works for you.

Get quick, clear loan options tailored to Bakersfield borrowers. By comparing rates and terms nearby, you can secure affordable financing with confidence and support from lenders who understand your community.

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APR

Term

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4.64 - 8.49 %

∞

4.99 - 17.99 %

0.1 - 7 Yrs

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

6.99 - 17.9 %

0.5 - 7 Yrs

$100,000

∞

7.19 - 18 %

3 - 5 Yrs

$30,000

∞

7.49 - 8.99 %

2 - 5 Yrs

$50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.9 - 25.49 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Bakersfield, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VALLEY STRONG CREDIT UNION	3901 MOUNT VERNON AVE BAKERSFIELD CA 93306	⏰ 9:00a.m.-5:00p.m. M-Th 9:00a.m.-6:00p.m. Fri 9:00a.m.-1:00p.m. Sat 📞 6618337900	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $3,925,605,060 Deposits: $25,335,596 Net Worth: $368,656,109 Employees: 585 Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

✅ALTAONE FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅SAFE 1 CREDIT UNION

✅VALLEY STRONG CREDIT UNION

✅STRATA FEDERAL CREDIT UNION

✅BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅THE GOLDEN 1 CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

✅MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION

✅DESERT VALLEYS FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

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