Personal Loans in Bakersfield, CA

Looking for a personal loan in Bakersfield, CA? Compare offers from trusted local banks to find flexible terms that fit your needs. Whether it’s for an emergency or a big purchase, you deserve a loan that works for you.

Get quick, clear loan options tailored to Bakersfield borrowers. By comparing rates and terms nearby, you can secure affordable financing with confidence and support from lenders who understand your community.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
americaschristiancu
8.5 %
5 Yrs
$50,000
togethercu
8.64 - 11.99 %
6 Yrs
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Bakersfield, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
VALLEY STRONG CREDIT UNION
3901 MOUNT VERNON AVE BAKERSFIELD CA 93306
ATM
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

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If you’re searching for banks that offer personal loans in Bakersfield, CA, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side-by-side, helping you spot better deals and lower rates without any pressure. Taking a little extra time to shop around can make a big difference in finding a loan that fits your budget and goals.

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