Personal Loans in Lubbock, TX

Looking for money fast in Lubbock, TX? Compare personal loan offers from trusted local lenders to find flexible terms and rates that work for you. Whether it’s an emergency or a planned expense, there’s a loan option designed to fit your needs.

Get the funds you need without hidden fees or confusing fine print. Local banks and credit unions in Lubbock offer quick, reliable personal loans, helping you manage your finances with ease and confidence right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
rallycu
9.99 - 18 %
5 Yrs
rbfcu
10 - 12.15 %
2 - 5 Yrs
truitycu
10.25 - 11.75 %
1 - 6 Yrs
bankwithrave
10.25 - 17.25 %
5 Yrs
texasbaycu
10.49 - 14.99 %
2.1 - 7 Yrs
bfcu
10.5 - 17.15 %
1 - 5 Yrs
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000
velocitycu
10.74 - 11.49 %
5 Yrs
20,000 - $40,000
ecu
10.9 - 19.9 %
5 Yrs
rrcu
11.3 - 13.3 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Rally's personal loan rates for signature and line of credit loans are 9.99% APR today, down from 12.5% seven days ago. There is no data for 30 or more days ago for comparison. Randolph Brooks has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 11.2% APR, also unchanged during these time periods. Truity's the Advantage personal 65 loan with an APR of 10.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal 30 loan has a fixed APR of 11.75% , also unchanged during those time frames.

Rave Financial's Personal loan has an APR of 10.25% today, down from 12% thirty, sixty, and ninety days ago, and unchanged from seven days ago. The Flexible line of credit (variable) has a steady APR of 11.75% , with no change over the past seven, sixty, or ninety days. Texas Bay's Signature loans have a 10.49% APR today, which is unchanged from 7 and 30 days ago but higher than 90 days ago when the rate was 9.99% . The rate has stayed steady over the past month after increasing from earlier in the year.

Barksdale has a Personal line of credit with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 11.9% , also unchanged during those periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

Velocity's personal loans with an APR of 10.74% and lines of credit at 11.49% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates apply to all terms for each product. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7, 30, and 60 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and two months ago. Red River Employees has a Money line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have a 13.3% APR, also unchanged during those time frames.

🏦 All Local Lenders in Lubbock, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
COMPLEX COMMUNITY FEDERAL CREDIT UNION
6402 FRANKFORD AVE LUBBOCK TX 79424
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $794,548,788
Deposits: $120,735,303
Net Worth: $97,274,186
Employees: 152
Members: 42,979
TEXAS TECH FEDERAL CREDIT UNION
4005 98TH STREET LUBBOCK TX 79424
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $412,588,789
Deposits: $40,743,844
Net Worth: $43,560,867
Employees: 123
Members: 34,339
CAPITAL FEDERAL CREDIT UNION
MAIN BRANCH LUBBOCK TX 79424
P2P
Assets: $6,824,334
Deposits: $2,834,205
Net Worth: $1,763,130
Employees: 469
Members: 560
ALLIANCE CREDIT UNION
8401 QUAKER AVE LUBBOCK TX 79424
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $613,368,790
Deposits: $24,705,372
Net Worth: $71,252,180
Employees: 190
Members: 51,436
ALLIANCE CREDIT UNION
6716 82ND ST LUBBOCK TX 79424
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $613,368,790
Deposits: $24,705,372
Net Worth: $71,252,180
Employees: 190
Members: 51,436
ALLIANCE CREDIT UNION
6219 SPUR 327 LUBBOCK TX 79424
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $613,368,790
Deposits: $24,705,372
Net Worth: $71,252,180
Employees: 190
Members: 51,436

🏘️ All the Lenders Available in Lubbock County, TX

Compare other loan types in Lubbock, TX

Why compare Personal Loans in Lubbock, TX on LendMesh

If you’re in Lubbock, TX and need money now, take your time exploring different lenders on LendMesh. Comparing options helps you discover better deals and lower rates tailored to your needs. Finding the right loan isn’t about rushing—it’s about making informed choices that fit your budget and goals.

Stay ahead by subscribing to LendMesh’s personalized alerts. Just set your ideal rate, and we’ll notify you when offers drop below that mark. Whether you prefer weekly or monthly updates, you’ll get expert insights, rate trends, and hand-picked loan deals sent directly to your inbox. Join many Lubbock borrowers who trust LendMesh to catch the best opportunities first.

Customers are also interested in:

I Need Money Now