Best Auto Loans & Quick Personal Loans | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance at our Quaker Branch, where your financial well-being is our top priority! Located at 8401 Quaker Ave, Lubbock, TX 79424, we have been serving our community since 1940 with a commitment to providing personalized banking solutions. With a strong membership of over 51,436 members and total assets reaching an impressive $613,368,790, we are dedicated to supporting you in achieving your financial goals. At Alliance, we understand that every member's needs are unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide essential services such as merchant services and business loans. Our team is here to guide you through each step of your financial journey. Under the leadership of our CEO, Matt Grannan, and Board President, Patsy Wilson, we strive for excellence in all aspects of our operations. We have built a solid foundation with a net worth of $71,252,180 and total deposits amounting to $24,705,372, ensuring that your money is safe and sound with us. We also maintain a healthy cash reserve of $10,790,090, which helps us provide timely support to all our members. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 64970, Lubbock, TX 79464-4970. If you need assistance or have any questions about our services, feel free to reach out by calling us at 806-798-5554. Our friendly staff is ready to help you from 7:30 AM to 6:00 PM during drive-thru hours and from 9:00 AM to 5:00 PM for lobby services. Join us at Alliance today where your financial future matters! Visit our website at alliancecutx.com to learn more about how we can assist you or stop by the branch for a friendly chat. We look forward to welcoming you!

Branch History & Mission

Community Engagement

In addition to providing essential banking services, we take pride in being an active participant in the Lubbock community. Through partnerships and outreach programs, we strive to give back and make a positive impact on the lives of those around us. Our commitment extends beyond transactions; it's about building relationships and supporting local initiatives. We invite you to join the Alliance family today! Experience firsthand how our member-focused approach makes us more than just a credit union we're your neighbors dedicated to helping you thrive financially. Visit us at our branch or check out our website at Alliance for more information about how we can serve you better!

Our Mission

At Alliance, our mission is clear: we aim to provide personal banking solutions that empower our members to achieve their financial goals while fostering a sense of community support. We believe in putting people first offering services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our goal is not just to be a bank but a partner in your journey toward financial wellness. We understand the importance of accessibility and convenience. That's why we offer various digital banking options including online banking, mobile payments, and e-statements. Our lobby hours from 9:00 AM to 5:00 PM, along with drive-thru service starting at 7:30 AM, ensure that we are here when you need us most. Plus, our ATM availability means you can access your funds anytime.

Branch Location & Accessibility

Convenient Access and Amenities

At the Alliance Quaker Branch, we understand that convenience is key. Our location is designed with you in mind, offering ample parking and accessibility features to ensure everyone can visit us easily. Whether you're stopping by for a quick transaction or need assistance with your accounts, our dedicated team is here to help. For those who prefer not to enter the branch, we offer a drive-thru service from 7:30 AM to 6:00 PM during weekdays. This allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Operating Hours

We are open Monday through Friday from 9:00 AM to 5:00 PM in the lobby, providing flexible hours for busy schedules. If you need to reach us by phone, don't hesitate to call us at 806-798-5554; we're here to assist you. While members can visit us at our physical address for all banking services like personal checking and savings accounts, auto loans, mortgage options, and more, please remember that official correspondence should be sent to our mailing address: PO Box 64970, Lubbock, TX 79464-4970.

Your Trusted Community Partner

At the Alliance Quaker Branch, we pride ourselves on being a trusted partner in your financial journey. We are committed to providing personalized services tailored to meet your needs. So whether you're interested in online banking options or simply want to chat about your financial goals, we invite you to stop by or give us a call today! Your financial well-being is our top priority. Come visit us soon!

Member Eligibility

At Alliance, we believe that everyone deserves access to a supportive financial community. Joining us as a member is not just about banking; it's about becoming part of a family that cares about your financial well-being. To become a member, you'll need to meet some straightforward eligibility criteria, which generally includes living, working, or worshiping in our community. We welcome individuals and families alike, ensuring that our doors are open to those who seek a better banking experience. For specific details on what qualifies you for membership, feel free to check out our eligibility page. Opening an account with us is easy and hassle-free! Our friendly team at Alliance, located at 8401 Quaker Ave Lubbock Tx 79424, is here to assist you every step of the way. Whether you're interested in savings accounts, auto loans, or other services, we're dedicated to helping you achieve your financial goals. If you have any questions or want to get started today, don't hesitate to call us at (806) 798-5554. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business with payment processing solutions that simplify transactions. Our merchant services enable you to accept payments easily, whether in-person or online. This means more time focusing on what you do best growing your business. From point-of-sale systems to online payment gateways, we offer tools that fit your operations seamlessly. Located at 8401 Quaker Ave Lubbock Tx 79424, Lubbock, TX, our team is ready to partner with you. Call us at (806) 798-5554 to explore how our business banking services can fuel your success today!

Tailored Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and businesses in our community, we provide robust solutions through our business banking services. This includes essential tools like merchant services to help you process payments efficiently and business loans that support growth and expansion. We're here to help local businesses thrive.

Convenient Access Points

We know that sometimes you need assistance quickly. Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. Plus, our ATMs are available for quick cash withdrawals or balance checks whenever you need them. As part of our commitment to making banking easier for everyone, we invite you to reach out with any questions or visit us in person at 8401 Quaker Ave Lubbock Tx 79424, where our friendly staff is ready to assist you. You can also call us at (806) 798-5554 during business hours from 7:30 AM to 6:00 PM on weekdays. At Alliance, we're not just about transactions; we're about building relationships and supporting your financial well-being every step of the way. Explore all we have to offer by visiting us online at https://alliancecutx.com/home today!

Digital Banking Features

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we offer comprehensive online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, transfer money through our person-to-person payment feature, and even check balances at our ATM locations all designed with your busy lifestyle in mind.

Personal Banking Solutions

When it comes to managing your everyday finances, we offer a variety of options that fit seamlessly into your life. From checking and savings accounts designed to help you save for the future, to auto loans and vehicle financing that make purchasing your dream car a reality, we prioritize convenience. Our mortgage loans and refinancing options ensure that owning a home is achievable for you, while our personal loans and debt consolidation services help simplify your financial obligations. Imagine taking control of your spending with our credit cards with rewards, which offer benefits that can be used for travel, shopping, and more! We understand how important it is to have flexible financial tools at your fingertips.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your transactions in real-time and manage your accounts with ease. Enjoy the simplicity of electronic statements, which are available for those who prefer to go paperless. You can also sign documents electronically through our electronic signature authorization feature, making processes smoother and faster without the need for printing. For members who are always on the move, our mobile application brings banking right to your fingertips. Make payments with just a tap using our mobile payments feature, and easily send money to friends or family through person-to-person transfers. It's never been easier to stay connected with your money!

Security and Accessibility

We prioritize your security while providing user-friendly features. Our online banking services come equipped with robust security measures to keep your information safe. Plus, whether you're using our website or mobile app, you can enjoy peace of mind knowing that help is available whenever you need it. At Alliance, we believe in making banking accessible for everyone. With our comprehensive suite of digital tools, managing your finances has never been simpler or more efficient. Experience the convenience today!

Financial Strength

Committed Team & Growing Membership

We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our community is evident as we proudly support 77,822 members who have chosen us for their financial needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 8401 Quaker Ave Lubbock Tx 79424 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings & Investments

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,162 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings & Lending Capacity

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,633 in used auto loans and $513,469,519 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Options

In addition to these offerings, we provide personal loans and debt consolidation options that can assist you in managing existing debts or financing larger purchases. If you're interested in refinancing an existing loan or exploring eligibility options for any of our products, don't hesitate to reach out! You can contact us at 806-798-5554 during our lobby hours from 9:00 AM - 5:00 PM or visit us at our branch for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Alliance, we believe everyone deserves access to affordable financing solutions tailored just for them. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as easy as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. Whether you need funding for equipment purchases or working capital to support your operations, we are here to help.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We work closely with our members to find the best mortgage solution tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. Our credit card options include rewards programs that can add value to your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information is current and accurate. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users see a true comparison of available rates without hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This real-world feedback highlights how effective LendMesh can be in navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified information guarantees that users receive fair and transparent offers tailored to their needs.

ALLIANCE CREDIT UNION