Low Mortgage Rates & Top Auto Loans | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance, your trusted financial partner located at 6219 Spur 327, Lubbock, TX 79424. Established in 1940, we have been committed to serving our community for over eight decades, creating a legacy of trust and support for our 51,436 members. With a strong focus on member satisfaction, we pride ourselves on offering a range of services that cater to your personal and business needs. At Alliance, our total assets reach an impressive $613,368,790, demonstrating our robust financial health and stability. We understand the importance of your hard-earned money, which is why we maintain $24,705,372 in deposits while holding $10,790,090 in cash reserves for your peace of mind. Our experienced team is here to assist you with various loan options, amounting to a total of 19,777 loans and leases, tailored to meet your unique circumstances. Our leadership team, led by CEO Matt Grannan and Board President Patsy Wilson, is dedicated to fostering a welcoming environment where members feel valued. We are proud of our dedicated staff of 190 employees, who are always ready to provide personalized service. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 6219 Spur 327, Lubbock, TX 79424. We invite you to explore our services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans, credit cards with rewards, and business banking solutions. You can also take advantage of our online and mobile banking features for added convenience. If you have any questions or need assistance, don't hesitate to reach out to us at (806) 798-5554. Discover the difference at Alliance where your financial well-being is our top priority!

Branch History & Mission

Join Us

We invite you to experience all that Alliance has to offer. From personal banking solutions like checking and savings accounts to vehicle financing and business loans, we are here for you every step of the way. With convenient operating hours from 9:00 AM to 5:00 PM in the lobby and extended drive-thru hours starting at 7:30 AM, accessing your funds has never been easier. If you're looking for a financial partner who values community involvement and member satisfaction as much as you do, consider becoming part of the Alliance family today! Reach out to us at (806) 798-5554 or visit our website at https://alliancecutx.com/home to learn more about how we can help you thrive financially.

Our Journey

Located at 6219 Spur 327 Lubbock Tx 79424, right near the bustling areas of Lubbock, our branch has witnessed significant changes and growth over the years. We started as a small credit union focused on serving our local community, and today, we proudly hold total assets of $613,368,790. Each milestone we reach is a testament to our dedication to providing valuable services while fostering strong relationships within the community. As technology has advanced, so have we. Our commitment to meeting the needs of our members includes offering modern conveniences such as online banking, mobile payments, and e-statements. We ensure that everyone can access their accounts easily and securely, all while adhering to ADA compliance standards.

Our Mission

At Alliance, our mission goes beyond just being a financial institution. We strive to uplift our community through responsible lending practices and active involvement in local outreach programs. We believe that supporting local initiatives not only strengthens our community but also enriches the lives of our members. Whether it's through funding educational programs or partnering with local organizations, we are dedicated to making a positive impact. While you can visit us at 6219 Spur 327 Lubbock Tx 79424 for your banking needs, please note that official correspondence should be directed to 6219 Spur 327, Lubbock, TX 79424 if it differs from the branch address.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to call us at 806-798-5554! Our knowledgeable staff is always ready to assist you with any inquiries or guide you through our services. While members can visit us at our branch location, official correspondence should be sent to the same address: 6219 Spur 327, Lubbock, TX 79424. We invite you to stop by Alliance Credit Union today and discover how we can support your financial journey! Your satisfaction is our priority, and we look forward to welcoming you into our family.

Location and Access

Finding us is a breeze! With ample parking available, you can easily access our branch without hassle. We pride ourselves on being accessible for everyone, featuring ADA-compliant entrances and ramps so that all members of our community can visit us comfortably.

Operating Hours

Our doors are open from 7:30 AM to 6:00 PM for drive-thru banking and from 9:00 AM to 5:00 PM for lobby services, Monday through Friday. This means whether you're rushing in during your lunch break or stopping by after work, we're here when you need us most.

Services Offered

At Alliance, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your life. Our drive-thru service makes quick transactions easy, allowing you to deposit or withdraw cash without leaving your car. And don't forget about our ATM availability convenient access whenever you need it!

Member Eligibility

At Alliance, we believe that becoming a member is about joining a community where you can thrive and feel supported. If you're looking to become part of our family, you'll be glad to know that eligibility is open to those who live, work, or worship in our service area. This means if you're from around 6219 Spur 327 Lubbock Tx 79424, you're likely already on your way to membership! We offer a range of benefits designed to make banking easier and more rewarding for you, including competitive loan rates and personalized service. To get started, simply reach out to us at (806) 798-5554. Our friendly team is ready to guide you through the account opening process, making it as straightforward as possible. For more detailed information about eligibility criteria, feel free to check out our resource. We're excited to welcome you into the Alliance family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anytime, anywhere. Our merchant services equip you with the tools to do just that. From mobile payment solutions to secure online transactions, we help streamline your operations, allowing you to focus on what matters most growing your business. Visit us at 6219 Spur 327 Lubbock Tx 79424 in Lubbock, TX, or give us a call at (806) 798-5554. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide specialized services including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, you can rely on us for support in achieving your business goals.

Convenient Access Points

We understand that convenience is key when it comes to banking. That's why we offer ATM services and basic drive-thru banking for deposits, withdrawals, and simple transactions. Our location also features a drive-thru service available from 7:30 AM to 6:00 PM during weekdays perfect for those busy days when you need quick access without leaving your car. At Alliance, we are committed to being more than just a place to bank; we're here to support you through every stage of life with financial solutions that work for you. For more information about our services or if you have any questions, feel free to reach out at (806) 798-5554 or visit us online at Spur 327. Your financial journey starts here let's take the first step together!

Credit Cards and Rewards

Don't forget about our credit card offerings! With rewards programs tailored for everyday spending, you can earn points for purchases that matter most to you. Whether you're planning a trip or simply want to enjoy cash back on groceries, our credit cards offer benefits that enhance your financial experience.

Home Financing Options

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with flexible terms and personalized support throughout the process. Our team is here to guide you every step of the way, ensuring you understand your options and find a solution that fits your financial goals.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having the ability to manage your finances effortlessly with online and mobile banking options at your fingertips. You can check your balance, transfer money, and even pay bills all from your smartphone or computer. With features like e-statements and mobile payments, managing your money has never been easier. If you're in the market for a new car or need financing for a vehicle, our auto loans provide competitive rates that make it simple to drive away in the car you want. We also offer personal loans that can help with debt consolidation or any unexpected expenses that may arise.

Digital & Online Banking

Key Features

Our online banking system offers a variety of features to help you stay in control of your financial life. You can enjoy the convenience of electronic signature authorization, which simplifies the process of signing important documents without the need for paper or ink. Plus, with e-statements available, you'll receive your account statements digitally, making it easier to keep track of your finances while going green. For those who prefer to manage their accounts on the go, our mobile application puts banking right in your pocket. You can make mobile payments quickly and easily, ensuring that paying for things is a breeze. Additionally, our person-to-person transfer feature allows you to send money directly to friends and family without any hassle.

Security and Accessibility

We prioritize your security when it comes to digital banking. Our systems use advanced technology to keep your information safe while ensuring that accessing your accounts is user-friendly and straightforward. Whether you're using a computer or a mobile device, you can trust that your data is protected. At Alliance, we are committed to providing you with accessible and efficient banking solutions tailored to fit your lifestyle. With our comprehensive range of digital services, managing your finances has never been easier or more secure. Explore all these benefits today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 77,822, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we are well-positioned to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 6219 Spur 327 Lubbock Tx 79424 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,633 in used auto loans and $513,469,519 in total loans and leases. Our operational efficiency is reflected in our $2,069,441, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these core offerings, we have various refinancing options available that can help you lower your payments or access cash from your current loans. Our eligibility criteria are straightforward, making it easier for you to find out if you're qualified for any of our products. We invite you to visit us at 6219 Spur 327 Lubbock Tx 79424, Lubbock, TX, or give us a call at (806) 798-5554 during our operating hours. Explore how our loan offerings can fit into your financial plans today! All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used option, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148, make buying or refinancing simple. We strive to provide competitive rates and flexible terms so that you can find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,267,797 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses while enjoying the perks that come with our rewards program.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By focusing on verifiable data, LendMesh helps users navigate their borrowing options confidently.

ALLIANCE CREDIT UNION - Lubbock, TX

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