Low Mortgage Rates & Quick Personal Loans | Alliance Lubbock TX Credit Union

Introduction

Welcome to Alliance, your trusted financial partner located at 6716 82Nd St, Lubbock, TX 79424. Since our establishment in 1940, we've been dedicated to serving our community and meeting the unique needs of our 51,436 members. With a robust asset base of $613,368,790, we pride ourselves on offering personalized banking solutions that empower you to achieve your financial goals. At Alliance, we understand that every member's journey is different. That's why we offer a variety of services tailored just for you whether it's personal banking, auto loans, or business financing. Our total deposits stand at $24,705,372, reflecting the trust our members place in us. With total loans reaching 19,777, we're here to help you secure the financing you need. Our leadership team, headed by CEO Matt Grannan and Board President Patsy Wilson, is committed to fostering a member-first culture. They believe in transparency and are always available to discuss how we can better serve you. Should you have any questions or need assistance, feel free to reach out at 806-798-5554. While members can visit us at our branch location for all banking needs, official correspondence should be sent to the same address: 6716 82nd St, Lubbock, TX 79424. With assets like our net worth of $71,252,180 and cash in hand amounting to $10,790,090, we are well-positioned to support our members through various financial journeys. We take pride in being a reliable resource in the community and are excited about what the future holds. Join us today and discover how Alliance can make a difference in your financial life! Visit us online at alliancecutx.com or stop by our branch we're eager to assist you!

Branch History & Mission

Alliance Credit Union, known affectionately as the Southwest Branch, has been a vital part of the Lubbock community since it first opened its doors in 1940. With a rich legacy that spans over eight decades, our branch has grown from humble beginnings into a robust financial institution serving more than 51,000 members. Located at 6716 82nd St, Lubbock, TX 79424, we are proud to provide a wide range of services designed to meet the needs of our diverse membership. From our inception, our mission has been clear: to empower our members through reliable financial services while fostering a sense of community and support. As we continue to evolve, this mission remains at the heart of everything we do. We believe in making banking accessible and beneficial for everyone. Our total assets have reached an impressive $613,368,790, reflecting our commitment to responsible growth and sound financial practices. Over the years, Alliance has embraced innovation while maintaining our core values. We offer modern conveniences such as online banking and mobile payments, ensuring that our members can manage their finances anytime and anywhere. Additionally, we are proud to be ADA compliant so that all members can comfortably access our services. In addition to financial services like checking and savings accounts, auto loans, mortgages, and personal loans, we actively engage with our local community. Our partnerships with various organizations allow us to contribute positively to Lubbock's growth and well-being. Whether it's through sponsorships or volunteering efforts, we strive to make a real impact where it matters most. While you can visit us at 6716 82nd St for in-person assistance during our lobby hours from 9:00 AM to 5:00 PM or utilize our drive-thru service from 7:30 AM to 6:00 PM, we also invite you to reach out by phone at 806-798-5554 for any inquiries or support you may need. For official correspondence or additional information regarding your account or memberships, please send mail to the same address. Join us at Alliance Credit Union today! Experience firsthand how we blend tradition with innovation while putting our members first. Your journey towards better financial health starts here!

Branch Location & Accessibility

Convenient Access and Features

Parking is available right outside the branch, so you can come in with ease. Our facility is designed with accessibility in mind, ensuring everyone can enjoy our services without hassle. We are committed to providing an inviting atmosphere where you feel comfortable. At Alliance, we understand that convenience is key. That's why we offer both lobby service and a drive-thru option for your banking transactions. Our lobby hours run from 9:00 AM to 5:00 PM on weekdays, while the drive-thru opens earlier at 7:30 AM and closes at 6:00 PM, giving you flexibility depending on your schedule.

Services Tailored to You

Our Southwest Branch offers a full range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, with ATM availability on-site, you can quickly access cash whenever you need it. While members can visit us at 6716 82Nd St for all banking inquiries, official correspondence should be directed to the same address since it also serves as our mailing address. We invite you to reach out at (806) 798-5554 if you have any questions or would like to know more about how we can assist you today. Come visit us at Alliance Credit Union's Southwest Branch; we look forward to helping you achieve your financial goals!

Member Eligibility

Becoming a member of Alliance is like opening the door to a welcoming community that truly cares about your financial journey. If you live, work, or go to school in the Lubbock area, you're likely eligible to join us! We strive to create a friendly and supportive environment where you can access a range of services tailored just for you. Joining is straightforward and inclusive; we encourage everyone to explore their options. For specific eligibility details. Once you're ready to take the next step towards membership, opening an account with us is easy! Simply visit us at our branch located at 6716 82Nd St Lubbock Tx 79424, or give us a call at (806) 798-5554 for more information. We're excited to have you as part of our family and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $299 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $64,792,434, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments easily, whether online or in-person. Our services ensure that your customers have a hassle-free checkout experience, allowing you more time to focus on what really matters growing your business. At Alliance, we believe that every business deserves the chance to thrive. Let us be your partner in making that happen! For more information or assistance, call us at (806) 798-5554 today!

Comprehensive List Of Services

Accessing Cash Made Easy

We also offer easy access to cash through our ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals. No matter where life takes you in Lubbock or beyond, our network ensures that accessing your funds is simple. Located at 6716 82Nd St Lubbock Tx 79424, we're just a phone call away at 806-798-5554 if you have any questions about our services or would like assistance navigating your financial journey. Explore how these services can enhance your financial well-being by visiting us at Alliance. Let us be part of your financial success story!

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to help your company thrive. We know that running a business requires quick access to funds and efficient banking solutions our offerings ensure that you're never left waiting when it comes to managing your finances.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Alliance provides robust online and mobile banking features. You can manage your accounts from anywhere using our user-friendly app or website. From checking balances and transferring money to paying bills or making person-to-person payments effortlessly our digital platform puts control back in your hands.

Credit & Debt Management

Managing debt can be daunting, but with our personal loans and debt consolidation options, we help simplify that journey. Whether you want to consolidate existing debt into one manageable payment or need funds for unexpected expenses, we have flexible solutions ready for you. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making it easier to get more out of what you spend.

Home Financing Options

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services are here for you. We understand that purchasing a home is one of the biggest financial decisions you'll make, which is why we provide personalized assistance throughout the entire process. Our team will guide you in finding the best mortgage terms available.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances with accounts that offer competitive interest rates and low fees. For those looking to make a big purchase, we offer auto loans and vehicle financing options that make getting behind the wheel more accessible than ever. With our straightforward application process, you can find the right loan for your next car without any hassle.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money quickly and easily through person-to-person transfers. Whether you're splitting a bill or sending a gift, this feature makes it simple to handle transactions without needing cash. Plus, our mobile payments option means you can make purchases directly from your phone no wallet needed! For those who prefer a more traditional approach, we also provide electronic statements for easy access to your financial records. You can say goodbye to paper clutter and keep track of your spending in an eco-friendly way. And if you're concerned about security, rest assured that we use electronic signature authorization to protect your personal information during transactions. If you're always on the move, our mobile application is perfect for you. It's packed with all the features you need for real-time account management right at your fingertips. From checking balances to depositing checks, everything can be done quickly and securely from your smartphone. At Alliance, we're dedicated to making your banking experience as smooth as possible. With our digital tools and resources, managing your finances has never been more accessible or secure. Join us today and explore how easy it can be to take control of your financial life!

Financial Strength

Growing Membership

We currently serve 77,822 total share accounts, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, further reinforcing our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alliance is your trusted partner. Visit us at 6716 82Nd St Lubbock Tx 79424 or call (806) 798-5554 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $71,252,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals effectively. Currently, we hold $8,633 in used auto loans and have a robust total of $513,469,519 in loans and leases available for our members.

Operational Efficiency

Our operational efficiency is reflected in our $2,069,441, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 24 part-time employees ready to assist you with any banking needs you may have.

Secure Savings Options

Members' savings are secured through $286,448,224 in share certificates and $41,650,075 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $71,252,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $191,236,479 in used vehicle loans and $59,896,004 in new vehicle loans, helping many members get on the road. Our flexible financing options make it easy for you to find a plan that suits your budget. If you're interested in refinancing your current auto loan, we can guide you through eligibility options that may lower your payments.

Business Loans

For business owners, our outstanding commercial loans totaling $64,792,434 provide the capital needed to grow and expand your operations. We understand the specific challenges businesses face and are committed to supporting local entrepreneurs with tailored solutions.

Conclusion

At Alliance, located at 6716 82Nd St Lubbock Tx 79424, Lubbock, TX, our mission is to provide accessible financial solutions for all our members. If you're interested in any of our loan offerings or want to learn more about refinancing options, don't hesitate to reach out at (806) 798-5554. Our team is ready to help you navigate through your choices and find the right fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $6,267,797 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that enhance your purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,112,148. We simplify the process of buying or refinancing your home, ensuring you receive the best terms available. Our team is here to assist you every step of the way, making it straightforward to understand what you need for approval.

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ALLIANCE CREDIT UNION - Lubbock, TX

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