Texas Tech Credit Union Lubbock TX | Quick Personal Loans & ATM Services

Introduction

Welcome to the Ravenwood Branch of Texas Tech Credit Union, your trusted partner in financial well-being since 1959. Conveniently located at 4005 98Th Street, Lubbock, TX 79424, we are proud to serve a community of over 34,535 members. Our commitment to you goes beyond just banking; we aim to make a positive impact on your financial journey. At Texas Tech Credit Union, we understand the importance of having a solid financial foundation. With total assets reaching an impressive $419,698,760, and total deposits of $61,076,654, we offer a range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or loans for your vehicle and home, we've got you covered. Our leadership team is dedicated to ensuring your experience with us is exceptional. Led by our CEO Chris Hutson and Board President Ronald Phillips, our staff of 132 professionals is here to assist you every step of the way. We invite you to connect with us at 806-742-3606 or visit our website at texastechfcu.org for more information about our offerings. While members can visit us at our branch location, official correspondence should be sent to the same address: 4005 98th Street, Lubbock, TX 79424. We pride ourselves on providing personalized service that meets the needs of our diverse membership. Join us today and experience the difference that comes with being a part of the Texas Tech Credit Union family!

Branch History & Mission

Our Mission

At Texas Tech, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering community support. We are committed to providing personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our focus on member satisfaction drives us to enhance digital banking solutions like online banking and mobile payments. We take pride in being more than just a financial institution; we strive to be an integral part of the Lubbock community. Over the years, we've partnered with local organizations and participated in outreach efforts that uplift our neighbors and strengthen community ties. While members can visit us at our physical location for personalized service, official correspondence should be sent to the same address: 4005 98th Street, Lubbock, TX 79424. Join us at Texas Tech Ravenwood Branch and experience firsthand how we can help you achieve your financial goals while making a difference in the community. Together, we can build a brighter future! For more information or to become a member today, call us at 806-742-3606 or visit our website.

Branch Location & Accessibility

Convenient Access

At Texas Tech, we pride ourselves on providing accessible banking solutions. Our branch features ample parking and ADA-compliant facilities to ensure everyone can visit us with ease. Whether you prefer to walk in or use our drive-thru service, we've got you covered! Our drive-thru is open Monday through Friday from 7:30 am to 6:00 pm and Saturday from 9:00 am to 12:00 pm, making it simple for you to manage your banking needs without stepping inside.

Operating Hours

We know that life can get busy, so we offer flexible lobby hours designed to fit your schedule. You can visit us Monday through Thursday from 9:00 am to 4:00 pm, and on Fridays until 6:00 pm. We're even open on Saturdays until noon! If you need assistance outside of these hours, don't hesitate to call us at 806-742-3606. Our friendly team is here to help!

Services Just for You

Texas Tech Ravenwood Branch offers a wide range of services tailored to meet your financial needs whether it's personal banking like checking and savings accounts or loans for your next vehicle or home. With ATM availability right at the branch, withdrawing cash has never been easier. Plus, our online and mobile banking options give you access anytime, anywhere. While members can visit us at 4005 98th Street for all their banking needs, official correspondence should be sent to the same address as well. We invite you to come down and see what we can do for you! Join our community today and experience how banking should be friendly, accessible, and tailored just for you.

Member Eligibility

Becoming a member of Texas Tech is like joining a welcoming family where everyone supports one another's financial goals. To be eligible, you simply need to live, work, worship, or attend school in the Lubbock area. We believe that everyone should have access to quality financial services and a community that cares. Once you're ready to take the next step, opening an account is a breeze! You can start the process online by visiting our account opening page at https://texastech-asg-lending360.wetap.com/l360/texastech/?_ga=2.119099017.1063657897.1695222542-1107540567.1695222542 . If you have any questions or need assistance, feel free to give us a call at (806) 742-3606. For more detailed information about eligibility requirements, check out our resource page at https://texastechfcu-cloud.lending360.com/accountopening/application?membership . We're excited to welcome you to Texas Tech, located at 4005 98Th Street Lubbock Tx 79424, where your financial journey begins!

Business Banking & Commercial Services

Merchant Services That Make Sense

When it comes to managing cash flow, our merchant services are designed to simplify transactions and enhance customer experiences. Imagine being able to process payments easily while focusing on what you do best running your business. Our services allow you to accept various payment types effortlessly, ensuring you meet your customers' needs without hassle. Located conveniently at 4005 98Th Street Lubbock Tx 79424 in Lubbock, TX, our team is ready to assist you with personalized service tailored to your business's unique needs. Reach out to us at (806) 742-3606 and discover how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM & Cash Withdrawal Services are available at multiple locations for quick access to your funds. Additionally, we offer Basic Drive-Thru Banking for deposits, withdrawals, and simple transactions perfect for those busy days when you're on the move. At Texas Tech, we believe in making every aspect of banking convenient and straightforward. Whether you prefer meeting us in person or utilizing our digital platforms, we are here for you every step of the way. If you have any questions or need assistance with any of our services, feel free to reach out at (806) 742-3606. Ready to explore what we can do for you? Visit us online at https://www.texastechfcu.org/ or stop by our branch today! We look forward to serving you!

Business Solutions

For our local entrepreneurs, Texas Tech offers comprehensive Business Banking services including Merchant Services and Business Loans. We know how vital it is for small businesses to have reliable financial support, and we're here to ensure you have the tools needed for success.

Credit Options

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans and Debt Consolidation services come into play. We provide flexible solutions that help you regain control of your finances without stress. Plus, don't forget about our rewarding Credit Cards, which not only offer convenience but also great perks for our members.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. That's why we provide robust Online & Mobile Banking features. You can check balances, transfer funds, and even pay bills right from your smartphone or computer making banking simpler than ever.

Personal Banking

We understand that managing your money can be overwhelming at times. That's why we offer personal banking solutions tailored to fit your lifestyle. From Checking and Savings Accounts that help you keep track of your funds, to Auto Loans and Vehicle Financing options that make purchasing a new car easier than ever, we are committed to supporting your financial journey. If you're looking to buy a home, our Mortgage Loans and Refinancing services can guide you through the process with ease.

Digital & Online Banking

Key Features

With just a few clicks, you can visit our online banking portal at https://www.texastechfcu.org/ . Here, you can view your account balances, pay bills, and transfer funds with ease. We also offer e-statements, allowing you to access your financial statements electronically, which saves paper and keeps your information organized. If you prefer the convenience of mobile banking, our mobile application makes it simple to manage your accounts from anywhere. Our service includes features like person-to-person transfers, so sending money to friends or family is quick and hassle-free. Plus, for those who love using their smartphones for payments, our mobile payments feature allows you to make purchases easily without needing cash or cards.

Security and Accessibility

Your security is our top priority. We use robust encryption methods to protect your personal information when you bank online or through our app. Additionally, we support electronic signature authorization for various transactions, making it easier for you to complete necessary paperwork securely. At Texas Tech, we believe in providing accessible banking solutions that fit into your lifestyle. Whether you're checking balances during lunch or transferring funds late at night, our user-friendly interface ensures that your banking experience is smooth and efficient. Embrace the freedom of managing your finances with confidence through our comprehensive digital banking services!

Financial Strength

Committed Team

We also take pride in having 125 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 52,001, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Tech is your trusted partner. Visit us at 4005 98Th Street Lubbock Tx 79424 or call (806) 742-3606 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $32,529,711 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $4,054 in used auto loans and $297,912,775 in total loans and leases, we support your financial goals across various sectors.

Secure Savings

Members' savings are secured through $141,341,497 in share certificates and $55,190,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $258,863, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $44,343,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,056 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,268,553 in used vehicle loans and $78,576,244 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand your operations. Although we currently have no outstanding commercial loans listed, our commitment remains strong toward supporting local businesses with future lending opportunities. At Texas Tech, we pride ourselves on providing personalized service and financial solutions that fit your unique needs. If you're interested in learning more about our loan products or checking your eligibility, visit us online or call us today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,543,820 in loans helping members manage their finances effectively. This product is perfect for those who need quick access to funds without tying up collateral. Enjoy competitive rates and an easy application process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,553,788, make buying or refinancing simple. We aim to simplify the process so that you can focus on making your house a home. Our team will guide you through eligibility options and refinancing opportunities if you're looking to lower your monthly payments or access equity.

Loan Aggregator

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TEXAS TECH FEDERAL CREDIT UNION