Capital Lubbock TX Credit Union ATM Services

Introduction

Welcome to Capital Credit Union, where your financial journey is our top priority! Located at the heart of Lubbock, TX 79424, our Main Branch is dedicated to serving our community with integrity and personalized care. Since opening our doors in 2021, we have grown to support over 560 members, helping them achieve their financial goals with confidence. At Capital, we pride ourselves on our robust financial health, boasting a total of $6,824,334 in assets and $2,834,205 in deposits. Our commitment to you is reflected in our strong net worth of $1,763,130 and cash reserves of $29,336, ensuring that we are well-equipped to meet your needs. With a total of 486 loans and leases issued, we are here to provide the financial solutions you require. Under the leadership of our CEO, Michael Hensley, and Board President, Linda Lewis, we aim to create a welcoming environment where members feel valued and supported. Our dedicated team of 469 employees is ready to assist you during our operating hours from 9:00 AM to 5:00 PM on weekdays. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address at 6219 Spur 327, Lubbock, TX 79424. Whether you're looking for loans, savings accounts, or other financial services, we invite you to explore how Capital Credit Union can help you thrive. For more information or assistance, feel free to call us at 806-773-9230 or visit our website at www.capitalfcu.org. Your financial success starts here!

Branch History & Mission

Embracing Innovation

We understand the importance of modern conveniences in today's fast-paced world. That's why Capital Credit Union offers online banking services that allow you to manage your accounts from anywhere at any time. While we currently do not have ATM services or drive-thru banking available, our mobile application ensures you can access your finances conveniently on the go.

Join Us Today!

As we continue to grow and serve our members with pride, we invite you to become part of the Capital Credit Union family. Experience personalized service that puts your needs first and join a community-focused institution dedicated to your financial well-being. For more information or if you have any questions, feel free to reach out at 806-773-9230 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Together, let's build a brighter financial future! Visit us online at Capital Credit Union for more details about our services and offerings.

Our Mission

At Capital Credit Union, our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to the resources they need to achieve their financial goals. Whether it's helping you save for a new home or offering personal loans with competitive rates, we strive to make banking simple and supportive. Our commitment goes beyond just numbers; we actively engage in community outreach programs and partnerships that empower local residents. From financial education workshops to supporting local charities, we aim to create lasting impact and build stronger neighborhoods.

Branch Location & Accessibility

Accessibility Features

At Capital, we prioritize accessibility for all our members. Our branch is equipped with ramps and ADA-compliant features to ensure everyone can comfortably visit us. Parking is available nearby, making it easy for you to pop in whenever you need assistance.

Nearby Landmarks

Our location is easily accessible from several notable landmarks. We're just a short drive from the bustling Lubbock Marketplace and close to local parks where many families gather. This makes us not only a convenient stop for banking but also a part of the community's daily life.

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, ready to serve your banking needs. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is always on hand inside the branch to assist you with everything from account inquiries to loan applications. If you're looking for a credit union that values personal service and community involvement, look no further than Capital! We invite you to stop by or give us a call at 806-773-9230 if you have any questions. Your financial well-being is our priority, and we look forward to welcoming you!

Member Eligibility

At Capital, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and opens the door to a range of financial benefits tailored just for you. If you're living, working, or attending school in Lubbock, Texas, you're likely eligible to join our family. We also welcome members from surrounding areas who share our vision of building strong financial futures together. For the most current eligibility criteria, feel free to check out more details at . Once you're ready to take the next step, opening an account at Capital is a straightforward process. Our friendly team is here to guide you every step of the way. Just give us a call at (806) 773-9230 or stop by our branch located at Main Branch Lubbock Tx 79424 during our convenient operating hours. Join us today and enjoy all the advantages that come with being part of our credit union community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your shop with easy payment options for your customers. Our merchant services simplify transactions, making it easier for you to focus on what matters growing your business. Whether it's accepting credit cards or managing payroll efficiently, we offer practical tools to help you thrive in today's market. At Capital, we believe every entrepreneur deserves the chance to succeed. Let us partner with you on this journey! For more information, reach out to us at (806) 773-9230.

Comprehensive List Of Services

Banking Services Tailored for You

Our service offerings include ATM Services Only, ensuring that you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without the hassle of long lines or inconvenient hours. With our ATM services, managing your finances has never been simpler.

Connecting with Our Community

At Capital, we believe in building strong relationships with our members and the community. Our dedicated staff is always ready to assist you with any questions or concerns. If you're in need of personalized assistance, don't hesitate to give us a call at (806) 773-9230. We're here to help! We invite you to visit us at our branch or explore our services online at https://www.capitalfcu.org/ . Experience the difference of being part of a credit union that truly cares about its members. Let us help you navigate your financial journey with confidence!

Emphasizing Convenience and Accessibility

In today's fast-paced world, we know how important it is to have banking options that fit into your life. That's why we offer robust digital banking features. With online banking and a user-friendly mobile application, you can manage your accounts right from your phone or computer. Transfer funds, pay bills, and monitor transactions all in one place, making it easy to stay on top of your finances.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds directly from your account without any hassle. And if you're always on the go, our mobile application brings the bank right to your pocket, making it easy to manage your finances while you're out and about. Security is a top priority for us. While we currently do not offer electronic signature authorization or e-statements for additional protection and ease of use in managing documents, rest assured that our online banking system is built with strong security measures to keep your information safe. While mobile payments are not available yet, we're constantly looking for ways to enhance our services based on member feedback. We are committed to providing features that make banking easier and more accessible for everyone. In today's fast-paced world, having the ability to manage your finances digitally is essential. At Capital, we're proud to offer solutions that empower you with real-time account management and peace of mind. Join us in experiencing how effortless banking can be!

Financial Strength

Commitment to Operational Efficiency

Our $50,981 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 460 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 730, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital is your trusted partner. Visit us at Main Branch Lubbock Tx 79424 or call (806) 773-9230 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $12,149 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $243 in used auto loans and $2,008,438 in total loans and leases supporting members' financial goals across various sectors.

Secure Savings for Members

Members' savings are secured through $288,142 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,763,130, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,584 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,130,170 in used vehicle loans and $703,043 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you can find financing that fits your needs.

Credit Lines

If you're looking for additional flexibility, our total credit lines available amount to $2,000,000. This can be an excellent way to handle large purchases or emergencies while keeping your cash flow intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easier for you to step into your dream home.

Refinancing Options

For those considering refinancing existing loans, we offer various options tailored to your situation. Whether it's a mortgage or an auto loan, our team is here to guide you through the process and find terms that work for you. Our dedicated staff at Capital, located at Main Branch Lubbock Tx 79424 in Lubbock, TX, is ready to assist you with any questions you may have about our loan offerings. Feel free to give us a call at (806) 773-9230 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you navigate your financial journey with confidence!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $0 in loans available to help our members manage their finances effectively. This option allows you to cover unexpected expenses without putting additional strain on your budget.

Loan Aggregator

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CAPITAL FEDERAL CREDIT UNION