Personal Loans in Charlotte, NC

Looking for a personal loan in Charlotte, NC? Compare offers from trusted local lenders to find flexible terms that fit your budget and lifestyle. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you can get the support you need right here in your community.

Charlotte residents deserve quick, clear loan options without the hassle. Explore competitive rates and personalized service from credit unions and banks that know our city. Start comparing today to secure affordable financing tailored just for you.

Filters

Lender
APR
Term
Amount
Link
Info
sharonview
10.99 - 13 %
∞
abnbfcu
11.24 - 18 %
∞
foundersfcu
11.5 - 18 %
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
deereemployeescu
14.74 %
∞
latinoccu
15 - 18 %
$20,000
∞
langleyfcu
15.24 - 18 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days. Abnb's Personal loan has an APR of 11.24% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates are slightly higher than 7, 30, 60, and 90 days ago, when they were 11.4% . The rates for both products have moved up by the same amount over the past few weeks.

Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Empeople's Signature personal loan has an APR of 14.74% , which is unchanged from 7, 30, 60, and 90 days ago. Their Line of credit loan carries a 17.99% APR, also steady compared to 30, 60, and 90 days earlier. Latino Community has a Credit builder loan with an APR of 6% , unchanged from 90 days ago. Their Personal loan, signature has a 15% APR, steady compared to 30 and 60 days ago. The Signature personal loan has a 16% APR today, which is up from 15% thirty and sixty days ago but the same as 90 days ago.

Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
SHARONVIEW FEDERAL CREDIT UNION
9825 SANDY ROCK PL CHARLOTTE NC 28277
ATM
P2P
E-Statements
Assets: $1,497,841,956
Deposits: $78,850,191
Net Worth: $130,219,707
Employees: 286
Members: 87,078
SKYLA FEDERAL CREDIT UNION
11228 ARDREY KELL RD CHARLOTTE NC 28277
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,561,839,642
Deposits: $160,963,222
Net Worth: $148,055,249
Employees: 288
Members: 103,354
STATE EMPLOYEES' CREDIT UNION
10910 ARDREY KELL RD CHARLOTTE NC 28277
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES' CREDIT UNION
11225 GOLF LINKS DR N CHARLOTTE NC 28277
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
TRULIANT FEDERAL CREDIT UNION
7107 WAVERLY WALK AVE UNIT A1 CHARLOTTE NC 28277
ATM
P2P
E-Statements
E-Signature
Assets: $5,221,549,692
Deposits: $234,561,407
Net Worth: $463,583,525
Employees: 926
Members: 344,463

🏘️ All the Lenders Available in Mecklenburg County, NC

✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅ALLEGACY FEDERAL CREDIT UNION
✅SKYLA FEDERAL CREDIT UNION
✅TRULIANT FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅CHARLOTTE FIRE DEPARTMENT CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅PIEDMONT ADVANTAGE CREDIT UNION CREDIT UNION
✅NOVA CREDIT UNION
✅UNIVERSITY OF SOUTH ALABAMA FEDERAL CREDIT UNION
✅PAMCEL COMMUNITY FEDERAL CREDIT UNION
✅SHARONVIEW FEDERAL CREDIT UNION
✅FOUNDERS FEDERAL CREDIT UNION
✅BLUE FLAME 63519 CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅CAROLINA COOPERATIVE FEDERAL CREDIT UNION

Compare other loan types in Charlotte, NC

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