STATE EMPLOYEES' CREDIT UNION

Welcome to State Employees' Credit Union, your trusted financial partner located at 10910 Ardrey Kell Rd, Charlotte, NC 28277. Since our establishment in 1937, we've been dedicated to serving the financial needs of our members, who now number over 2.8 million strong. With a total asset base of more than $57 billion, we are proud to offer a wide range of services designed to help you achieve your financial goals. At State Employees', we understand that banking is about more than just numbers it's about community. Our commitment to supporting local families and businesses is reflected in our total loans and leases, which amount to 1,194,630. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, we've got you covered. We currently hold total deposits of $7.87 billion, ensuring that your funds are secure with us. Our leadership team, headed by CEO Leigh Brady and Board President Mona Moon, is dedicated to fostering a friendly and supportive environment for all members. With a workforce of 8,258 employees, we're here to provide personalized service that meets your individual needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 10910 Ardrey Kell Rd, Charlotte, NC 28277. You can reach us at 704-540-1159 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. We invite you to explore our website at ncsecu.org for more information about our products and services or to start your journey with us today! Your financial success is our priority, so come see how we can make a positive impact on your life.

At State Employees', we believe that joining our community is like becoming part of a supportive family where everyone works together for a brighter financial future. To become a member, you just need to meet some simple eligibility criteria. If you live, work, or worship in the areas served by our credit union, you're likely eligible! We also welcome immediate family members of existing members, making it easy for families to enjoy the benefits together. For more specific details on eligibility, feel free to check out this resource: http://www.ncsecu.org/join#eligibility . Getting started with us is straightforward and welcoming. You can open your account online in just a few minutes by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx ?role=secu or give us a call at (704) 540-1159 if you have any questions. Our team is here to help you every step of the way! Join us at our branch located at 10910 Ardrey Kell Rd Charlotte Nc 28277, and let's embark on this journey together towards achieving your financial goals.

At State Employees', we understand that convenience and security are essential for our members. That's why we offer a comprehensive range of digital and online banking services designed to make managing your finances as easy as possible, all while keeping your information safe. Our online banking platform is available 24/7, allowing you to access your accounts anytime, anywhere. You can easily check your balances, transfer funds, and pay bills with just a few clicks at https://www.ncsecu.org/ . With electronic signature authorization, signing documents has never been easier or more secure. Simply use your smartphone or computer to sign important forms without the hassle of printing and mailing them. If you prefer going paperless, our e-statements service is available, giving you quick access to your account statements whenever you need them. This not only helps the environment but also keeps your financial information organized and easily retrievable. For those on the go, our mobile application provides all the functionalities of online banking right at your fingertips. Whether you're making mobile payments or checking your account balances, everything is user-friendly and efficient. Plus, if you want to send money to friends or family, our person-to-person transfer feature makes it a breeze no more awkward cash exchanges! At State Employees', we prioritize the security of your financial information. Our systems utilize advanced encryption methods so you can bank with confidence knowing that your data is protected. In short, whether you're at home or out and about, State Employees''s digital banking services empower you to take control of your finances in a way that fits your lifestyle. Enjoy real-time account management and peace of mind with our secure online banking options!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining robust financial health is reflected in our impressive performance metrics, which are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 10910 Ardrey Kell Rd Charlotte Nc 28277 or call (704) 540-1159 to learn more about how we can help you achieve your financial goals.