Skyla Credit Union Charlotte NC | Low Mortgage Rates & Business Banking

Introduction

Welcome to Skyla, your trusted financial partner right here in Charlotte, NC. Located at 11228 Ardrey Kell Rd, our branch is dedicated to serving the needs of our community with a commitment that dates back to 1962. With over 103,000 members relying on us, we take pride in being a cornerstone for financial growth and stability in the area. As part of the Skyla family, you benefit from our impressive total assets of $1.56 billion, enabling us to offer competitive loans and savings options tailored just for you. Our expertise spans various services, including personal banking, auto loans, mortgages, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209. Our team of 288 dedicated employees, led by CEO Eric Gelly and Board President Adrienne Dellinger, is here to ensure your experience is as smooth and rewarding as possible. With total deposits exceeding $160 million and cash reserves of $7.78 million, we are well-equipped to assist you in achieving your financial goals. At Skyla, we believe in building strong relationships with our members. We understand that financial decisions can be daunting; that's why we're committed to providing personalized service and expert guidance every step of the way. Ready to take the next step? Whether you're looking to open an account or explore loan options, give us a call at 704-375-0183 or visit our website at skylacu.com for more information. Let us help you unlock a brighter financial future today!

Branch History & Mission

Welcome to Skyla, a proud member of the Charlotte community since 1962. Located at 11228 Ardrey Kell Rd, Charlotte, NC 28277, our branch has grown alongside our members, fostering financial success and community spirit for over six decades. With a current membership exceeding 103,000 individuals and total assets reaching an impressive $1,561,839,642, we have established ourselves as a trusted partner in achieving financial goals. Skyla was founded with a simple yet powerful mission: to provide exceptional financial services while uplifting our community. We believe that everyone deserves access to reliable banking options and support. Our commitment goes beyond transactions; it encompasses building relationships and empowering members to make informed financial decisions. Over the years, we have embraced advancements in technology to enhance our services. Our digital offerings include online banking and mobile payments, making it easy for members to manage their finances anytime, anywhere. Our physical branch features ADA-compliant facilities ensuring everyone can access our services comfortably. While you can visit us at our main branch location, official correspondence should be sent to 3700 South Blvd, Suite 400, Charlotte, NC 28209 if needed. We also offer convenient drive-thru banking services and ATMs for quick transactions. At Skyla, we are dedicated not only to serving our members but also to giving back to the community through various outreach programs and partnerships. We believe in creating a positive impact by supporting local initiatives that help those in need. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM - 5:00 PM and Fridays until 6:00 PM. Whether you're looking for personal banking solutions like checking accounts or loans or business services such as merchant accounts or business loans, we are here for you. Join us today and experience the benefits of being part of Skyla. Together, we can achieve more! For inquiries or assistance, feel free to reach out at 704-375-0183. We look forward to welcoming you into our family!

Branch Location & Accessibility

Conveniently Located

You can find us just off Ardrey Kell Road, close to local landmarks that make us easy to spot. If you're near the popular Ballantyne area, you're just minutes away from our door. We offer ample parking spaces to ensure that your visit is hassle-free. Plus, our branch is fully ADA compliant, featuring ramps and accessible entryways so everyone can bank with ease.

Get in Touch!

If you have any questions or need assistance, feel free to give us a call at 704-375-0183. Our friendly team is ready to help you! We invite you to stop by Skyla today and discover how we can support your financial journey. Your satisfaction is our priority!

Operating Hours and Services

Our doors are open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. This flexibility allows you to stop by during your lunch break or after work. At Skyla, we pride ourselves on offering a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to loans for vehicles and mortgages. Need quick access? We also have an ATM available for easy withdrawals and balance checks anytime you need them. For those who prefer convenience, our drive-thru service provides a simple way to handle deposits and withdrawals without leaving your car. While members can visit us at 11228 Ardrey Kell Rd Charlotte Nc 28277, official correspondence should be sent to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209.

Member Eligibility

At Skyla, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming, and we're excited to have you join our community at our branch located at 11228 Ardrey Kell Rd Charlotte Nc 28277. To be eligible for membership, you'll need to meet some friendly criteria, which typically includes living, working, or worshipping in the communities we serve. You can find all the specifics about eligibility on our website here. Once you're ready to take the next step, opening an account with us is just as easy! We offer a variety of accounts tailored to your needs and are here to support you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (704) 375-0183. We can't wait to welcome you into the Skyla family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From card processing to online payments, we provide tools that make it easier for you to accept payments and manage your cash flow effectively. Located conveniently at 11228 Ardrey Kell Rd Charlotte Nc 28277, Charlotte, NC 28277, we're here to help your business thrive. Call us at (704) 375-0183 or visit our website at https://www.skylacu.com/ for more information on how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Skyla has tailored solutions for you as well. Our business banking services, including merchant services and business loans, are designed to support your growth while making daily transactions smooth.

Call Us Today!

Ready to take the next step? Reach out to us at 704-375-0183 or visit us in person at our branch in Charlotte. At Skyla, we're excited to help you achieve your financial goals with ease and confidence!

Convenient Access

We know that convenience is key. That's why we offer ATM services for cash withdrawals and balance checks right when you need them. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Credit Card Options

Don't forget about our credit cards with rewards! These cards are perfect for everyday purchases and provide benefits that can help you earn points towards future travel or cash back.

Personal Banking Services

Starting with personal banking, we offer both checking and savings accounts that cater to various lifestyles and financial goals. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're in the market for a new car or simply need a reliable vehicle, our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. You can also explore our mortgage loans and refinancing services if you're ready to buy a home or save on your current mortgage. For those unexpected expenses or projects you've been meaning to tackle, consider our personal loans and debt consolidation solutions. We understand life happens, and we're here to help you manage those challenges effectively.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter with e-statements! Access your statements securely online whenever you need them. Plus, with our mobile payments feature, paying for purchases is quick and secure just tap and go! At Skyla, we prioritize your security while keeping our services easy to use. All transactions are safeguarded with advanced security measures so you can bank confidently. Embrace modern banking with us today!

Mobile Application

With our mobile application available for download, you can take banking on-the-go. The app allows you to perform all the essential tasks right from your smartphone or tablet. From making deposits using electronic signature authorization to viewing e-statements, we prioritize making your banking experience smooth and efficient.

Online Banking Services

Experience the freedom of 24/7 online banking at https://www.skylacu.com/ . Whether you want to check your balance, transfer funds, or pay bills, our online banking service puts everything at your fingertips. You can access your accounts anytime, anywhere, ensuring that you're always in control of your financial journey.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you quickly send funds without hassle. Whether it's splitting a bill or sending a gift, transferring money has never been easier.

Financial Strength

Commitment to Growth and Innovation

With $87,327,100 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $12,449 in used auto loans and $1,245,374,936 in total loans and leases that support our members' financial goals across various sectors.

Growing Trust Among Members

Total Share Accounts stand at 204,139, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain healthy net shares (Funds available for lending and investments): $37,415, which further strengthens our ability to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 11228 Ardrey Kell Rd Charlotte Nc 28277 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,774,765 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can make it easier for you to get behind the wheel.

Business Loans

For business owners, our outstanding commercial loans totaling $246,716,185 provide the capital needed to grow and expand. Whether it's for purchasing equipment or managing cash flow, we're here to support your business journey. At Skyla, we are committed to providing tailored solutions to meet your financial needs. If you're considering refinancing or want to learn more about eligibility options, please don't hesitate to reach out. You can contact us at (704) 375-0183 or visit us at our branch located at 11228 Ardrey Kell Rd Charlotte Nc 28277 in Charlotte, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate this important milestone.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $64,630,077 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while building your credit history.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

One of the core strengths of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented to you. This means you can trust that the information you're seeing is accurate and up-to-date.

SKYLA FEDERAL CREDIT UNION