Truliant Credit Union Charlotte NC | Quick Personal Loans & Top Checking

Introduction

At Truliant, we believe in building strong relationships with our members and the community. Located at 7107 Waverly Walk Ave Unit A1, Charlotte, NC 28277, our branch is dedicated to providing exceptional financial services tailored to your needs. Since our establishment in 1952, we have grown to support over 344,463 members with a commitment to trust and reliability. While you can visit us at our Waverly location for all your banking needs, please note that official correspondence should be directed to 7107 Waverly Walk Ave Ste A-1, Charlotte, NC 28277. With total assets exceeding $5.2 billion and deposits totaling around $234.6 million, Truliant stands as a pillar of financial stability in the community. We pride ourselves on offering a wide range of services including personal banking, auto loans, mortgages, and business financing options. Our dedicated team of 926 employees is here to help you navigate your financial journey with confidence. Led by our CEO William Hall and Board President James Flythe, Jr., we prioritize your financial wellness and strive to make a positive impact in the lives of our members. With a net worth of approximately $463.6 million and cash reserves of $48 million, we are well-equipped to serve you now and into the future. We invite you to experience the Truliant difference for yourself! Feel free to reach out at 704-522-1955 or visit us online at Truliant for more information about how we can assist you today. Your financial success is our mission!

Branch History & Mission

At Truliant, we are proud to be a cornerstone of the Charlotte community since our doors first opened in 1952. Over the decades, we have grown from a small credit union into a trusted financial partner for over 344,000 members. Our branch, located at 7107 Waverly Walk Ave Unit A1 in beautiful Charlotte, NC, stands as a testament to our commitment to providing exceptional service and support. Truliant's mission is simple yet powerful: to enrich the lives of our members and community by offering comprehensive financial services that empower individuals to achieve their goals. Whether you're looking for personal banking solutions such as checking and savings accounts, or financing options like auto loans and mortgages, we strive to be there every step of the way. We believe in fostering not just financial well-being but also community growth through various outreach efforts and partnerships. As we reflect on our journey, it's important to note key milestones that have shaped us. With total assets now exceeding $5.2 billion, we've achieved significant growth while maintaining our focus on member satisfaction. Our operating hours are designed with your needs in mind Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM making it easy for you to visit us when it's convenient. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 7107 Waverly Walk Ave Ste A-1, Charlotte, NC 28277. We offer ATM availability for quick cash access and are constantly updating our digital services to ensure convenience at your fingertips. Our commitment doesn't end with banking; we actively engage with local initiatives aimed at uplifting our community. From financial literacy programs to partnerships with local organizations, we seek ways to give back and make a real difference in the lives of those around us. Join us at Truliant today and experience the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! If you have any questions or need assistance, don't hesitate to reach out at 704-522-1955.

Branch Location & Accessibility

Accessibility and Parking

At our Waverly branch, we prioritize accessibility for all our members. The branch is fully ADA compliant, featuring ramps and designated parking spaces for those with disabilities. You'll find ample parking available, so you can visit us without worrying about finding a spot.

Contact Us

For any inquiries or assistance, feel free to give us a call at 704-522-1955. We're excited to welcome both new and existing members into our community. Come visit us today at Truliant's Waverly branch we're here for you!

Operating Hours

We are here to serve you during convenient hours! Our lobby is open from Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. This schedule ensures that you have plenty of time to drop in and take care of your banking needs.

Services Offered

Truliant offers a range of services right here at the Waverly branch. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. Plus, with an ATM available on-site, accessing cash is quick and easy. Unfortunately, we do not currently offer drive-thru banking or shared services at this location. However, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Joining Truliant is like stepping into a community where your financial well-being is the priority. If you're looking to become a member, you'll find that eligibility is quite welcoming! At Truliant, we invite individuals who live, work, or worship in our service areas to join us. It's all about creating a supportive environment for everyone involved. To get the full scoop on who can become a member and any specific criteria, feel free to check out our detailed eligibility information at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Once you know you're eligible, opening an account is straightforward and designed with you in mind. You can easily start this process by visiting our account opening page at https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (704) 522-1955. We're here to help you take that exciting step toward membership at Truliant, located at 7107 Waverly Walk Ave Unit A1 Charlotte Nc 28277!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to seize opportunities as they arise. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services allow you to accept payments quickly and securely, enhancing your customer experience while streamlining your operations. By providing various payment options, you can focus on what matters most: growing your business. Located at 7107 Waverly Walk Ave Unit A1 Charlotte Nc 28277, Charlotte, NC, we're here to partner with you on your journey. Reach out to us at (704) 522-1955 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATM services allow for hassle-free withdrawals and balance checks whenever you need them. You can trust that your banking experience will always be efficient at our location. We invite you to visit us at our branch located at 7107 Waverly Walk Ave Unit A1 Charlotte Nc 28277, or give us a call at (704) 522-1955 for any questions or assistance regarding our comprehensive list of services. Join us at Waverly today and discover how we can help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services can help make that dream a reality. We provide competitive rates and flexible terms to fit your budget, allowing you to drive away with confidence.

Business Banking Services

At Truliant, we don't just serve individual members; we also cater to local businesses with our comprehensive Business Banking solutions. From merchant services to business loans, we empower entrepreneurs to thrive in their ventures.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards offer great incentives. Use them for daily expenses and watch as your rewards add up over time helping you save on future purchases.

Mortgage Loans & Refinancing

When it comes to buying a home, having the right mortgage is key. Our team at Truliant specializes in Mortgage Loans & Refinancing. We guide you through the process, ensuring you understand your options so you can make informed decisions about your future.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is essential. That's why we offer robust Online & Mobile Banking features. Access your accounts anytime, anywhere; manage transactions easily; and keep track of your finances right from your smartphone or computer.

Personal Banking Solutions

We understand that every member's financial situation is unique. That's why we offer Personal Banking options like checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a vacation or simply want a reliable account for everyday transactions, we have you covered.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. We work with you to find solutions that fit your specific circumstances.

Digital & Online Banking

Key Features

Managing your finances has never been easier with features like electronic signature authorization, which allows you to sign documents securely from anywhere. Need to review your statements? Enjoy the convenience of e-statements, ensuring you receive your account information quickly and safely without the hassle of paper clutter. If you're looking for quick ways to send money, our person-to-person transfer feature lets you easily send funds to friends or family members in real-time. And for those who prefer using their phones for payments, our mobile payments option is here for you just tap and go!

Security and Accessibility

Your security is our priority. Our online banking services utilize advanced encryption technology to keep your personal information safe while providing a user-friendly experience. You can bank confidently knowing that we have measures in place to protect your data. With all these features at your fingertips, managing your finances is not only accessible but also straightforward. Join us at Truliant today and explore how our digital banking services can enhance your financial journey!

Financial Strength

At Truliant, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when you trust us with your finances, you're looking for reassurance that we are strong and reliable. With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $55,697 in used auto loans and $4,271,826,575 in total loans and leases. Our operational efficiency is reflected in our $20,719,698, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $2,953,049, we are well-positioned to meet your needs. The strength of Truliant is reflected not just in numbers but also in the trust placed by our growing member base. We proudly serve 689,461 accounts, showcasing the confidence members have in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 7107 Waverly Walk Ave Unit A1 Charlotte Nc 28277 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our experienced team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to supporting your success. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you with tailored solutions that fit your financial situation. To learn more about our loan offerings and how we can help you reach your financial goals, feel free to contact us at (704) 522-1955 or visit us at 7107 Waverly Walk Ave Unit A1 Charlotte Nc 28277, Charlotte, NC. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Truliant can support you on your journey toward financial wellness today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $154,647,640 in loans assisting members, you can enjoy peace of mind while managing your finances effectively.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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TRULIANT FEDERAL CREDIT UNION - Charlotte, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Charlotte, NC (28277)