Sharonview Credit Union Charlotte NC | Affordable Auto Loans & ATM Services

Introduction

Welcome to Sharonview, your trusted financial partner located at 9825 Sandy Rock Pl, Charlotte, NC 28277. Since our establishment in 1976, we have proudly served our community and built a strong foundation of trust with over 87,000 members. At Sharonview, we are committed to providing personalized banking solutions that meet the diverse needs of our members, from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 9825 Sandy Rock Pl, official correspondence should be sent to the same address. With total assets exceeding $1.49 billion and total deposits around $78.85 million, you can rest assured that your finances are in safe hands. Our dedicated team of 286 employees, led by CEO Herb White and Board President Roy Fahl, works tirelessly to enhance your banking experience. Our credit union prides itself on its community impact, offering valuable services like personal loans, business banking, and online banking options. With a robust loan portfolio that includes over 40,861 loans, we aim to provide flexible solutions tailored for every member's unique financial journey. Feel free to reach out to us at 800-462-4421 or explore our website at sharonview.org for more information. We're here to help you achieve your financial goals!

Branch History & Mission

At Sharonview, we pride ourselves on a rich legacy that dates back to our opening in 1976. Located at 9825 Sandy Rock Pl, Charlotte, NC 28277, our branch has grown alongside the community it serves. With a total membership of 87,078 and assets exceeding $1.4 billion, we have continuously evolved to meet the financial needs of our members while staying true to our mission. Our journey began with a simple goal: to provide exceptional financial services tailored to the unique needs of individuals and families. Over the years, we have expanded our offerings from basic savings accounts to comprehensive services including auto loans, mortgages, personal loans, and business banking solutions. This growth reflects not only our commitment to our members but also our dedication to fostering financial literacy and empowerment within the community. Sharonview's mission is clear: we strive to enrich lives through meaningful financial services while actively supporting local initiatives and organizations. We believe that banking should be about more than just transactions; it's about building relationships and enhancing the well-being of those around us. Our commitment extends beyond providing competitive rates and innovative products; we are passionate about giving back through various outreach programs that make a real difference. While you can visit us at 9825 Sandy Rock Pl, official correspondence should be sent to 9825 Sandy Rock Pl, Charlotte, NC 28277-7732 if needed. Our operating hours are convenient for all: Monday through Friday from 9:00 AM to 5:00 PM, ensuring that you can access our services when it's most convenient for you. In addition to traditional banking services, we are proud to offer ATM availability for quick cash access. Although we currently do not have drive-thru banking or shared service centers, we ensure that all our digital platforms are user-friendly and accessible for every member. Online banking options allow you to manage your finances with ease right from your home or on the go. As we look forward, Sharonview remains committed to harnessing technology in ways that enhance member experiences while upholding high standards of accessibility and service quality. We invite you to join us in this journey. Whether you're looking for a new place for your banking needs or seeking guidance on your financial goals, we welcome you with open arms. Experience what it means to be part of a community-focused credit union join Sharonview today! For any inquiries or assistance, feel free to call us at 800-462-4421. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to find a time that fits your busy life. Whether you're stopping by before work or during lunch, our friendly staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage loans, and more.

Convenient Access and Features

At Sharonview, we prioritize accessibility and convenience. Our branch is designed with easy access in mind, featuring ADA-compliant entrances and ample parking for our members. We strive to create a welcoming environment for everyone who walks through our doors. While you can visit us at 9825 Sandy Rock Pl, please note that any official correspondence should be sent to our mailing address at 9825 Sandy Rock Pl, Charlotte, NC 28277-7732.

Services Designed For You

Our branch offers ATM availability for quick cash withdrawals and balance checks. While we don't have drive-thru service currently, our team is dedicated to providing efficient service inside the branch. We also offer online and mobile banking options so you can manage your finances anytime, anywhere. If you have questions or need assistance, feel free to reach out at 800-462-4421. We look forward to welcoming you soon! Come visit us at Sharonview and experience personalized service tailored just for you.

Member Eligibility

At Sharonview, becoming a member means joining a warm and welcoming community that truly cares about your financial journey. If you're looking to enjoy the benefits of personalized service and competitive products, you'll be happy to know that membership is open to individuals who live, work, worship, or attend school in certain areas. This makes it easier than ever for you to join us at our location at 9825 Sandy Rock Pl Charlotte Nc 28277. To find out if you qualify, feel free to explore the eligibility details on our website at . Opening an account with us is simple and straightforward. Just reach out at (800) 462-4421 for assistance or stop by during our lobby hours. We're here to help you every step of the way as you take this important step towards better financial health. Join us today and experience the advantages of being part of Sharonview!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $245,828, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine being able to accept various payment methods effortlessly, enhancing customer satisfaction while keeping your operations running smoothly. Our services help you focus on what matters most growing your business. Located at 9825 Sandy Rock Pl Charlotte Nc 28277 in Charlotte, NC, we're here to provide personalized assistance. Reach out today at (800) 462-4421 to discover how we can support your business's financial goals!

Comprehensive List Of Services

Accessibility Made Easy

We believe in making banking accessible for all our members. With our friendly staff ready to assist you during lobby hours from 9:00 am to 5:00 pm on weekdays, you'll always find someone available to answer questions or guide you through our services. If you're ready to explore how Sharonview can enhance your financial journey, don't hesitate to reach out at 800-462-4421. Visit us online at sharonview.org for more information on how we can serve you better. Your financial well-being is our priority!

Credit Cards and Business Banking

Our credit cards with rewards are perfect for those who want to earn points while making everyday purchases. Whether it's groceries or gas, you can enjoy benefits that add up over time. For entrepreneurs, our business banking services, including merchant services and business loans, are tailored to help your venture thrive. Picture having the capital needed for that important investment in your business without unnecessary stress.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check your balance, transfer funds, and pay bills right from your phone or computer no matter where you are! Plus, our ATM services ensure that accessing cash is simple and straightforward with basic ATM access for withdrawals and balance checks.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed with your everyday needs in mind. From checking and savings accounts that help you grow your funds to auto loans and vehicle financing options that make purchasing a new car hassle-free, we're here to support you every step of the way. Imagine finally driving off in that car you've been eyeing, all made possible with a personalized loan plan from us. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans can provide the assistance you need. We also offer personal loans and debt consolidation solutions to help ease financial burdens, giving you the freedom to focus on what matters most.

Digital & Online Banking

Accessibility and Ease of Use

Our digital banking services aren't just about convenience; they're about giving you control over your financial journey. Whether you're at home or out and about in Charlotte, NC, everything you need is right at your fingertips. With features like real-time account management and e-statements available, staying organized has never been simpler. In a world that moves fast, Sharonview keeps pace with your needs through reliable online banking solutions. Explore more by visiting http://www.sharonview.org today and experience how effortless managing your money can be!

Key Features

You'll love our mobile application, which is available for download on various devices. With this app, managing your finances is just a tap away! Whether you're making person-to-person transfers or setting up e-statements for easy access to your financial records, our app has you covered. Plus, with mobile payments enabled, you can pay for purchases directly from your phone making transactions quicker and easier than ever. Security is a top priority for us. Although we currently do not offer electronic signature authorization, our systems are designed with robust security features to keep your information protected. You can enjoy peace of mind knowing that your data is secure while you manage your accounts.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $1,187,928. Total Share Accounts: 235,413, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharonview is your trusted partner. Visit us at 9825 Sandy Rock Pl Charlotte Nc 28277 or call (800) 462-4421 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $129,482,431 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $12,907 in used auto loans and $1,039,128,729 in total loans and leases to support your financial goals across various sectors.

Member Savings Security

Members' savings are secured through $411,264,063 in share certificates and $290,266,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,348,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-8,813,506, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $130,219,707, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,894,446 in used vehicle loans and $26,704,534 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Credit Lines and Unsecured Loans

We also offer a variety of credit lines totaling $406,947,304, providing members with quick access to funds when they need them. Additionally, we have flexible terms on unsecured credit card loans; however, at this time, there are no outstanding balances reported. This means you can manage your finances effectively without the burden of high-interest rates. For business owners looking for growth opportunities, our outstanding commercial loans total $245,828, providing the capital needed to expand operations and invest in new ventures. At Sharonview, we prioritize your financial well-being and provide personalized solutions tailored to meet your needs. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out! For more information or assistance with applying for a loan, contact us at 800-462-4421 or visit us at 9825 Sandy Rock Pl, Charlotte NC 28277. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $225,604,531, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, ensuring fair and transparent offers. This commitment to accuracy means that you can trust the information provided when comparing loan options. One key benefit of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, which enhances transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide users with unbiased results that reflect actual market conditions. LendMesh also offers real-time rate comparisons, meaning that users have access to up-to-date loan rates from multiple institutions at any given time. This feature allows individuals to assess their options efficiently and helps them secure the most favorable terms available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in delivering substantial savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SHARONVIEW FEDERAL CREDIT UNION