The table below shows personal loan rates for Raleigh, NC 27615 and Wake County. Langley Credit Union, Self-Help Credit Union, and State Employees' Credit Union each have branches in Raleigh. Their details appear in the lender listings alongside other personal loan offers available in this ZIP code.
APR reflects the total annual cost of a personal loan, including fees, unlike the headline rate which may exclude them. Comparing APRs gives a clearer basis to evaluate two offers since it accounts for both interest and additional charges over the loan term.
Langley has a Credit builder loan with a 6.5% APR that has stayed steady over the past 90 days. Its Personal loan has a 15.24% APR today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| LANGLEY FEDERAL CREDIT UNION | 6308 FALLS OF NEUSE RD RALEIGH NC 27615 | ATM P2P E-Statements E-Signature | Assets: $5,361,019,428 Deposits: $357,894,169 Net Worth: $474,822,579 Employees: 685 Members: 384,941 |
| SELF-HELP FEDERAL CREDIT UNION | 7029 HARPS MILL RD RALEIGH NC 27615 | ATM Drive-Thru P2P E-Statements | Assets: $2,126,239,636 Deposits: $437,357,613 Net Worth: $600,496,069 Employees: 397 Members: 129,107 |
| STATE EMPLOYEES' CREDIT UNION | 2302 BRIDGEPORT DR RALEIGH NC 27615 | ATM Drive-Thru E-Statements E-Signature | Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943 |
| STATE EMPLOYEES' CREDIT UNION | 8551 COLONNADE CENTER DR RALEIGH NC 27615 | ATM Drive-Thru E-Statements E-Signature | Assets: $57,229,286,839 Deposits: $7,866,265,767 Net Worth: $5,446,832,560 Employees: 8258 Members: 2,847,943 |
Each row in the table includes a minimum credit score requirement, which helps identify lenders accessible to you in Wake County. If your credit score falls below that minimum, the lender is not an option regardless of their APR or other loan details. Focusing on the rows where your score meets or exceeds the minimum narrows your choices to those you can realistically consider.
The rate alert service costs nothing and requires a LendMesh account to use. It includes a weekly newsletter summarizing recent rate movements. You select which types of loans you want to track, and you set the target rate yourself. When any lender publishes a rate below your set figure, the alert will notify you accordingly.