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There are four branches in Virginia Beach, VA 23462, served by Chartway Credit Union and Langley Credit Union. Both institutions appear in the personal loan rate table below, which includes lenders offering loans within Virginia Beach City.
A published rate is a starting point and not a final offer. The actual rate depends on your credit file and other factors specific to your application, so the rate shown here may differ from what you qualify for.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
Northwest's Personal loan has an APR of 8.59% today, unchanged from 7 and 30 days ago but down from 9.99% at 60 and 90 days ago. This rate the current cost for borrowing with this loan. Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. 1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged during those periods.
Navy Federal Credit Union's personal loans like the Debt consolidation loan and Home improvement loan with an APR of 8.74% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Personal expense loan also has a steady APR of 8.74% during this time. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.
Lafayette has a Signature loan with an APR of 8.99% and a Line of credit at 9.99% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Home improvement loan has an APR of 10.74% , which also hasn't changed over the past three months. University's personal loans with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. No changes have been made to the rate during this period. Chevron has a Personal loan with an APR of 9.39% , which has stayed the same over the past 7 and 30 days. The Personal line of credit has a fixed APR of 11.99% , also unchanged from 7 and 60 days ago.
Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days.