Personal Loans in Virginia Beach, VA

Filters

Lender
APR
Term
Amount
Link
Info
penfed
6.09 %
5 Yrs
$50,000
bcu
6.99 - 8.74 %
vacu
7.24 - 28 %
0.1 - 5 Yrs
100 - $2,000
andrewsfcu
7.49 - 12 %
500 - $50,000
affinityplus
7.49 - 15.49 %
3 - 10 Yrs
20,000 - $30,000
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
500 - $50,000
jfcu
7.99 - 11.99 %
1 - 7 Yrs
500
nasafcu
8.04 - 11.74 %
1 - 7 Yrs
1,000 - $30,000
chartway
8.24 - 12.24 %
1 - 5 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
200

There are four branches in Virginia Beach, VA 23462, served by Chartway Credit Union and Langley Credit Union. Both institutions appear in the personal loan rate table below, which includes lenders offering loans within Virginia Beach City.

A published rate is a starting point and not a final offer. The actual rate depends on your credit file and other factors specific to your application, so the rate shown here may differ from what you qualify for.

Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-04

Credit Union Loan Rates - Trends & Analysis:

Pentagon's Personal loans have a fixed APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Baxter's personal loan has a minimum APR of 6.99% , which is down from 7.49% seven and 30 days ago. The personal line of credit rate is 8.74% today, up from 8.49% over the past 7, 30, and 60 days. The credit builder loan remains steady at 4.5% with no changes in the last 60 days. Virginia has a Personal loan with an APR of 7.24% and a Personal line of credit at 8.5% . Both rates have stayed the same compared to 7 and 30 days ago. The Express personal loan has an APR of 28% .

Andrews Federal Credit Union's unsecured, bill consolidation, signature loan has a 7.49% APR today. This rate is up from 7.24% seven and 30 days ago, and higher than 6.99% seen 60 and 90 days ago. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 90 days. Its Holiday loan APR is 6.49% , up from 6.24% seven and 30 days ago. The Personal line of credit rate is 15.49% , slightly higher than it was a week and a month ago.

Truliant's Debt180 debt consolidation loan and Personal convenience loan both have an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Preferred line of credit /overdraft protection has an APR of 13.24% , up from 12.99% seven days ago and in the previous months. Justice has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to know what to expect over time.

Nasa's Personal unsecured loan has a 8.04% APR today, up from 7.79% seven and 30 days ago but higher than 7.69% seen 60 and 90 days ago. The Cashline line of credit is at 11.74% APR now, unchanged from seven days ago but up from 11.49% thirty and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Virginia Beach, VA

🏘️ All the Lenders Available in Virginia Beach City County, VA

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Why compare Personal Loans in Virginia Beach, VA on LendMesh

When reviewing the table above, note how the shortest and longest loan terms vary between lenders. Even if two loans share the same APR, the one with the longer term will have smaller monthly payments but result in more total interest paid over time. This difference is visible by comparing term lengths alongside APRs in each row, allowing for a clearer understanding of how payment size relates to overall cost.

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