Chartway Credit Union Virginia Beach VA | Low Mortgage Rates & Business Loans

Introduction

Welcome to Chartway, your trusted partner in financial success right here at our Headquarters Office located at 5700 Cleveland St, Virginia Beach, VA 23462. Since our establishment in 1959, we have proudly served over 256,000 members with a commitment to empowering individuals and families through innovative financial solutions. At Chartway, we understand that our members are at the heart of everything we do. With total assets exceeding $2.98 billion, and total deposits of $115,412,787, we are dedicated to offering you the best services tailored to your needs. Our team of 575 employees is passionate about providing personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We take pride in being a community-focused credit union with a strong net worth of $255,995,762, ensuring that your financial future is secure with us. Additionally, with a robust loan portfolio including over 153,913 loans and leases, we're here to help you achieve your dreams whether it's purchasing a new vehicle or consolidating debt. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to our mailing address: 5700 Cleveland St, Virginia Beach, VA 23462-1752. We invite you to explore what it means to be part of the Chartway family by visiting our website at Chartway.com or giving us a call at 757-552-1000. Together, let's pave the way towards a brighter financial future!

Branch History & Mission

Commitment to Innovation

As technology continues to change how people manage their finances, we are committed to staying ahead with innovative digital solutions. Our online banking platform allows members to access their accounts easily from anywhere, while mobile payments and person-to-person transfers make transactions simple and convenient. While we focus on modernizing our services, we also ensure that all members feel welcome and supported. Our branch is ADA compliant, ensuring that everyone can access our facilities without barriers.

Join Us

We invite you to experience what makes Chartway special. Whether you're looking for your first bank account or seeking financing for a new vehicle or home, our team is here to guide you every step of the way. Together, let's build a brighter financial future. To learn more about becoming a member or to explore our services further, visit us at Chartway or call us at (757) 552-1000. Your journey towards financial success begins here!

Our Mission

At Chartway, our mission is clear: to help our members achieve their financial dreams while enriching the communities we serve. We believe in making banking accessible and straightforward, offering a wide range of services that include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that financial wellness goes beyond transactions; it involves building lasting relationships based on trust and support. That's why we prioritize community outreach and partnerships with local organizations to ensure that our impact is felt beyond just banking. Whether it's through educational programs or charitable initiatives, we strive to make a positive difference in the lives of those around us.

Branch Location & Accessibility

Convenient Access

Parking is readily available, so you can visit us without any hassle. We pride ourselves on being accessible to everyone, with ADA-compliant features ensuring that all members of our community can easily reach us.

Operating Hours

Our friendly team is here for you Monday through Friday from 8:30 AM to 5:00 PM. Whether you want to open a new account or inquire about loan options, we're ready to assist you during these hours.

Services Tailored for You

At Chartway, we offer a variety of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. For our business members, we also provide merchant services and business loans. Plus, with online and mobile banking options available, managing your finances has never been easier. Unfortunately, we currently do not have ATM availability or drive-thru banking at this location. However, our dedicated staff is always ready to help with any transactions or inquiries you may have when you visit. We can't wait to meet you! Feel free to give us a call at 757-552-1000 if you have questions or want more information before your visit. Come see how Chartway can support your financial journey today!

Member Eligibility

At Chartway, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our priority. If you're wondering whether you can join us, the good news is that many individuals are eligible! Whether you live, work, worship, or attend school in the areas we serve, you could be part of our family. We also welcome immediate family members of current members. To learn more about the specific eligibility requirements, feel free to visit our detailed page at this link. Once you know you're eligible, opening an account is a breeze! Simply head over to our online banking portal at this link to get started. If you have any questions along the way or need assistance, don't hesitate to give us a call at (757) 552-1000. Our friendly team is here to help you every step of the way as you take this exciting step towards becoming a member at Chartway, located at 5700 Cleveland St Virginia Beach Va 23462. Join us today and discover all the advantages we offer!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to manage transactions effortlessly. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From credit card acceptance to mobile payment solutions, we provide everything necessary for smooth operations. Located at 5700 Cleveland St Virginia Beach Va 23462 in Virginia Beach, VA, our dedicated team is ready to help you navigate the financial landscape and take your business to the next level. Reach out at (757) 552-1000 or visit us online at https://www.chartway.com for more information!

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't currently have ATMs on-site, we ensure that cash withdrawal services are available through partnerships so you can access your funds when needed. At Chartway, we pride ourselves on being more than just a financial institution; we're part of the community. For any questions or to learn more about how we can serve you better, please don't hesitate to call us at (757) 552-1000 during our operating hours from Monday through Friday between 8:30 AM - 5:00 PM. Ready to take the next step? Visit us online at Headquarters Office or come see us in person! We look forward to helping you achieve your financial goals.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help turn that dream into reality. We offer competitive rates and flexible terms that suit your budget. Picture yourself driving off in a reliable vehicle without breaking the bank!

Business Banking

For our business members, we offer tailored Business Banking solutions that include merchant services and business loans. We aim to support local entrepreneurs and businesses by providing the resources they need to thrive.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards program! With every swipe, you can earn points towards cash back or travel rewards. It's an easy way to get something back while using what you already spend on daily essentials.

Mortgage Loans & Refinancing

If you're ready to purchase a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services will guide you through every step of the process. We provide personalized support to help you find the best solution for your situation, ensuring you feel confident in your investment.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the comfort of your smartphone or computer.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services, including checking and savings accounts that are designed to fit your lifestyle. Imagine having the flexibility to handle your everyday transactions while also saving for future goals. Our accounts come with no hidden fees and competitive interest rates, making it easier for you to grow your savings.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you'll have the financial support you need. Whether it's consolidating debt or funding a big purchase, our team is here to assist you in making informed decisions.

Digital & Online Banking

Mobile Application & Payments

On top of our robust online offerings, our mobile application makes banking even easier. Download it today to manage your accounts right from your smartphone! You can also take advantage of our mobile payments feature, allowing you to make purchases quickly and securely without needing cash or cards.

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.chartway.com/ to get started. Our platform allows you to check balances, transfer funds, and pay bills with ease. Plus, you'll enjoy the convenience of e-statements, which means no more paper clutter and instant access to your financial information.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service lets you do just that in just a few taps. It's fast and efficient perfect for splitting bills or sending gifts!

Security & Accessibility

Security is our top priority at Chartway. While we do not offer electronic signature authorization at this time, our systems are designed with state-of-the-art security features to protect your personal information. We aim to provide a user-friendly experience, ensuring that managing your finances is straightforward and hassle-free. In short, our digital and online banking services at Chartway bring accessibility and real-time account management right to your fingertips. Join us today and discover how easy it is to bank when it's convenient for you!

Financial Strength

Commitment to Innovation

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $11,540,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 5700 Cleveland St Virginia Beach Va 23462 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Member-Centric Growth

Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Base

With a net worth of $255,995,762, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supportive Team Structure

We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 400,695, show a strong and growing member base that trusts us with their finances.

Loan Offering

Additional Loan Options

In addition to our auto and mortgage offerings, we have credit lines available totaling $410,318,245, giving you access to funds when you need them most. For business owners, our outstanding commercial loans totaling $3,263,247 provide the capital needed to grow and expand your business. If you're interested in any of these products or want to explore refinancing options, feel free to reach out! You can contact us at (757) 552-1000, or visit us at our branch located at 5700 Cleveland St Virginia Beach Va 23462 in Virginia Beach, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence and clarity.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or opting for a reliable used model, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. We provide personalized support throughout the process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power without the need for collateral, making it easier to handle unexpected expenses or plan for special purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers, grounded in reliable information. Each lender's terms are presented clearly, allowing for straightforward comparisons without hidden fees or misleading rates.