Chartway Credit Union Virginia Beach VA | Low Mortgage Rates & Business Loans

Introduction

At Chartway, we believe in building strong relationships with our members and the communities we serve. Established in 1959, our commitment to providing exceptional financial services has made us a trusted partner for over 270,000 members. Located at 5700 Cleveland St, Virginia Beach, VA 23462, we are dedicated to helping you achieve your financial goals. As a member-focused credit union, we pride ourselves on our robust financial standing, boasting total assets of over $3.14 billion and total deposits exceeding $57 million. Our strength allows us to offer competitive rates on loans and savings products that empower our members. We currently manage around 159,515 loans and leases, providing tailored solutions for personal and business needs. Our leadership team, including CEO Brian Schools and Board President Melinda Barbish, is deeply invested in fostering a culture of trust and support within our credit union. With a staff of 580 employees, we strive to deliver personalized service that makes every interaction meaningful. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 5700 Cleveland St, Virginia Beach, VA 23462-1752. We invite you to explore our diverse range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. For more information or to become a member, visit us online at Chartway. Feel free to reach out to us at 757-552-1000 during our business hours from Monday through Friday, 8:30 AM to 5:00 PM. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to Chartway, a vibrant credit union that has been serving the community of Virginia Beach, VA since its establishment in 1959. With a rich history rooted in cooperative values, Chartway was founded with the mission to provide financial services that truly benefit our members and their families. Over the years, we have grown into a trusted institution with a total membership of 270,071 and total assets exceeding $3,142,203,501. Located at 5700 Cleveland St Virginia Beach Va 23462, right in the heart of Virginia Beach, we are easily accessible for all your banking needs. Our branch is open Monday through Friday from 8:30 AM to 5:00 PM, ensuring that you can visit us at your convenience. While members can visit us at 5700 Cleveland St Virginia Beach Va 23462, official correspondence should be sent to 5700 Cleveland St, Virginia Beach, VA 23462-1752. Chartway's mission goes beyond just banking; it is about making a positive impact in our community. We are dedicated to empowering our members through financial education and support, helping them achieve their dreams be it buying a home, starting a business, or planning for retirement. Our commitment extends to community outreach initiatives where we partner with local organizations to uplift those in need. Throughout our journey, we've embraced advancements that enhance member experiences, including online and mobile banking services. We believe in providing options that cater to today's digital lifestyle while ensuring that our facilities remain ADA compliant and welcoming to everyone. As we look back on our achievements, we celebrate not only our financial growth but also the relationships we've built over the years. Our team is passionate about delivering personalized service because we understand that every member's story is unique. Join us today and experience the benefits of being part of Chartway. Together, we can build a brighter financial future for you and our community! For more information or to become a member, please call us at (757) 552-1000 or visit our website at Chartway.

Branch Location & Accessibility

Accessibility Features

Chartway takes pride in being accessible to everyone. Our branch is ADA compliant, featuring ramps and other facilities that ensure all members can comfortably navigate our space. Whether you're visiting for the first time or you're a regular member, we want you to feel welcomed and supported.

Conveniently Located

Nestled in a vibrant area, our branch is just a stone's throw away from popular landmarks such as the Virginia Beach Town Center and Pembroke Mall. This prime location makes it easy for you to stop by while running errands or enjoying a day out. Ample parking is available, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We understand that your schedule can be busy, which is why we offer convenient operating hours from Monday through Friday, 8:30 AM to 5:00 PM. Our friendly staff is ready to assist you during these hours, providing personalized service tailored to meet your financial goals.

Services Offered

At Chartway, we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, with online and mobile banking options available, managing your finances has never been easier! Please note that while we don't have ATM facilities or drive-thru banking at this location, our team is always on hand to help with any inquiries you may have. If you need assistance or have questions about becoming a member, don't hesitate to give us a call at 757-552-1000. We invite you to visit us at our Virginia Beach branch and discover how Chartway can help you achieve your financial dreams!

Member Eligibility

At Chartway, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Our doors are open to individuals who live, work, worship, or attend school in our community, as well as their family members. This means that if you have a connection to our area, you can enjoy all the benefits we offer, from personalized service to a wide range of financial products tailored just for you. Becoming a member at Chartway opens up exciting opportunities like competitive rates on loans and savings accounts, access to online banking services, and much more. Ready to take the next step? You can find detailed eligibility criteria by visiting us at https://www.chartway.com/why-chartway/join/become-a-member.html. When you're ready to open your account, it's just a click away through this link: https://www.chartway.com/online-banking-portal.html. If you have any questions or need assistance, feel free to give us a call at (757) 552-1000. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily, manage transactions efficiently, and provide your customers with a seamless shopping experience. Our merchant services help businesses like yours thrive by offering payment processing solutions that simplify day-to-day operations. Whether you operate a brick-and-mortar store or an online shop, we have the tools you need to keep your business moving forward. When you choose Chartway, you're not just getting a financial partner; you're gaining a supporter invested in your success. Contact us today at (757) 552-1000 or visit us at 5700 Cleveland St Virginia Beach Va 23462 to learn more about how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,575,909, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, rest assured that accessing cash when needed remains easy through various partnerships and networks available to our members. At Chartway, we strive to create positive experiences by putting our members first. If you're interested in learning more about any of these services or need assistance with your financial goals, don't hesitate to reach out! Call us at (757) 552-1000, visit us at 5700 Cleveland St Virginia Beach Va 23462, or explore our website at Headquarters Office. We're excited to serve you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, ensuring you can drive away in your dream vehicle without breaking the bank. We understand that buying a car is a significant investment, so we work hard to make the process smooth and straightforward.

Business Banking

Running a business? Our Business Banking services include essential tools like Merchant Services and Business Loans. We understand that small businesses are the backbone of our community, and we're dedicated to helping them thrive with customized financial solutions.

Credit Cards with Rewards

For those who love earning rewards while spending, our Credit Cards with Rewards provide an excellent opportunity to earn points on everyday purchases. Picture using those points for travel, shopping, or even cash back it's all about making your money work for you!

Mortgage Loans & Refinancing

If owning a home is part of your dream, our Mortgage Loans & Refinancing services are designed just for you. We offer various mortgage options to fit different budgets and needs. Whether you're buying your first home or refinancing an existing mortgage for better rates, our experienced team will guide you through every detail.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills all at the touch of a button.

Personal Banking

Managing your day-to-day finances is made easy with our Personal Banking services. Open a checking or savings account that fits your lifestyle. Imagine having a hassle-free way to save for a vacation or manage monthly bills our accounts come with features that make this possible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come into play. With flexible loan amounts and repayment plans, we help you tackle those financial bumps in the road without added stress.

Digital & Online Banking

Accessibility and Ease-of-Use

We prioritize making banking as accessible as possible. With real-time account management features, you can stay updated on your finances without any hassle. Our services are designed with simplicity in mind so that anyone can navigate them easily. Whether you're looking to manage your day-to-day expenses or planning for future goals, Chartway is here to support you every step of the way. Explore the full range of our digital services today at https://www.chartway.com/ and take control of your financial future!

Key Features

With our 24/7 Online Banking Services, you can check balances, pay bills, and transfer money whenever it suits you. Want to send money to a friend or family member? Our Person-to-Person Transfers feature allows you to do just that with ease. Plus, if you prefer going paperless, you'll be happy to know that E-Statements are available, making it simple to keep track of your finances while being environmentally friendly. For those who enjoy using their smartphones, our Mobile Application offers all the functionalities of online banking right at your fingertips. This includes making Mobile Payments effortlessly just tap and go! And while we currently do not support electronic signature authorization, we ensure that all transactions are secure and straightforward.

Financial Strength

Commitment to Growth

We are dedicated to reinvesting in our community and improving our services. With $230,876,809 in undivided earnings, we focus on enhancing banking tools, lending options, and security measures to serve you better. Our commitment to responsible lending is evident as we manage $33,697 in used auto loans and have a total of $2,660,333,982 in loans and leases available for members.

Member Savings and Investments

Your savings are secure with us. Members' funds are backed by $833,278,562 in share certificates and $381,899,191 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,387,173, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is reflected in our net income of $3,701,320, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 565 full-time employees and 15 part-time employees who are dedicated to providing excellent service at every interaction.

Strong Financial Health

With a net worth of $257,234,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Stability

With net shares amounting to $108,582,422, we have the funds available for lending and investments that help foster growth within our community. Our total share accounts stand at 416,087, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 5700 Cleveland St Virginia Beach Va 23462 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $705,831,349 in used vehicle loans and $523,358,365 in new vehicle loans already helping members get on the road, you can trust that we have the right financing options for you. We also provide refinancing options for existing auto loans, making it easier for you to save money or reduce your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $12,575,909 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to deliver solutions that help them thrive. At Chartway located at 5700 Cleveland St Virginia Beach Va 23462, we are dedicated to helping our members navigate their financial paths with confidence. For more information about our loan offerings or if you're ready to apply for a loan today, please give us a call at 757-552-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $111,243,193 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $148,582,101, making buying or refinancing simple. We offer various mortgage products that cater to first-time buyers and seasoned homeowners alike. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may lower your payments or enable you to access cash from your home's equity.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring that users can trust the information they receive. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Conclusion

If you're looking for a reliable way to compare loan offers, LendMesh is your go-to resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees that users receive fair and accurate offers tailored to their needs.

CHARTWAY FEDERAL CREDIT UNION - Virginia Beach, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Virginia Beach, VA (23462)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Conveniently Located

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Ease-of-Use

Key Features

Financial Strength

Commitment to Growth

Member Savings and Investments

Operational Efficiency

Strong Financial Health

Trust Built on Stability

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Conclusion

How LendMesh Ensures Accurate Comparisons

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