Chartway Credit Union Virginia Beach VA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Chartway at 304 Kellam Rd, Virginia Beach, VA 23462, where your financial well-being is our top priority! Since our establishment in 1959, we have been dedicated to serving our community with trust and reliability. With a proud membership base of over 256,000 individuals, we offer a range of services designed to meet your unique financial needs. At Chartway, we believe in the power of community. Our assets total an impressive $2,981,758,349, which reflects our strong commitment to helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans or mortgages, we've got you covered. Our leadership team, including CEO Brian Schools and Board President Nancy McMahon, is deeply invested in making a positive impact. Together with our dedicated staff of 575 employees, we work tirelessly to provide exceptional service and support. We understand that every member's journey is different, which is why we tailor our offerings to suit your individual needs. While members can visit us at our branch location on Kellam Road, official correspondence should be sent to the same address for your convenience. You can reach us directly at 757-552-1000 during our lobby hours from Monday to Thursday, 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. For teller services, we're open earlier from 8 AM on weekdays and until 3 PM on Saturdays. Explore how we can assist you today by visiting our website at Chartway. Join us in building a stronger future together your financial journey starts here!

Branch History & Mission

Community Connection

Chartway is more than just a credit union; we're an integral part of Virginia Beach's vibrant community. Our team actively participates in local events and partnerships aimed at improving lives. We are proud supporters of various initiatives that promote education and financial literacy among youth and adults alike. In today's digital age, we understand the importance of offering modern conveniences alongside traditional banking. That's why we provide easy access through online banking and mobile applications. With ATM availability and drive-thru banking services, we ensure that your banking experience is as smooth as possible.

Join Us

We invite you to become a part of the Chartway family. Experience firsthand how we prioritize your financial health while making meaningful contributions to our community. Visit our website at Chartway for more information about membership eligibility or start your journey today by opening an account online at Open an Account. Together, let's create a brighter financial future!

Our Mission

At Chartway, our mission is clear: to enhance the financial well-being of our members and support the communities we serve. We believe in fostering strong relationships built on trust and transparency. We are dedicated not only to providing top-notch banking services like personal checking accounts, auto loans, mortgages, and credit cards but also to giving back through various community outreach programs. While members can visit us at our branch location on Kellam Road, official correspondence should be sent to our mailing address: 304 Kellam Rd, Virginia Beach, VA 23462-2712. This central location makes it easy for you to stop by during our convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Accessibility Features

At Chartway, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services without any hassle. Plus, we offer ample parking space right outside the door, making it easy to stop by whether you're driving or using public transport.

Connect With Us

Ready to take the next step towards better banking? We invite you to stop by our Chartway branch today or give us a call at 757-552-1000. Our friendly team is eager to assist you with all your financial needs!

Operating Hours

We know that your time is valuable! That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who need assistance outside regular hours, our Direct Tellers are available Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM.

Services Offered

Chartway offers a wide range of services designed with you in mind. From checking and savings accounts to auto loans and mortgage financing, we're committed to helping you achieve your financial goals. Need cash? We have an ATM on-site for quick withdrawals or balance checks. Prefer the convenience of drive-thru banking? Our drive-thru service makes it easy for you to complete simple transactions without leaving your vehicle.

Member Eligibility

At Chartway, we believe that everyone deserves the chance to join a supportive community dedicated to helping you reach your financial goals. Becoming a member is simple! If you're a resident of Virginia or are employed by one of our partner organizations, you're likely eligible to join us. We welcome individuals from various walks of life, including those who are affiliated with local schools, businesses, and organizations. Our focus is on making banking accessible and beneficial for all our members. To get started, just visit us at our location on 304 Kellam Rd Virginia Beach Va 23462 or give us a call at (757) 552-1000. You can also check out the detailed eligibility requirements online at https://www.chartway.com/why-chartway/join/become-a-member.html. Once you confirm your eligibility, opening an account is straightforward and can be done easily through our online portal at https://www.chartway.com/online-banking-portal.html. We can't wait to have you as part of the Chartway family!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer comprehensive merchant services that make managing your transactions easier. Imagine receiving payments instantly from your customers through various channels whether it's online sales or in-person transactions at your storefront. This seamless process allows you to focus on what matters most: running your business effectively. Visit us at 304 Kellam Rd, Virginia Beach, VA 23462, or call us at 757-552-1000 to learn how our business banking solutions can pave the way for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For those who run their own businesses, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We want to see your business thrive! From payment processing to financing options that fuel growth, we have what you need.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Chartway, we provide robust Online & Mobile Banking features that let you manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. Don't forget about our ATM and cash withdrawal services making access to your cash easy and efficient.

Financing Options

If you're considering a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing can make that dream a reality. With competitive rates and flexible terms, we can help you drive away in the car you've always wanted. Plus, if home ownership is on your radar, our Mortgage Loans & Refinancing options are available to guide you through purchasing or refinancing your home with ease.

In-Person Services

If you prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits and withdrawals along with accessible ATM services for balance checks and cash needs. With lobby hours designed for your convenience open Monday through Friday from 9 AM to 5 PM (and later on Fridays) we ensure that banking fits into your busy schedule. At Chartway, we're more than just a credit union; we're a community partner ready to help you achieve financial success. Ready to explore all these services? Give us a call at 757-552-1000 or visit us today! We look forward to serving you!

Personal Banking Solutions

Whether you're starting your first savings account or looking for the right checking account, Chartway offers various Personal Banking options. Our accounts are designed with you in mind, providing features that help you manage your money easily. Imagine setting up automatic transfers to your savings every month it's a simple way to watch your funds grow!

Personal Loans and Credit Solutions

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation services are here to assist. Whether it's consolidating existing debt or covering an emergency expense, we're committed to helping you find the best solution for your situation. Additionally, our Credit Cards with Rewards give you the chance to earn points on everyday purchases what's not to love about earning while spending?

Digital & Online Banking

Key Features

Our online banking system offers a variety of features to enhance your banking experience. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application, you can carry out all these transactions right from your smartphone. The app also supports mobile payments, so you can pay for purchases seamlessly wherever you are. For those who prefer going paperless, we provide e-statements that allow you to view and manage your account statements digitally. This not only saves trees but also keeps your financial documents organized and easily accessible.

Security and Accessibility

While we prioritize user-friendly design, we also take security seriously. Though we currently do not offer electronic signature authorization, our systems are built with robust security measures to protect your personal information during every transaction. In today's busy world, having instant access to your bank accounts is crucial. At Chartway, we ensure that you have everything you need at your fingertips, allowing for real-time account management whenever you need it. Experience the future of banking with us! Visit our website today to learn more about how our digital and online banking services can simplify your financial life.

Financial Strength

Growing Together

We're proud to report that we have a robust network with total share accounts reaching 400,695, demonstrating the trust our growing member base places in us. Net Shares available for lending and investments stand at an impressive $70,860,430. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chartway is your trusted partner. Visit us at 304 Kellam Rd Virginia Beach Va 23462 or call (757) 552-1000 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinforcing Our Commitment

With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,007 in used auto loans and $2,431,306,072 in total loans and leases. Our impressive $11,540,561 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Services

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $3,263,247 provide essential funding options tailored for small businesses. At Chartway, we strive to make borrowing straightforward and accessible. If you're interested in refinancing options or learning more about your eligibility for any of our loan products, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website at Chartway for more information or to start your application today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to meet your specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, making buying or refinancing simple. We also offer various eligibility options to ensure that you find the best fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. This product is designed to give you the purchasing power you need while maintaining manageable payment options.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers that you can trust. - Verified Data: All loan offers are sourced from legitimate financial institutions. This commitment to transparency means users can rely on the accuracy of the information presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so that you can find the best option without any hidden agendas. - Real-Time Rate Comparisons: LendMesh features up-to-date loan rates from multiple institutions, allowing users to compare options effectively and make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the real value that LendMesh provides to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*