Personal Loans in Plattsburgh, NY 12901 — 6 Local Lenders

Looking for a personal loan in Plattsburgh, NY? Compare offers from trusted local lenders who understand your needs and provide quick, friendly service. Whether it’s for home improvements or unexpected expenses, finding the right loan is easier when you shop smart.

Explore flexible loan options with competitive rates tailored to Plattsburgh residents. By comparing multiple offers, you can secure affordable financing that fits your budget—helping you move forward with confidence and peace of mind.

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APR

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9.99 - 13.49 %

1.1 - 5 Yrs

$50,000

9.99 - 13.99 %

10 %

5 Yrs

10.75 %

$50,000

10.94 - 12.99 %

6 Yrs

11.49 %

3 - 5 Yrs

$10,000

11.5 - 12 %

5 - 10 Yrs

11.6 - 19.1 %

3.6 - 5.5 Yrs

11.74 - 14.49 %

1 - 5 Yrs

$25,000

11.75 - 13.25 %

1 - 8 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans with an APR of 10.94% , which is unchanged from 7 and 30 days ago. Their Share draft line of credit has a steady APR of 12.99% , the same as it was 7, 30, 60, and 90 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms of the personal loan. Visions has a Readi–reserve loan with an APR of 11.5% , unchanged from 7 and 30 days ago but slightly higher than 90 days ago. Their Any purpose signature loan has a steady APR of 11.99% , which has not changed in the past 90 days. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Plattsburgh, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
DANNEMORA FEDERAL CREDIT UNION	344 TOM MILLER RD PLATTSBURGH NY 12901	⏰ Mon-Wed & Thurs 9:00am-4:30pm Fri 8:30am-5:00pm Sat 8:30am-12:00pm Drive-Thru Mon-Wed 7:30am-4:30pm Thurs 7:30am-5:00pm Fri 7:30am-5:30pm 📞 5188250323	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $304,567,826 Deposits: $17,785,971 Net Worth: $40,184,642 Employees: 51 Members: 22,053
DANNEMORA FEDERAL CREDIT UNION	342 TOM MILLER RD PLATTSBURGH NY 12901	⏰ 8:00-4:00 📞 5188250323	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements E-Signature	Assets: $304,567,826 Deposits: $17,785,971 Net Worth: $40,184,642 Employees: 51 Members: 22,053
PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION	49 BROAD ST STE 101 PLATTSBURGH NY 12901	⏰ Monday thru Friday 8am to 1:30 pm Tuesdays and Thursdays 8am to 4:30 pm 📞 5185614510 📠 5185668716	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $8,287,654 Deposits: $483,686 Net Worth: $1,312,338 Employees: 5 Members: 761
SEA COMM FEDERAL CREDIT UNION	139 SMITHFIELD BLVD PLATTSBURGH NY 12901	⏰ 8-5 M-Th8-6 F9-12 S 📞 3157640566 📠 3157640152	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $787,112,156 Deposits: $24,337,568 Net Worth: $121,411,320 Employees: 131 Members: 55,187
UFIRST FEDERAL CREDIT UNION	274 RUGAR ST PLATTSBURGH NY 12901	⏰ Lobby: 8:30am - 4:30pm Monday-Friday 8:30am - 5:00pm Thursday Drive-up: 7:30am-4:30pm Monday- Friday 7:30am - 5:00pm Thursday 8:30am - 12:00pm Saturday 📞 5183245700 📠 5183245777	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $131,505,445 Deposits: $723,850 Net Worth: $17,491,196 Employees: 30 Members: 10,056
UFIRST FEDERAL CREDIT UNION	101 BROAD ST PLATTSBURGH NY 12901	⏰ Monday 10:00 am - 2::00 pmWednesday 9:00 am - 1:00 pm (bi-weekly)Thursday 10:00 am - 2:00 pmFriday 10:00 am - 2:00 pm 📞 5183240619 📠 5183245777	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $131,505,445 Deposits: $723,850 Net Worth: $17,491,196 Employees: 30 Members: 10,056
CVPH EMPLOYEES FEDERAL CREDIT UNION	75 BEEKMAN ST PLATTSBURGH NY 12901	⏰ MONDAY-FRIDAY 8AM UNTIL 4PMCLOSED WEEKENDS AND HOLIDAYS 📞 5185627030 📠 5185627744	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $10,188,463 Deposits: $2,262,765 Net Worth: $1,055,302 Employees: 3 Members: 1,337
CVPH EMPLOYEES FEDERAL CREDIT UNION	75 BEEKMAN ST PLATTSBURGH NY 12901	⏰ MONDAY-FRIDAY 7:30am-4:30pm 📞 5185627030 📠 5185627744	ATM Services Only	P2P E-Statements	Assets: $10,188,463 Deposits: $2,262,765 Net Worth: $1,055,302 Employees: 3 Members: 1,337
ADIRONDACK REGIONAL FEDERAL CREDIT UNION	672 STATE ROUTE 3 PLATTSBURGH NY 12901	⏰ Mon- Fri 9am-5pm 📞 5185620221 📠 5183597366	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $89,366,082 Deposits: $9,016,866 Net Worth: $6,874,695 Employees: 16 Members: 7,085

🏘️ All the Lenders Available in Clinton County, NY

✅DANNEMORA FEDERAL CREDIT UNION

✅MOUNTAIN VALLEY FEDERAL CREDIT UNION

✅PLATTSBURGH CITY SCHOOL DISTRICT FEDERAL CREDIT UNION

✅SEA COMM FEDERAL CREDIT UNION

✅UFIRST FEDERAL CREDIT UNION

✅CVPH EMPLOYEES FEDERAL CREDIT UNION

✅ADIRONDACK REGIONAL FEDERAL CREDIT UNION

✅NORTH COUNTRY FEDERAL CREDIT UNION

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