Dannemora Credit Union Plattsburgh NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dannemora at 344 Tom Miller Rd, Plattsburgh, NY 12901, where community and financial well-being come together! Since our establishment in 1958, we have proudly served over 22,000 members with a commitment to offering personalized financial solutions tailored to your needs. With total assets amounting to an impressive $304,567,826, we are equipped to support you in achieving your financial goals. At Dannemora, we believe in building strong relationships with our members. Our dedicated team of 51 employees, led by CEO Christopher Hay and Board President Philip Maynard Jr, is here to provide reliable guidance on everything from checking accounts to auto loans and mortgage options. We understand that each member's journey is unique, which is why we offer a diverse range of services including personal banking, business loans, and innovative online banking tools. With total deposits reaching $17,785,971 and a robust net worth of $40,184,642, your savings are secure with us. Our focus on responsible lending has resulted in a total loan portfolio of 9,520 loans and leases, empowering our members to invest in their futures. While you can visit us at our branch for all your banking needs, feel free to reach out through our website at dfcu.net or call us at 518-825-0323 for more information. We look forward to helping you navigate your financial journey with confidence and ease!

Branch History & Mission

A Journey of Growth and Service

Located at 344 Tom Miller Rd, our branch stands as a beacon for local residents seeking reliable banking solutions. Over the decades, Dannemora has not only expanded its membership but also embraced advancements in technology to offer digital banking solutions that meet today's needs. With features like online banking and mobile payments, we ensure that our members can manage their finances conveniently, anytime and anywhere. Our mission is straightforward yet impactful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that everyone deserves financial support tailored to their unique circumstances. This commitment is reflected in our diverse offerings, including personal checking and savings accounts, auto loans, mortgage options, and business banking services. While members can visit us at 344 Tom Miller Rd, official correspondence should be sent to 344 Tom Miller Rd, Plattsburgh, NY 12901. We are more than just a financial institution; we are an integral part of the Plattsburgh community. Our partnerships with local organizations and our active involvement in community outreach initiatives showcase our dedication to making a positive impact.

Our Commitment to You

As part of our service ethos, we maintain ADA compliance and provide essential amenities such as ATM access and drive-thru banking for added convenience. Whether you need assistance with deposits or simple transactions, our friendly staff is here to help during our operating hours: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday from 9:00 AM to 4:30 PM, and Friday from 8:30 AM to 5:00 PM. At Dannemora, we understand the importance of trust in financial relationships. That's why we strive to build lasting connections with every member who walks through our doors. We invite you to join us on this journey of growth and support experience firsthand how Dannemora can help you achieve your financial goals. For more information or to become a member today, please call us at 518-825-0323 or visit our website at www.dfcu.net. Let's build a brighter future together!

Branch Location & Accessibility

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind. You can stop by Monday through Wednesday from 9:00 AM to 4:30 PM and on Thursdays from 9:00 AM to 4:30 PM. On Fridays, we're open from 8:30 AM to 5:00 PM, and don't forget, we welcome you on Saturdays from 8:30 AM to noon! If you're looking for drive-thru service, we offer that Monday through Wednesday from 7:30 AM to 4:30 PM, Thursday until 5:00 PM, and Friday until a convenient 5:30 PM.

Services Offered

At the Dannemora branch, we're proud to offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. You can also manage your banking on-the-go with our online and mobile banking services. Need cash? Our ATM is available for quick withdrawals and balance checks. As a member-focused credit union, we aim to provide personalized services that fit your lifestyle. Whether it's through basic drive-thru transactions or helping with complex loan inquiries, our friendly staff is here for you every step of the way. We invite you to come visit us at the Dannemora branch today! Experience the difference of community banking where your needs come first.

Member Eligibility

At Dannemora, we believe that everyone deserves the chance to join a caring community focused on your financial well-being. Becoming a member is an easy and welcoming process! If you live, work, worship, or attend school in Clinton County, you're already eligible to join us. We also invite family members of current members to become part of our growing family. By choosing Dannemora, you gain access to a range of benefits, including competitive rates on loans, personalized service, and a commitment to help you reach your financial goals. To get started on your journey with us, simply visit our website for more details about eligibility at https://www.dfcu.net/about-us/become-a-member.html . When you're ready to open an account, head over to https://online.dfcu.net/auth/enrollment where you can complete the process online or give us a call at (518) 825-0323 for assistance. We're here to support you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,469,032, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored to your operational needs. Imagine having a reliable way to accept payments from customers whether in-store or online. Our merchant services simplify transactions, allowing you to focus on what matters most: growing your business. From payment processing solutions to point-of-sale systems, we equip you with the tools needed to enhance customer satisfaction. Visit us at 344 Tom Miller Rd Plattsburgh Ny 12901 in Plattsburgh, NY, or call us at (518) 825-0323 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. You can also visit us during lobby hours for basic drive-thru banking services like deposits and simple transactions. At Dannemora, we prioritize accessibility and convenience so that managing your money feels effortless. If you're ready to explore these services further or have questions, don't hesitate to reach out at (518) 825-0323 or visit us online at Dannemora-tom Miller. We're here to help!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel with ease. With competitive rates and flexible terms, you can drive off knowing you've made a smart financial choice.

Business Banking

For our business members, we offer tailored solutions through our business banking services. From merchant services that make transactions easy to business loans that help you grow, we're here to support your entrepreneurial journey.

Credit Cards with Rewards

Reward yourself while making everyday purchases with our credit cards featuring rewards programs. Earn points on things you already buy and redeem them for exciting perks it's like getting paid to shop!

Mortgage Loans & Refinancing

If homeownership is on your mind, consider our mortgage loans and refinancing services. We understand that buying a home is one of the biggest decisions you'll make. That's why we aim to make the mortgage process as straightforward as possible, helping you find the right loan that fits your budget and goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Manage your accounts anytime, anywhere from checking balances to transferring funds; it's all at your fingertips. Our user-friendly app lets you take control of your finances on the go.

Personal Banking

Managing your day-to-day finances has never been easier with our personal banking options. We offer checking and savings accounts that come with features tailored to fit various lifestyles. Whether you're saving for a big purchase or just need a reliable account for everyday expenses, we have you covered.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to simplify your finances, our personal loans and debt consolidation services can provide relief. With fixed rates and manageable repayment plans, you can tackle your financial challenges head-on.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it easy for you to complete important paperwork without the hassle of printing or mailing documents. Plus, with e-statements available, you can go green by opting for paperless statements that you can view anytime from your device. Need to send money to a friend? With our person-to-person transfer feature, it's simple and quick to send funds directly from your account. You'll also appreciate the convenience of mobile payments; just use your phone to make purchases wherever you see the logo. For those who prefer managing their finances on-the-go, our mobile application is here to help. It provides all the essential functions right in your pocket check balances, deposit checks, and even pay bills with just a few taps. At Dannemora, we're committed to providing accessible banking solutions tailored to your needs. Our digital banking services not only simplify your financial management but also ensure that you have real-time access and control over your accounts. Experience the ease of modern banking today!

Financial Strength

Commitment to Growth

With $39,032,465 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,157 in used auto loans and $202,955,192 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 38,232, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $800,091 further illustrate our dedication to fostering a secure environment for your assets. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dannemora is your trusted partner. Visit us at 344 Tom Miller Rd Plattsburgh Ny 12901 or call (518) 825-0323 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,871,677 in share certificates and $24,672,124 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,460,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $40,184,642, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,319 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,059,707 in used vehicle loans and $31,030,645 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we are here to support you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $15,469,032 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our tailored solutions can help you navigate those hurdles. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to reach out. We're here to assist you with personalized service tailored to your unique needs. You can contact us at (518) 825-0323 or visit us at 344 Tom Miller Rd Plattsburgh Ny 12901 in Plattsburgh, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,510,217, make buying or refinancing simple. We aim to guide you through the process and provide competitive rates that fit your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,687,256 in loans helping members manage their finances effectively. Our credit card options come with benefits designed to suit your spending habits while providing peace of mind.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. Each listed loan comes from legitimate financial institutions, giving users confidence in the accuracy of their comparisons.

DANNEMORA FEDERAL CREDIT UNION