UFirst Credit Union Plattsburgh NY | Best Auto Loans & Business Banking

Introduction

Welcome to Ufirst, your trusted financial partner located at 101 Broad St, Plattsburgh, NY 12901. Since our establishment in 1971, we have proudly served over 10,056 members by providing exceptional financial services tailored to your needs. With total assets of $131,505,445 and total deposits reaching $723,850, we are committed to ensuring your financial well-being and supporting our local community. At Ufirst, we understand that managing your finances can be overwhelming. That's why our dedicated team of 30 employees, led by CEO Kasey Kirk and Board President Michele Friedman, is here to help you every step of the way. We offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our goal is to empower you with the tools and resources you need to achieve your financial dreams. While members can visit us at our main branch, for official correspondence, please send mail to 274 Rugar Street, Plattsburgh, NY 12901. We invite you to explore our website at ufirstfcu.net for more information about our offerings or to take advantage of online banking features. Join us at Ufirst today and experience the difference of a credit union that truly cares about its members. Call us at 518-324-0619 or stop by during our operating hours: Monday through Friday from 10:00 AM to 2:00 PM (with Wednesday being bi-weekly). Let's work together towards a brighter financial future!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join us at Ufirst. Experience firsthand what it means to be part of a credit union that truly cares about its members and community. Whether you're looking for personal banking solutions or need assistance with loans and investments, we're here for you every step of the way. For any inquiries or further information about becoming a member, don't hesitate to reach out at 518-324-0619 or visit our website at www.ufirstfcu.net. Join Ufirst today and take advantage of all the benefits that come with being part of a community-focused credit union!

Our Journey

Ufirst was established with a vision to provide accessible financial services tailored to the needs of our members. Over the years, we have grown tremendously, now boasting total assets of over $131 million. This growth reflects not just our commitment to sound financial practices but also our dedication to enhancing the lives of those we serve. Since opening our doors, we have continually evolved to meet the changing needs of our members. From traditional banking services like checking and savings accounts to modern conveniences such as online and mobile banking, Ufirst has embraced innovation while maintaining a personal touch. Our operating hours are designed with your convenience in mind: Monday through Friday from 10:00 AM to 2:00 PM and Wednesday mornings from 9:00 AM to 1:00 PM on a bi-weekly schedule.

Our Mission

At Ufirst, our mission is simple yet profound: to empower our members through financial education and support while fostering community growth. We believe that everyone deserves access to quality financial services without compromising on care or attention. Whether it's helping you secure an auto loan or guiding you in your first mortgage application, we strive to be your trusted ally in every step of your financial journey. We understand that banking goes beyond transactions; it's about building relationships. That's why we actively engage in community outreach efforts and partnerships aimed at uplifting those around us. Our commitment extends beyond providing services; it's about making a positive impact on the lives of our members and their families. While members can visit us at 101 Broad St Plattsburgh Ny 12901, official correspondence should be sent to 274 Rugar Street, Plattsburgh, NY 12901 if different from the branch address. We also offer ATM services for added convenience, ensuring you can access your funds whenever needed.

Branch Location & Accessibility

Welcome to Ufirst, your friendly neighborhood credit union located conveniently at 101 Broad St, Plattsburgh, NY. We pride ourselves on being easily accessible to all members of the community. Whether you're stopping by to open a new account or seeking assistance with your finances, our branch is here to help you every step of the way. While our main office is at 101 Broad St, please note that official correspondence should be sent to our mailing address at 274 Rugar Street, Plattsburgh, NY 12901. This dual address helps us serve you better! Located near popular landmarks like the Plattsburgh City Hall and just a short drive from the beautiful Lake Champlain waterfront, finding us is a breeze! Our branch features ample parking for your convenience, along with ADA-compliant facilities to ensure accessibility for everyone. At Ufirst, we understand that your time is valuable. That's why we offer welcoming lobby hours to fit your busy schedule: Monday through Friday from 10:00 AM to 2:00 PM, and Wednesday mornings from 9:00 AM to 1:00 PM (bi-weekly). If you need quick cash access, you'll also find an ATM available right outside our location. While we do not have drive-thru banking services available at this branch, our friendly staff are always ready to assist you inside. Plus, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and more. We encourage you to visit us or give us a call at 518-324-0619 if you have any questions or need assistance. Come see how Ufirst can make your banking experience easier and more enjoyable!

Member Eligibility

At Ufirst, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Plattsburgh area, you're likely eligible to join us. We are dedicated to providing our members with personalized service and a variety of financial products tailored to meet your needs. By becoming a member, you'll enjoy benefits such as competitive rates on loans and savings, access to online banking tools, and a supportive community focused on your financial well-being. To learn more about the specific eligibility criteria or if you have any questions, feel free to check out our detailed information at . When you're ready to take the next step towards membership, you can easily open an account by visiting https://online.ufirstfcu.net/auth/enrollment or give us a call at (518) 324-0619. We can't wait to welcome you into the Ufirst family at our location: 101 Broad St Plattsburgh Ny 12901!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $48,066, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café where customers can pay seamlessly with their cards or mobile wallets. Our merchant services make this possible, allowing you to accept payments easily and securely. This not only enhances customer satisfaction but also boosts your sales potential. Located at 101 Broad St Plattsburgh Ny 12901, Plattsburgh, NY, our dedicated team is ready to assist you in navigating the financial landscape of your business. For more information or to explore our offerings, call us at (518) 324-0619 today!

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide comprehensive business banking services including merchant services and business loans. Your business deserves the best financial support, and we are here to help you grow.

Call to Action

We invite you to explore all the services we offer at Ufirst Fcu. If you have questions or need assistance, don't hesitate to reach out at (518) 324-0619 or visit us in person at 101 Broad St Plattsburgh Ny 12901. Your financial wellness is our priority let's achieve your goals together!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Ufirst, we offer robust online and mobile banking features. With secure access to your accounts 24/7, you can manage transactions anytime, anywhere. Need cash on the go? Our ATM services are readily available for quick withdrawals and balance checks without any hassle.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for your everyday needs. Imagine effortlessly managing your budget with our easy-to-use online banking platform or mobile app. You can check balances, transfer funds, and even deposit checks from the comfort of your home! When it comes to financing your next vehicle, our auto loans and vehicle financing options make it simple and affordable. Picture yourself driving off in that new car with a loan that fits your budget perfectly. We also offer mortgage loans and refinancing solutions, giving you the chance to own your dream home or lower your monthly payments on your current mortgage.

Supporting Your Financial Goals

Need a little extra cash? Our personal loans can help with debt consolidation or unexpected expenses. Plus, if you're looking to earn rewards while spending, our credit cards come with attractive benefits that make every purchase count.

Digital & Online Banking

Key Features

With 24/7 online banking services, checking your balance, transferring funds, and paying bills is just a few clicks away. You can enjoy real-time account management from the comfort of your couch or while waiting in line at the grocery store. Our mobile application further enhances this experience, giving you complete control over your finances right in your pocket. Need to send money to a friend? With our person-to-person transfer feature, sharing funds is simple and quick. Plus, our mobile payments option allows you to make purchases directly from your phone, making transactions faster and more efficient.

Security and Accessibility

We understand that security is a top concern for our members. That's why we offer electronic signature authorization for added safety when completing transactions online. You can also opt for e-statements to keep track of your finances without the clutter of paper statements making it not only safer but also eco-friendly! Our user-friendly interface ensures that even those who aren't tech-savvy can navigate easily. With all these tools combined, Ufirst makes managing your money straightforward and hassle-free. Join us today and experience the freedom of digital banking with Ufirst! For more details on how to get started with our online services, visit us at https://www.ufirstfcu.net/.

Financial Strength

At Ufirst, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which showcases our dedication to providing reliable services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $17,491,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,329 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,750,425 in share certificates and $2,595,379 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,348,780, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,026,357 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $1,711 in used auto loans and $100,903,127 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our impressive $927,379, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is evident with a total of 19,308 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ufirst is your trusted partner. Visit us at 101 Broad St Plattsburgh Ny 12901 or call (518) 324-0619 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Ufirst, we understand that financing needs vary from person to person, which is why we offer a wide range of loan products tailored to help you achieve your financial goals. Whether you're looking for a new vehicle, planning to buy a home, or need help with everyday expenses, our loan options are designed to meet your needs. With over 6,051 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,771,183 in used vehicle loans and $18,922,792 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,180,498. We make buying or refinancing simple and straightforward, so you can focus on what matters most. For those needing extra flexibility, we also provide unsecured credit card loans, with a total of $2,001,971 available. These loans can help you manage your finances effectively without collateral requirements. Our total auto loans amount to $3,422, providing various financing options for both new and used vehicles. Additionally, if you're a business owner, our outstanding commercial loans totaling $48,066 provide the capital needed to grow and expand your business. If you're considering refinancing your current loans or exploring eligibility options for any of our products, please reach out to us at (518) 324-0619 or visit us at our branch located at 101 Broad St Plattsburgh Ny 12901 in Plattsburgh, NY. We're here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our offerings and see how we can assist you in achieving your financial dreams!

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Ufirst