Adirondack Regional Plattsburgh NY Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Adirondack Regional in beautiful Plattsburgh, NY! Located at 672 State Route 3, our branch has been a trusted financial partner for the community since 1947. With a strong commitment to our members, we proudly serve over 7,085 individuals and families, providing them with personalized banking solutions tailored to their unique needs. At Adirondack Regional, we understand that financial wellness is important. That's why our total assets amount to an impressive $89,366,082, ensuring we have the resources necessary to support our members' goals. Whether you're looking for auto loans, mortgage options, or business services, our diverse offerings cater to every aspect of your financial journey. Currently, we hold $9,016,866 in deposits and have facilitated a remarkable 2,130 loans and leases for our valued members. Our leadership team is dedicated to fostering a welcoming environment. CEO Basel Farhat and Board President Brian Dukett work tirelessly to ensure that Adirondack Regional remains not just a credit union but a vital part of the Plattsburgh community. Our staff of 16 employees is here to assist you with friendly service during our lobby hours from Monday through Friday from 9 AM to 5 PM. While you can visit us at our branch location for all your banking needs, feel free to reach out via phone at 518-562-0221 for any inquiries or assistance. If you prefer official correspondence, please send it to our mailing address: 672 State Route 3, Plattsburgh, NY 12901. Join us today and experience the difference of member-focused banking at Adirondack Regional. Check out more about our services at adkcreditunion.com and see how we can help you achieve your financial dreams!

Branch History & Mission

Adirondack Regional has a rich history that began in 1947, when it first opened its doors in the beautiful city of Plattsburgh, NY. Since then, we have grown into a trusted financial partner for our community, proudly serving over 7,000 members. Our branch is located at 672 State Route 3, a convenient spot for those in the area. Whether you're visiting us or simply passing by, you can find us near local landmarks that make our neighborhood vibrant. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting our community. We believe that banking should be accessible and straightforward for everyone. At Adirondack Regional, we are dedicated to offering a range of services from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our commitment goes beyond just numbers; we strive to create lasting relationships with our members. Over the years, we've seen significant growth in our total assets, which now stand at an impressive $89,366,082. This growth reflects not only the trust placed in us by our members but also our ongoing efforts to expand our offerings and improve service delivery. In addition to traditional banking, we embrace digital advancements such as online banking and mobile payments to ensure that our members can manage their finances easily and securely. We understand that accessibility is crucial for everyone in the community. That's why we offer ADA-compliant facilities and have made sure that services like drive-thru banking and ATMs are available for your convenience. While official correspondence should be sent to 672 State Route 3, Plattsburgh, NY 12901, you can always reach us by phone at 518-562-0221 during our operating hours from Monday to Friday, 9 AM to 5 PM. Community outreach is at the heart of what we do. We collaborate with local organizations and participate in events that aim to make Plattsburgh a better place for all residents. By choosing Adirondack Regional as your credit union, you're not just opening an account; you're becoming part of a movement dedicated to fostering community growth and support. If you're looking for a financial partner who prioritizes both your needs and those of the community, consider joining Adirondack Regional today! Experience firsthand how we can help you achieve your financial goals while making a positive impact right here in Plattsburgh. Visit us online at adkcreditunion.com or stop by our branch your future starts here!

Branch Location & Accessibility

Call to Action

We invite you to stop by and see how we can assist you in achieving your financial goals. Come experience the warmth of community banking with us at Adirondack Regional!

Convenient Access

Whether you're visiting us for personal banking or exploring our loan options, we make it simple to get here. Our location features ample parking, so you won't have to worry about finding a spot. Plus, our branch is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

We are here for you Monday through Friday from 9 AM to 5 PM, making it easy for you to fit banking into your busy schedule. If you need assistance outside of these hours, feel free to give us a call at 518-562-0221 we're always happy to help!

Services Offered

At the Adirondack Regional branch, we offer a variety of services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your car. And if you're looking for cash, we have an ATM available on-site for easy access. While members can visit us at 672 State Route 3, official correspondence should be sent to the same address since it also serves as our mailing address.

Member Eligibility

At Adirondack Regional, we believe that becoming a member means joining a close-knit community where your financial well-being is our top priority. If you live, work, worship, or attend school in the Clinton County area, you're likely eligible to join us! We welcome individuals and their families who share our commitment to building a better financial future together. To learn more about the specific eligibility criteria and ensure you qualify, please visit our membership page. Joining is just the beginning of your journey with Adirondack Regional. As a member, you'll enjoy access to personalized services tailored to your needs, from checking and savings accounts to loans and credit cards that come with great rewards. Ready to take the next step? Opening an account is simple just give us a call at (518) 562-0221 or stop by our branch located at 672 State Route 3 Plattsburgh Ny 12901. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $73 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $9,961,345, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine running your business smoothly with secure payment processing options that allow you to focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we have you covered. Reach out today at 518-562-0221 to learn more about how Adirondack Regional can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We provide accessible ATM & Cash Withdrawal Services, so you're never far from what you need. With locations throughout the area and our own drive-thru service available at our branch, accessing your funds has never been easier. At Adirondack Regional, we're committed to making banking straightforward and accessible for everyone in our community. Whether you're visiting us in person or taking advantage of our digital features, we're here to help you achieve your financial goals. If you'd like more information about any of our services or want to speak with one of our friendly staff members, please call us at (518) 562-0221 or visit our website at https://adkcreditunion.com/. We look forward to serving you!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options make it easy for you to get behind the wheel without breaking the bank. We provide competitive rates and flexible terms, ensuring that you can find the right financing for your next vehicle.

Business Banking

For our entrepreneurial members, we offer tailored Business Banking solutions, including merchant services and business loans designed to help your business thrive. From startups to established companies, our services provide the financial backing necessary for growth.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn as you spend. Enjoy perks like cashback or travel rewards while using your card for everyday purchases. It's an easy way to make your spending work for you!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Adirondack Regional, we offer Mortgage Loans & Refinancing services that help turn your dream home into reality. Our team will guide you through the mortgage process, helping you secure favorable rates and terms.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our comprehensive Online & Mobile Banking services let you manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills at your fingertips all from your smartphone or computer.

Personal Banking

We understand that managing your finances is crucial. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you keep track of your money effortlessly. Whether you're saving for a vacation or need a reliable account for everyday expenses, we have solutions that fit your lifestyle.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those challenges head-on. Whether it's funding a special project or consolidating debt into one manageable payment, we're here to support you every step of the way.

Digital & Online Banking

Convenient Online Services

Our 24/7 online banking services provide you with real-time account management, allowing you to check balances, pay bills, and transfer funds at any hour. Whether you're at home or on the go, you can stay in control of your finances effortlessly. Plus, with e-statements available, you'll have easy access to your financial documents without the clutter of paper.

Mobile Banking Features

For those who prefer banking on their smartphones, our mobile application makes transactions even simpler. You can make person-to-person transfers quickly and securely with just a few taps on your screen. And if you're someone who enjoys the convenience of making payments right from your phone, our mobile payments feature allows you to do just that making everyday purchases a breeze.

Security and Accessibility

We prioritize your security with robust measures in place for all online transactions. While we do not currently offer electronic signature authorization, rest assured that our systems are designed to keep your personal information safe. Our user-friendly interface ensures that everyone whether tech-savvy or not can navigate our services with ease. Experience banking that fits into your life with the help of Adirondack Regional's digital offerings. Stay connected and take charge of your financial future today!

Financial Strength

At Adirondack Regional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial management ensures that you can trust us with your money. With a net worth of $6,874,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,050,346 in share certificates and $11,394,365 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,799,119 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $579 in used auto loans and $59,482,077 in total loans and leases. Our operational efficiency is reflected in our $241,062, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,647. Total Share and Deposit Accounts: 15,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Adirondack Regional is your trusted partner. Visit us at 672 State Route 3 Plattsburgh Ny 12901 or call (518) 562-0221 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,237,271 in used vehicle loans and $3,991,295 in new vehicle loans already helping members get on the road. We provide flexible terms and options for refinancing if you're looking to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $9,961,345 provide the capital needed to grow and expand. We are committed to supporting local businesses and their unique financial requirements. At Adirondack Regional, we prioritize member service and transparency. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, we invite you to explore our loan products and see how we can support you on your journey toward achieving them!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $755,541, make buying or refinancing simple. We aim to make the process straightforward so you can focus on finding the perfect home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding balances in this category, our team can help guide you through other financing options that fit your needs.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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ADIRONDACK REGIONAL FEDERAL CREDIT UNION - Plattsburgh, NY

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