Dannemora Credit Union Plattsburgh NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dannemora, your trusted partner in financial wellness located at 342 Tom Miller Rd, Plattsburgh, NY 12901. Established in 1958, our credit union has grown to serve over 22,000 members, reflecting our commitment to the community and personalized banking experience. With total assets reaching $304,567,826 and total deposits of $17,785,971, we take pride in offering a wide range of financial services designed to meet your needs. At Dannemora, we understand that every member's financial journey is unique. That's why we offer tailored solutions from personal banking services like checking and savings accounts to various loan options including auto loans and mortgages. Our dedicated team of 51 employees, led by CEO Christopher Hay and Board President Philip Maynard Jr., is here to ensure you receive the support you need every step of the way. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 342 Tom Miller Rd, Plattsburgh, NY 12901. With a net worth of $40,184,642 and cash readily available at $2,467,601, we prioritize your security and confidence in our services. Whether you're looking to open a new account or explore lending options with over 9,520 loans currently extended to our members, our friendly team is ready to assist. Join us today at Dannemora or give us a call at 518-825-0323 to discover how we can help you achieve your financial goals! For more information about our services and membership eligibility, visit our website at dfcu.net.

Branch History & Mission

Welcome to Dannemora, a proud part of the community in Plattsburgh, NY. Since our doors first opened in 1958, we have been dedicated to serving our members with integrity and care. Over the years, we have grown significantly, now boasting a total membership of 22,053 individuals who trust us for their financial needs. Located at 342 Tom Miller Rd Plattsburgh Ny 12901, our branch is easily accessible and situated near local landmarks that enhance your banking experience. While members can visit us at 342 Tom Miller Rd Plattsburgh Ny 12901, official correspondence should be sent to 342 Tom Miller Rd, Plattsburgh, NY 12901. At Dannemora, our mission is clear: to provide exceptional financial services while actively supporting our community. We strive to empower our members by offering a range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our team is passionate about helping you achieve your financial goals and ensuring you feel valued every step of the way. As we celebrate our history, it's important to highlight some key milestones. From starting with a modest amount of assets, we have grown to manage a robust total of $304,567,826. This growth reflects not just our commitment to sound financial practices but also the trust placed in us by the community we serve. We are proud to have adapted over time, embracing new technologies like online banking and mobile payments to meet the evolving needs of our members. We believe that being a credit union means more than just banking; it's about building lasting relationships and giving back. Our shared service center availability allows us to extend our reach even further, ensuring that all members can access essential services conveniently. Our commitment doesn't stop at providing financial products; we are deeply involved in various community outreach initiatives aimed at fostering growth and support within Plattsburgh. Whether it's through local partnerships or volunteer efforts, we aim to make a real difference in people's lives. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of Dannemora where your financial success is our priority. Visit us during our operating hours from 8:00 AM to 4:00 PM on weekdays or give us a call at (518) 825-0323 for more information on how you can become a member today!

Branch Location & Accessibility

Accessibility Features

At Dannemora, we believe that everyone should have access to their financial needs. Our branch features ADA-compliant facilities, making it easy for all members to visit us comfortably. Plus, we offer ample parking to ensure your trip is hassle-free.

Get in Touch

Have questions? Feel free to give us a call at 518-825-0323. We're excited to help you achieve your financial goals! Visit us soon at Dannemora where your membership matters.

Nearby Landmarks

Situated near popular local spots, our branch is easy to find. If you're in the area visiting the nearby shopping centers or enjoying a day out in beautiful Plattsburgh, be sure to stop by and say hello!

Operating Hours

We are open Monday through Friday from 8:00 AM to 4:00 PM. Whether you need assistance with account inquiries or want to discuss loan options, our team is ready to help during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide basic shared branch transactions for partner credit union members, making it convenient if you're traveling. While ATM services are currently unavailable at this location and there's no drive-thru option, our team is always on hand to assist you directly inside the branch.

Member Eligibility

At Dannemora, we believe that becoming a member is like joining a family that supports you through every step of your financial journey. If you're wondering whether you can be part of our community, the good news is that eligibility is quite straightforward! Generally, anyone who lives, works, or worships in the area around 342 Tom Miller Rd Plattsburgh Ny 12901 can join us. We also welcome members from select organizations and associations, making it easy for many to gain access to our services. For more detailed eligibility criteria, feel free to explore our website at https://www.dfcu.net/about-us/become-a-member.html. Joining Dannemora means you'll have access to a range of benefits designed to make your banking experience better think lower fees, personalized service, and a commitment to your financial well-being. Plus, opening an account is simple! Just visit us online at https://online.dfcu.net/auth/enrollment or give us a call at (518) 825-0323 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,469,032, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Managing transactions should be simple. That's why we offer merchant services that allow you to accept payments seamlessly. Imagine a busy restaurant where customers can pay quickly and easily, keeping the lines moving and ensuring satisfaction. Our solutions are tailored to fit your unique needs, allowing you to focus on what matters most serving your customers. Located at 342 Tom Miller Rd Plattsburgh Ny 12901 in Plattsburgh, NY, we're here to empower your business with the financial tools you need. Reach out today at (518) 825-0323 to learn how we can help you thrive!

Comprehensive List Of Services

Credit Cards and Business Banking

If rewards are what you seek, our Credit Cards with Rewards can be an excellent option for everyday spending. Earn points on purchases that can be redeemed for travel, merchandise, and more! For our entrepreneurial members, we offer comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing one, we have the tools and support to help you thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking features that allow you to manage your finances anytime, anywhere. With secure access to your accounts via Online & Mobile Banking, you can pay bills, transfer funds, and check balances with ease. Our Person-to-Person payment feature also makes it simple to send money directly to friends and family without any hassle.

Get Started Today!

With all these services available at your fingertips, it's never been easier to manage your finances with confidence. If you're ready to explore how Dannemora can assist you further, don't hesitate to reach out! Call us at (518) 825-0323, or visit us at 342 Tom Miller Rd Plattsburgh Ny 12901 during our lobby hours from 8:00 AM to 4:00 PM on weekdays. Discover how we can help make your financial goals a reality today!

Personal Banking Solutions

We understand that banking should be easy and accessible. That's why we offer Personal Banking options including Checking & Savings Accounts that cater to different lifestyles. Whether you're saving for a vacation or just need a reliable place for your paycheck, our accounts come with no hidden fees and competitive interest rates. If you're looking to finance a new car or refinance an existing loan, explore our Auto Loans & Vehicle Financing options. We provide flexible terms and competitive rates designed to fit your budget. Our team will guide you through the process, ensuring you find the best deal possible. When it comes to home ownership, our Mortgage Loans & Refinancing services are here to assist you. We can help first-time buyers understand their options, as well as provide refinancing solutions that may lower your monthly payments or help you access cash from your home's equity. For unexpected expenses or consolidating debt, check out our Personal Loans & Debt Consolidation offerings. These loans can simplify your finances and give you peace of mind.

Shared Branch Transactions

At Dannemora, we're not just about meeting individual needs; we're also about community connection. Through basic shared branch transactions like deposits and withdrawals for partner credit union members, we ensure that banking remains accessible even when you're away from home.

Digital & Online Banking

Convenient Money Transfers

Sending money to friends or family? Our Person-to-Person Transfers feature allows you to send funds quickly and effortlessly. It's perfect for splitting bills or sending gifts without any hassle. At Dannemora, we're committed to making banking accessible and straightforward for all our members. Explore these features today and take charge of your finances with ease! Visit us online at https://www.dfcu.net/ to get started.

Key Features of Our Online Banking Services

With our 24/7 Online Banking Services, you can access your accounts whenever it suits you. Check balances, transfer funds, and pay bills all from the comfort of your own home or while out and about. No more rushing to the bank during business hours! Our Mobile Application makes it even simpler to manage your finances. With just a few taps on your smartphone, you can perform essential banking tasks without needing to visit a branch. Plus, if you enjoy the convenience of mobile payments, you'll love that our app supports Mobile Payments making transactions as easy as sending a text.

Secure Transactions Made Easy

Security is a top priority for us. That's why we offer Electronic Signature Authorization, ensuring that your transactions are not only simple but also secure. You can feel confident when signing documents electronically, knowing that we prioritize your safety. Additionally, for those who prefer going paperless, we provide E-Statements Availability. This service allows you to receive and review your statements electronically helping you stay organized while reducing clutter.

Financial Strength

A Growing Community of Trust

We proudly serve a growing community with 38,232 total share accounts. This reflects the trust placed in us by our valued members who rely on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dannemora is your trusted partner. Visit us at 342 Tom Miller Rd Plattsburgh Ny 12901 or call (518) 825-0323 to learn more about how we can help you achieve your financial goals.

Committed Team Ready to Serve You

Our team is here for you! With 48 full-time employees and 3 part-time employees, we ensure that our branches are always ready to assist you with knowledgeable service.

Focused on Our Members

Unlike traditional banks, which often rely heavily on non-member deposits, we focus our resources on benefiting you. With non-member deposits at $12,460,000, we ensure that our offerings like better loan rates and lower fees are designed with our members in mind.

Member Savings Securely Invested

We prioritize your savings by offering secure options. Members' funds are protected through $4,871,677 in share certificates and $24,672,124 in money market shares, providing stable and rewarding growth opportunities for your hard-earned money.

Reinvestment for Growth

Our commitment to growth is further highlighted by our $39,032,465 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve our members better.

Solid Financial Health

With a net worth of $40,184,642, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.19% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $2,157 in used auto loans and $202,955,192 available through total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $876,866, enabling us to continue offering competitive loan rates and solid financial products tailored just for you.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out to us. You can call us at (518) 825-0323 or visit us at our branch located at 342 Tom Miller Rd Plattsburgh Ny 12901 in Plattsburgh, NY. Our team is ready to assist you during our operating hours from 8:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can work for you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,059,707 in used vehicle loans and $31,030,645 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or securing a loan for a reliable used car, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $15,469,032 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ventures with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,510,217, make buying or refinancing simple. We provide flexible terms to make home financing accessible and straightforward.

Unsecured Credit Card Loans

For those looking to manage expenses more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $3,687,256 in loans assisting members in their financial journey. Our credit cards come with competitive rates and benefits that help you stay on top of your finances.

Loan Aggregator

Ensuring Accurate Comparisons

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Key Benefits of Using LendMesh

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DANNEMORA FEDERAL CREDIT UNION - Plattsburgh, NY

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