Sea Comm Credit Union Plattsburgh NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sea Comm, your trusted partner in financial well-being since 1963. Located at 139 Smithfield Blvd, Plattsburgh, NY 12901, we pride ourselves on being more than just a credit union; we're a community resource dedicated to helping our 55,187 members achieve their financial goals. With total assets exceeding $787 million, our commitment to serving you is backed by solid financial stability. At Sea Comm, we understand the importance of personalized service and community engagement. Our experienced team, led by CEO Scott Wilson and Board President Myron Burns, is here to provide guidance on everything from checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for competitive rates on loans or simple banking solutions, we're equipped to meet your needs. While members can visit us at our branch, official correspondence should be sent to the same address: 139 Smithfield Blvd, Plattsburgh, NY 12901. We invite you to explore our services that include mobile banking, ATM access, and drive-thru facilities for your convenience. With a strong net worth of $121 million and total deposits amounting to $24 million, Sea Comm is not only a safe place for your money but also an institution that invests in the community. We believe in fostering strong relationships with our members and providing them with the tools they need for financial success. Ready to take the next step? Call us at 315-764-0566 or visit our website at seacomm.org to learn more about how we can help you thrive financially!

Branch History & Mission

At Sea Comm, located at 139 Smithfield Blvd in Plattsburgh, NY, we pride ourselves on a rich legacy that began in 1963. Over the years, our credit union has grown from humble beginnings to a thriving financial institution with over 55,000 members and total assets exceeding $787 million. This journey reflects our commitment to serving the community and providing exceptional financial services tailored to the needs of our members. Our mission is simple yet profound: to empower our members by offering a range of financial products while fostering community support and engagement. We believe that everyone deserves access to quality banking services, whether it's personal banking, auto loans, or business financing. As part of this mission, we focus not only on individual financial health but also on enhancing the overall well-being of our community. Since opening our doors, Sea Comm has continually adapted to meet the evolving needs of our members. We have embraced technology with online and mobile banking options that allow for convenient access to accounts anytime, anywhere. Our commitment to accessibility includes ADA compliance and features like drive-thru banking and ATM services available for those who prefer face-to-face interactions. In addition to providing top-notch financial services, we actively engage in partnerships and community outreach efforts. From local events to educational workshops, we strive to give back to Plattsburgh and its surrounding areas. Our efforts are guided by the belief that strong communities are built on trust, support, and collaboration. While you can always visit us at our branch location at 139 Smithfield Blvd, official correspondence should be sent to the same address as our mailing address: 139 Smithfield Blvd, Plattsburgh, NY 12901. Our friendly team is here during lobby hours from 8 AM to 5 PM Monday through Thursday, until 6 PM on Fridays, and from 9 AM to noon on Saturdays for drive-thru service. Join us today at Sea Comm and discover how we can help you achieve your financial goals while being part of a supportive community. We look forward to welcoming you! For more information or assistance, feel free to contact us at 315-764-0566.

Branch Location & Accessibility

Accessibility Features

We prioritize making banking easy for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure all members can navigate comfortably. There's ample parking available, so you won't have to worry about finding a spot when you visit us.

Call to Action

We invite you to stop by and see how we can support your financial journey. If you have any questions or need assistance, don't hesitate to call us at 315-764-0566. We're excited to help you achieve your financial goals right here at Sea Comm in Plattsburgh!

Operating Hours

Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 8 AM to 5 PM, and on Fridays we stay open until 6 PM. If you're looking to stop by on Saturday, our drive-thru service is available from 9 AM until noon. We understand that your time is valuable, and we're here to accommodate your schedule.

Services Offered

At Sea Comm, we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Need quick access? Our ATM is available for cash withdrawals and balance checks. Plus, our drive-thru banking allows for simple transactions without leaving your car.

Member Eligibility

Becoming a member of Sea Comm is like joining a caring family that's dedicated to supporting your financial journey. If you live, work, worship, or attend school in the areas we serve, you're already eligible to join us! Our community is here to help you with everything from savings accounts to loans, ensuring you have the resources you need for a secure future. To learn more about our eligibility criteria and see if you qualify, feel free to check out this helpful resource. Getting started is easy! You can open an account right away by visiting us at 139 Smithfield Blvd Plattsburgh Ny 12901 or simply click on this link: https://app.loanspq.com/apply.aspx?lenderref=seacommfcu021621&list=ccplvlcbst. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (315) 764-0566. We're excited to welcome you into the Sea Comm family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $37 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,523,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether you need point-of-sale systems or online payment options, we've got you covered. Visit us at 139 Smithfield Blvd, Plattsburgh, NY 12901 or call us at 315-764-0566 to learn how our business banking and commercial services can help you reach your goals!

Comprehensive List Of Services

Business Banking Services

For local businesses, Sea Comm provides essential banking services tailored to meet your unique needs. Our merchant services make processing payments simple and efficient, while our business loans give you the capital needed to grow and thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Our ATM services ensure that cash withdrawal is never a hassle, allowing you quick access to funds when needed.

Drive-Thru & ATM Access

For those who prefer in-person service without stepping inside the branch, our basic drive-thru banking offers deposits, withdrawals, and simple transactions at your convenience. Plus, our ATMs provide easy access for balance checks and cash withdrawals whenever you need them. At Sea Comm, we are committed to making banking easier and more accessible for everyone in Plattsburgh. Our dedicated team is here to assist you with any questions or concerns about your financial needs. Feel free to reach out at 315-764-0566 or visit us at 139 Smithfield Blvd, Plattsburgh, NY 12901. Ready to get started? Explore all of our services by visiting Sea Comm today!

Personal Banking Solutions

Our personal banking options cater to individuals and families alike. You can choose from various checking and savings accounts that fit your lifestyle. For those thinking about buying a car, our auto loans and vehicle financing solutions make it easier to drive away in your dream car without breaking the bank. We also offer mortgage loans and refinancing options for homebuyers, ensuring you have access to affordable housing solutions. If you're dealing with debt or just need some extra cash, our personal loans can help you consolidate debts or cover unexpected expenses. And don't forget about our credit cards with rewards, which allow you to earn points while making everyday purchases.

Digital & Online Banking

Accessible Anytime, Anywhere

No matter where life takes you, Sea Comm is just a click away. Our user-friendly interface allows you to navigate through your banking needs easily. From checking balances to setting up payments, everything is designed for quick access so that managing your finances fits seamlessly into your life. Join us today at Sea Comm and experience the convenience of digital banking tailored just for you!

Key Features for Your Convenience

Managing your money has never been simpler! With our online banking, you can check your balance, transfer funds, and pay bills without stepping foot into a branch. We also provide e-statements, so you can review your account activity anytime no more waiting for paper statements in the mail. Plus, if you need to sign documents quickly, you can do it all electronically without any hassle. Our mobile application is another fantastic tool in your banking arsenal. You can make mobile payments and send money to friends with our person-to-person transfer feature. It's all about giving you flexibility and control over your finances right from your smartphone.

Security You Can Trust

We prioritize your security with every transaction. Our online banking services are equipped with robust protection measures to ensure that your personal information remains safe while you manage your accounts. Although we currently do not offer electronic signature authorization for transactions, our commitment to safeguarding your data remains unwavering.

Financial Strength

At Sea Comm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight the strong financial foundation that allows us to serve you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $121,411,320, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $184,095,402 in share certificates and $137,845,251 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,206,366, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $120,283,884 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,363 in used auto loans and $436,952,913 in total loans and leases. Our operational efficiency is reflected in our $2,750,805, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 125 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $496,982. Total Share and Deposit Accounts: 130,817, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sea Comm is your trusted partner. Visit us at 139 Smithfield Blvd Plattsburgh Ny 12901 or call (315) 764-0566 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $96,275,616 in used vehicle loans and $83,187,712 in new vehicle loans already helping members get on the road with confidence. Whether you're looking for a brand-new model or a reliable used option, we've got you covered.

Business Financing

For business owners looking to expand or grow their operations, our outstanding commercial loans amounting to $51,523,829 can provide the capital needed to take your business to the next level. At Sea Comm Credit Union, we pride ourselves on offering competitive rates and personalized service to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information on our loan offerings or to apply today, please visit us online or contact us directly. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $22,935,480. We strive to make buying or refinancing simple and accessible for our members. If you're considering refinancing your current mortgage, don't hesitate to ask about our eligibility options.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $27,128,914 in loans helping members manage their finances effectively, these cards offer convenience and peace of mind for everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that all loan offers presented are fair and transparent.

SEA COMM FEDERAL CREDIT UNION - Plattsburgh, NY

Type of Loan Offerings

Personal Loans

Vehicle Loans

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