Plattsburgh City School District Credit Union NY | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Plattsburgh City School District! Nestled at 49 Broad St Ste 101, Plattsburgh, NY 12901, our credit union has been a trusted financial partner since its establishment in 1959. With a strong commitment to serving our community, we proudly support over 761 members, helping them achieve their financial goals every day. At Plattsburgh City School District FCU, we understand that your financial journey is unique. That's why we offer a range of personalized services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. As of now, our total assets stand at an impressive $8,287,654, with total deposits reaching $483,686. Our focus is on providing value and building relationships that last. Under the leadership of our dedicated CEO, Anna Sherman, and Board President, Steve Bedard, we are proud to foster a culture of trust and reliability. Our small but efficient team of 5 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch location for personal service, official correspondence should be sent to our mailing address: 49 Broad Street, Plattsburgh, NY 12901-3311. For any inquiries or assistance, feel free to call us at 518-561-4510 during our lobby hours: Monday through Friday from 8 AM to 1:30 PM and until 4:30 PM on Tuesdays and Thursdays. Explore how we can support your financial needs today! Visit us online at Plattsburgh City School District FCU or give us a call. Your journey towards financial success starts here!

Branch History & Mission

Welcome to the Plattsburgh City School District branch of Plattsburgh City School District FCU, a credit union with a proud history and a steadfast mission. Established in 1959, we have dedicated ourselves to serving our community and supporting our members' financial well-being for over six decades. Located at 49 Broad St Ste 101 in Plattsburgh, NY, our branch has grown alongside the vibrant community we serve. With a total membership of 761 and assets amounting to $8,287,654, we remain committed to providing personalized financial services that meet the diverse needs of our members. Our facility is easily accessible, making it convenient for members to visit us during our operating hours: Monday through Friday from 8 AM to 1:30 PM, and extended hours on Tuesdays and Thursdays until 4:30 PM. At the heart of our mission is a simple yet powerful statement: we strive to enhance the financial lives of our members while fostering a strong sense of community. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. This commitment extends beyond just financial transactions; it reflects our belief in supporting local initiatives and being an active participant in community development. While you can always reach us at our branch address for in-person assistance, official correspondence should be directed to our mailing address at 49 Broad Street, Suite 101, Plattsburgh, NY 12901-3311. Over the years, we've embraced technological advancements that allow us to serve you better. Our online banking platform enables members to manage their finances conveniently from anywhere. Although we currently do not offer ATM or drive-thru services at this location, we are continually looking for ways to enhance your experience with us. We are proud of the relationships we've built within the community. Our partnerships with local organizations help us support various outreach programs aimed at improving the quality of life for all residents in Plattsburgh. As we move forward into the future, we invite you to join our growing family at Plattsburgh City School District FCU. Experience firsthand how we prioritize your financial needs while investing in the community around us. Together, let's build a brighter tomorrow! If you have any questions or would like more information about becoming a member, please call us at 518-561-4510 or visit our website at Plattsburgh City School District FCU.

Branch Location & Accessibility

Accessibility and Parking

Accessibility is a priority for us. Our branch complies with ADA standards, featuring ramps and designated parking spaces to ensure everyone can easily visit us. Ample parking is available nearby, making it hassle-free for you to come in and chat with our friendly staff.

Get in Touch

If you have any questions or need assistance before visiting us, feel free to give us a call at 518-561-4510. We're excited to help you achieve your financial goals! Come by today and experience the difference at Plattsburgh City School District!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule. We are open Monday, Wednesday, and Friday from 8 AM to 1:30 PM, and on Tuesdays and Thursdays until 4:30 PM. Whether you're stopping by before work or during lunch, we're here for you.

Services Offered

At the Plattsburgh City School District branch, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. While we currently do not have ATM or drive-thru services, our dedicated team is always ready to assist you inside the branch.

Member Eligibility

At Plattsburgh City School District, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in the Plattsburgh area, you can join us. We aim to provide our members with personalized services that make managing your finances simpler and more rewarding. By joining Plattsburgh City School District, you gain access to a range of benefits, from competitive loan rates to personalized banking solutions tailored just for you. For detailed eligibility criteria, feel free to check out our membership page at http://www.plattscsdfcu.org/about.php#membership. We're here to guide you through the process, so if you have any questions or want to get started on opening your account, don't hesitate to reach out to us at (518) 561-4510. Join us today at 49 Broad St Ste 101 Plattsburgh Ny 12901 and take the first step toward a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services can help streamline your transactions, making it easier for your customers to pay and for you to manage sales. Picture a bustling café where customers pay seamlessly with mobile devices, or a retail store that processes sales quickly at checkout; these experiences drive customer satisfaction and loyalty. Ready to take your business further? Visit us at 49 Broad St Ste 101 Plattsburgh Ny 12901 in Plattsburgh, NY, or give us a call at (518) 561-4510 to discover how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we invite you to explore the possibilities with us as we aim to empower our local entrepreneurs. Imagine being able to purchase new equipment or expand your operations these are just a few scenarios where our tailored loan solutions can make a difference. We also provide flexible financing options that cater to both members and non-members alike.

Comprehensive List Of Services

Accessibility & Support

Our commitment extends beyond just financial products; it includes ensuring that accessing these services is as convenient as possible. While we currently do not have ATMs on-site, our branch hours are designed to fit your schedule: Monday through Friday from 8 AM to 1:30 PM, with extended hours until 4:30 PM on Tuesdays and Thursdays. Whether you're visiting us at Plattsburgh City School District or connecting online at Plattsburgh City School District Fcu, we invite you to explore how we can assist you in achieving your financial goals. For more information about any of our services or to speak with one of our team members, call us at (518) 561-4510 today! We look forward to serving you!

Business Banking Solutions

If you're a business owner, we have tailored banking solutions just for you. Our business banking services include merchant services to help streamline transactions, as well as business loans designed to support your growth ambitions.

Credit Cards & Rewards

For our members who enjoy shopping or travel, our credit cards come with rewards that give back as you spend. Whether it's earning points for future purchases or enjoying cash-back offers, our credit card options are crafted with your lifestyle in mind.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Plattsburgh City School District offers robust online and mobile banking services. You can check balances, transfer funds, and even make payments from anywhere using our user-friendly mobile application. Plus, our person-to-person payment feature makes sending money to friends or family quick and easy.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options are structured to fit various budgets and lifestyles. We understand that purchasing a home is a significant milestone, and we are here to guide you through the process with competitive rates and personalized service.

Personal Banking Services

Our personal banking options include checking and savings accounts that allow you to manage your money conveniently and securely. For those moments when you need a little extra, we offer personal loans and debt consolidation services, designed to help you regain control over your finances. If you're considering a new car or refinancing an existing loan, our auto loans and vehicle financing solutions can make the process easy and accessible.

Digital & Online Banking

Key Features

Our online banking features include person-to-person transfers, so sending money to friends or family is as easy as sending a text. Plus, with e-statements available, you can say goodbye to paper clutter and view your statements online whenever you need them. This not only helps you keep track of your spending but also contributes to a greener environment. If you prefer managing your accounts on the go, our mobile application is here for you. It's user-friendly and packed with features that help you monitor your accounts right from your smartphone. While we currently do not offer mobile payments, our app still provides everything else you need for effective account management. For those who require it, we provide electronic signature authorization to streamline processes securely. You won't have to worry about lengthy paperwork; everything can be done electronically for your convenience. In a world where life moves quickly, Plattsburgh City School District ensures that your banking experience is smooth and efficient. Embrace the ease of digital banking today and take control of your finances like never before!

Financial Strength

At Plattsburgh City School District, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a reliable partner for your financial journey. That's why we are committed to maintaining strong financial health, ensuring that you can trust us with your savings and loans. With a net worth of $1,312,338, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,583 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of financial strength allows us to focus on what matters most serving you. Members' savings are secured through $2,878,068 in share certificates, offering stable and rewarding financial growth opportunities. This means your hard-earned money can grow securely with us. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,312,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is highlighted by our $108 in used auto loans and $6,949,833 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 1,160 accounts under management, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Plattsburgh City School District is your trusted partner. Visit us at 49 Broad St Ste 101 Plattsburgh Ny 12901 or call (518) 561-4510 to learn more about how we can help you achieve your financial goals. For more detailed performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,669,962 in used vehicle loans and $2,221,505 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier than ever for you to drive away in the car you want.

Credit Lines

Need extra flexibility? Our total credit lines amount to $500,000, allowing you to access funds as needed for unexpected expenses or planned purchases. This option is perfect for those who appreciate having a safety net available at their fingertips. For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although there are currently no outstanding commercial loans reported, we are committed to supporting local businesses when opportunities arise. If you're interested in any of these loan products or would like more information about refinancing options, feel free to reach out. You can contact us at (518) 561-4510, or visit us at our branch located at 49 Broad St Ste 101 Plattsburgh Ny 12901 in Plattsburgh, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $444,957, make buying or refinancing simple. We offer straightforward terms and personalized service to help guide you through the process of securing a mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while staying within your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best deal. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in assisting borrowers in securing favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers. Each lender listed on LendMesh is vetted to ensure their legitimacy, providing peace of mind when comparing options.