Personal Loans in Smithtown, NY 11787

Looking for the best personal loans with low interest rates in Smithtown, NY? Compare offers from trusted local lenders and find the perfect loan to fit your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Our simple comparison tool helps Smithtown residents quickly see competitive rates and flexible terms from nearby banks and credit unions. Get started today to secure affordable financing with fast approval and friendly, hometown service you can trust.

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APR

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8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 11.99 %

6 - 7 Yrs

∞

8.99 - 13.59 %

1 - 7 Yrs

$35,000

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.74 - 10.24 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Sidney has a Kwik kash line of credit with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal/unsecured loan has a fixed APR of 9.99% , also unchanged during those periods. Bethpage's Fourleaf personal loan has an APR of 8.99% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

First Source's personal loans with rates starting at 9.74% APR for 12–and 24–month terms. The 36–, 48–, and 60–month loans have a rate of 10.24% APR. Unchanged from 7 or 30 days ago.

🏦 All Local Lenders in Smithtown, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BETHPAGE CREDIT UNION	240 MIDDLE COUNTRY ROAD SMITHTOWN NY 11787	⏰ Lobby: Mon - Thurs: 9:00am - 5:00pm Friday: 9:00am - 6:00pm Saturday 9:00am - 2:00pm Drive-up: Mon - Thurs: 8:30am - 5:00p Fr: 8:30am-6pm Sat: 9-2pm 📞 6312654195 📠 5163494251	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $13,309,612,562 Deposits: $167,721,082 Net Worth: $1,203,585,615 Employees: 867 Members: 483,903
TEACHERS FEDERAL CREDIT UNION	47 ROUTE 111 SMITHTOWN NY 11787	⏰ Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00p 📞 6316987000 📠 6316960116	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $9,817,494,290 Deposits: $392,268,098 Net Worth: $984,894,945 Employees: 867 Members: 476,608

🏘️ All the Lenders Available in Suffolk County, NY

✅JOVIA FINANCIAL FEDERAL CREDIT UNION

✅BETHPAGE CREDIT UNION

✅TEACHERS 8116 CREDIT UNION

✅SUFFOLK FEDERAL CREDIT UNION

✅METRO REALTORS FEDERAL CREDIT UNION

✅ISLAND FEDERAL CREDIT UNION

✅FOURLEAF FEDERAL CREDIT UNION

✅SELF RELIANCE NY FEDERAL CREDIT UNION

✅POLISH SLAVIC CREDIT UNION

✅LATVIAN 18422 CREDIT UNION

✅N Y TEAM FEDERAL CREDIT UNION

✅PEOPLES ALLIANCE CREDIT UNION

✅LONG ISLAND ALLIANCE FEDERAL CREDIT UNION

Compare other loan types in Smithtown, NY

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