Bethpage Credit Union Smithtown NY | Quick Personal Loans & ATM Services

Introduction

Welcome to Bethpage, your trusted community credit union located at 240 Middle Country Road, Smithtown, NY 11787. Established in 1941, we have dedicated ourselves to serving our members with personalized financial solutions that foster growth and stability. With a proud membership of over 483,903, we are not just a financial institution; we are a vital part of the community. At Bethpage, we pride ourselves on our impressive total assets of $13,309,612,562 and total deposits reaching $167,721,082. Our commitment to providing quality service is reflected in our robust offerings, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. With total loans amounting to 141,043, we strive to empower our members with the resources they need to succeed. Our leadership team is devoted to your financial well-being. Led by CEO Linda Armyn and Board President Anne Brigis, we work tirelessly to ensure that every member receives the support they deserve. We understand that trust is earned through reliability and transparency; that's why our net worth stands strong at $1,203,585,615, ensuring your money is safe with us. While members can visit us at our Smithtown branch for all their banking needs including access to ATMs and drive-thru services official correspondence should be sent to the same address. Our friendly staff is here to assist you from Monday through Saturday with convenient hours tailored to fit your busy lifestyle. As a member-focused organization, Bethpage is committed to making a positive impact in our community. We invite you to experience the difference that personalized service makes in your financial journey. Whether you're looking for a loan or simply need advice on managing your finances better, we're here for you. For more information about our services or how to become a member, please visit us online at bethpagefcu.com or give us a call at 631-265-4195. Join us today and discover how Bethpage can help you achieve your financial goals!

Branch History & Mission

At Bethpage, we take pride in our rich history and strong commitment to the community of Smithtown, NY. Established in 1941, our branch has grown significantly over the decades, evolving from a small local credit union to a trusted financial partner for over 483,903 members. With total assets reaching an impressive $13,309,612,562, we continue to serve our members with dedication and integrity. Located at 240 Middle Country Road, Smithtown, NY 11787, our branch is easily accessible to all community members. You can find us near several local landmarks that make our location convenient for your banking needs. For those who need to send official correspondence, please note that our mailing address is the same as our branch address. Our mission at Bethpage is simple yet profound: to provide exceptional financial services while fostering a supportive environment for our community. We believe in empowering individuals and families by offering a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our focus extends beyond just transactions; we aim to build lasting relationships with every member who walks through our doors. As technology advances, we remain committed to enhancing your banking experience. Our digital services include online and mobile banking options that allow you to manage your finances anytime, anywhere. We also offer features like e-statements and mobile payments for added convenience. Accessibility is key for us our facilities are ADA compliant, ensuring everyone can benefit from our services. Community support is at the heart of what we do. Through partnerships and outreach programs, we actively contribute to local initiatives that uplift our neighborhood. We believe that together we can make a meaningful impact. We invite you to join the Bethpage family and experience firsthand the benefits of being part of a community-focused credit union. Visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM or call us at 631-265-4195 for more information on how we can help you achieve your financial goals. Come see why so many have chosen Bethpage as their trusted financial partner!

Branch Location & Accessibility

Accessibility Features

At our Smithtown location, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and accessible parking spaces to ensure everyone can enjoy our services comfortably.

Call to Action

We invite you to come by and meet our friendly team who are ready to assist you with any questions or needs you may have. Feel free to give us a call at 631-265-4195 if you'd like more information before visiting. We look forward to welcoming you soon!

Operating Hours

We know your time is valuable, so we've designed our operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. If you prefer drive-thru banking, you can visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM as well.

Services Offered

Whether you're looking to open a checking or savings account, apply for an auto loan, or explore mortgage options, we have you covered with a wide range of services tailored just for you. You can also take advantage of our ATM services and basic drive-thru banking for quick transactions.

Member Eligibility

Becoming a member of Bethpage is like joining a caring community that supports your financial journey. If you live, work, worship, or attend school in the area around Smithtown, you're likely eligible to join us! We welcome individuals from all walks of life, making it easy for you to access our range of services designed just for you. Not only will you enjoy competitive rates on loans and savings accounts, but you'll also be part of a member-focused organization that prioritizes your needs. To start your membership at Bethpage, simply visit our website for more details on how to apply at this link. If you have questions or need assistance, feel free to give us a call at (631) 265-4195. We can't wait to welcome you into our family at 240 Middle Country Road Smithtown Ny 11787! For the most up-to-date eligibility requirements, check out our eligibility page at .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $542 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,729,942,660, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that empower local businesses. Imagine easily processing transactions, whether in-store or online, allowing you to focus on what matters most your customers. Our services can streamline your operations, giving you more time to innovate and serve your clientele effectively. Visit us at 240 Middle Country Road Smithtown Ny 11787 in Smithtown, NY, or contact us at (631) 265-4195 to learn how we can partner with you for success!

Comprehensive List Of Services

Additional Services

We also cater to basic banking needs with our Drive-Thru Banking, allowing for quick transactions without leaving your car perfect for those busy days when every minute counts! If you're a member of another credit union, our Shared Branch Transactions enable you to perform deposits and withdrawals conveniently. At Bethpage, we believe that banking should be accessible and straightforward. With extended hours for both lobby and drive-thru services, visiting us is easy no matter how busy life gets. Ready to explore what we can do for you? Contact us today at (631) 265-4195 or visit us at https://www.bethpagefcu.com for more information about opening an account or any of our other financial services!

Business Banking Options

For business owners, we offer specialized services through our Business Banking programs. This includes Merchant Services & Business Loans aimed at helping you grow and manage your business effectively.

Credit Cards and Rewards

Our Credit Cards with Rewards offer an excellent way to earn benefits while making everyday purchases. Whether it's cash back or travel rewards, there's something for everyone.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we provide robust Online & Mobile Banking solutions. With these tools, you can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our ATM & Cash Withdrawal Services ensure that you have access to your money whenever you need it.

Personal Banking Solutions

For those looking to manage their finances efficiently, we offer a variety of Personal Banking options. Whether you're opening a Checking or Savings Account, you'll find features designed to make your life easier. Imagine having access to your funds anytime you need them, with no hidden fees and competitive interest rates. Our Auto Loans & Vehicle Financing services are perfect if you're in the market for a new car, providing flexible repayment plans that fit your budget. If homeownership is on your mind, consider our Mortgage Loans & Refinancing options, which are designed to help you secure your dream home or lower your current mortgage payments. Additionally, we provide Personal Loans & Debt Consolidation solutions that can help streamline your finances and reduce stress.

Digital & Online Banking

Key Features

Imagine checking your balance, transferring money, or paying bills without leaving your home. With our online banking platform, you can do just that! Our user-friendly interface allows you to navigate effortlessly through your account options, giving you real-time control over your finances. Whether you're on a break at work or relaxing at home, managing your money is just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter the recipient's information, and the funds are on their way no need for cash or checks! Plus, with our mobile payments option, shopping becomes even more convenient. You can use your mobile device to make secure payments at stores or online, keeping everything at your fingertips.

Security and Accessibility

We prioritize your security with features like electronic signature authorization when you need to sign documents digitally. This not only speeds up processes but also ensures that your information remains safe. Additionally, e-statements are available so you can easily track your transactions without the clutter of paper statements. For those who prefer managing their finances on the go, our mobile application is ready for download. It puts all of these fantastic features right into the palm of your hand. With easy access to essential banking tasks and notifications about account activity, you'll always stay informed. At Bethpage, we are committed to providing accessible banking solutions that meet your needs while ensuring peace of mind. Explore our digital banking options today and take control of your financial future!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 1,079,101, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Bethpage is your trusted partner. Visit us at 240 Middle Country Road Smithtown Ny 11787 or call (631) 265-4195 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $4,734,448,073 in share certificates and $2,491,477,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,091,358, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $1,178,222,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to excellence is further reflected in our capacity to support your financial goals; we have $20,332 in used auto loans and $9,867,172,264 in total loans and leases available for our members.

Solid Financial Health

With a net worth of $1,203,585,615, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $374,553,911 in used vehicle loans and $283,691,744 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,729,942,660 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and providing them with the necessary resources for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,122,555,836, make buying or refinancing simple. We strive to offer clear guidance throughout the process, making it easier for you to navigate your path to owning a home.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments or reduce your overall interest rate. Our team is ready to discuss eligibility and how refinancing can benefit your financial situation. For more information on our loan offerings or to speak with one of our representatives, feel free to reach out at (631) 265-4195 or visit us at 240 Middle Country Road Smithtown Ny 11787 in Smithtown, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our commitment is to empower you with the financial tools you need for a secure future. Come see how we can help you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $92,568,353 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you earn rewards while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the service is for those seeking the best rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Every loan listing is checked for accuracy, providing peace of mind that the information you see reflects current market conditions.

FOURLEAF FEDERAL CREDIT UNION - Smithtown, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Smithtown, NY (11787)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Options

Credit Cards and Rewards

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Community

Member-Focused Savings

Operational Efficiency

Reinvesting in Your Future

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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