Personal Loans in Smithtown, NY 11787

Looking for the best personal loans with low interest rates in Smithtown, NY? Compare offers from trusted local lenders and find the perfect loan to fit your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Our simple comparison tool helps Smithtown residents quickly see competitive rates and flexible terms from nearby banks and credit unions. Get started today to secure affordable financing with fast approval and friendly, hometown service you can trust.

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7.95 %

15 Yrs

$150,000

∞

7.99 - 9.99 %

1 - 5 Yrs

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

7.99 - 17.25 %

3 - 6 Yrs

25,000 - $50,000

∞

8.35 - 9.35 %

2 - 5 Yrs

∞

8.49 - 9.49 %

1 - 5 Yrs

∞

8.49 - 11.24 %

3 - 6 Yrs

$35,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 12.24 %

1 - 5 Yrs

$10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial's personal loan has an APR of 7.99% , which is unchanged from 30 and 90 days ago. The home improvement loan carries an APR of 8.99% , also steady compared to 30 days ago. Both rates have remained stable over the past month. Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Municipal has a Personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The Personal line of credit has a fixed APR of 11.75% , also unchanged from 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago. Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Smithtown, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BETHPAGE CREDIT UNION	240 MIDDLE COUNTRY ROAD SMITHTOWN NY 11787	⏰ Lobby: Mon - Thurs: 9:00am - 5:00pm Friday: 9:00am - 6:00pm Saturday 9:00am - 2:00pm Drive-up: Mon - Thurs: 8:30am - 5:00p Fr: 8:30am-6pm Sat: 9-2pm 📞 6312654195 📠 5163494251	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $13,309,612,562 Deposits: $167,721,082 Net Worth: $1,203,585,615 Employees: 867 Members: 483,903
TEACHERS FEDERAL CREDIT UNION	47 ROUTE 111 SMITHTOWN NY 11787	⏰ Mon-Thur: 9:00am-5:00pmFri: 9:00am-6:00pmSat: 9:00am-2:00p 📞 6316987000 📠 6316960116	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $9,817,494,290 Deposits: $392,268,098 Net Worth: $984,894,945 Employees: 867 Members: 476,608

🏘️ All the Lenders Available in Suffolk County, NY

✅JOVIA FINANCIAL FEDERAL CREDIT UNION

✅BETHPAGE CREDIT UNION

✅TEACHERS 8116 CREDIT UNION

✅SUFFOLK FEDERAL CREDIT UNION

✅METRO REALTORS FEDERAL CREDIT UNION

✅ISLAND FEDERAL CREDIT UNION

✅FOURLEAF FEDERAL CREDIT UNION

✅SELF RELIANCE NY FEDERAL CREDIT UNION

✅POLISH SLAVIC CREDIT UNION

✅LATVIAN 18422 CREDIT UNION

✅N Y TEAM FEDERAL CREDIT UNION

✅PEOPLES ALLIANCE CREDIT UNION

✅LONG ISLAND ALLIANCE FEDERAL CREDIT UNION

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