TEACHERS FEDERAL CREDIT UNION

Welcome to Teachers, your trusted financial partner in the heart of Smithtown, NY! Located at 47 Route 111, we have proudly served our community since 1952, helping families and individuals achieve their financial goals. With a robust membership base of over 476,608 members and total assets reaching an impressive $9,817,494,290, we are committed to providing personalized service and a range of banking solutions tailored to your needs. At Teachers, we understand that financial well-being is about more than just numbers it's about people. That's why our dedicated team of 867 employees, led by CEO Brad Calhoun and Board President Timothy Southerton, works tirelessly to ensure you receive exceptional service and support. Whether you're looking for auto loans, mortgages, or everyday banking services, our goal is to empower you with the right tools for success. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. If you ever have questions or need assistance, don't hesitate to reach out at 631-698-7000. Join us in making a positive impact in our community as we continue to grow together. Explore the benefits of membership today by visiting our website at Teachers. We look forward to welcoming you into our family!

Becoming a member of Teachers feels like joining a close-knit family where your financial well-being is the priority. If you're wondering about eligibility, it's quite simple! At Teachers, we welcome individuals who live, work, worship, or attend school in the communities we serve. This includes anyone who has a connection to our vibrant local area. Joining means you'll enjoy a range of benefits tailored to your needs, from competitive loan rates to personalized service that makes banking feel effortless. Ready to take the next step? Opening an account at Teachers is easy! Just visit us at 47 Route 111 Smithtown Ny 11787, or give us a call at (631) 698-7000 for more information. You can also find all the details you need about eligibility and account opening on our website at [](https://www.teachersfcu.org/) and start enjoying the perks of being part of our community today!

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing exceptional services and support to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 942,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 47 Route 111 Smithtown Ny 11787 or call 631-698-7000 to learn more about how we can help you achieve your financial goals.