Personal Loans in Ridgewood, NJ 07450

Looking for a low-interest online loan in Ridgewood, NJ? Compare personal loan offers from trusted lenders to find the best rates and terms tailored to your needs, whether it’s for home improvements, debt consolidation, or unexpected expenses.

Get fast approval and flexible repayment options without the hassle. Ridgewood residents can easily explore competitive loan options from local and national lenders, helping you secure the funds you need with confidence and peace of mind.

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8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 13.59 %

1 - 7 Yrs

$35,000

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.25 - 10.99 %

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.74 - 13.74 %

2.1 - 10 Yrs

∞

9.99 - 13.99 %

∞

11.49 %

3 - 5 Yrs

$10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Bethpage's Fourleaf personal loan has an APR of 8.99% today, unchanged from it was 7, 30, and 60 days ago. This rate has remained steady over the past two months.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Garden Savings has a Credit builder loan with a 2.8% APR and a Personal loan (including debt consolidation) at 10.99% APR. Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Holiday and Vacation loans also hold steady at 9.25% APR.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. American Heritage has a Personal loan with an APR of 9.74% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Ridgewood, NJ

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VISIONS FEDERAL CREDIT UNION	179 E RIDGEWOOD AVE RIDGEWOOD NJ 07450	⏰ M-F 9-5 Sat 9-12 📞 8002422120 📠 6077865718	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519

🏘️ All the Lenders Available in Bergen County, NJ

✅POLISH SLAVIC CREDIT UNION

✅WEST HUDSON TEACHERS FEDERAL CREDIT UNION

✅NORTH JERSEY FEDERAL CREDIT UNION

✅VISIONS FEDERAL CREDIT UNION

✅NJT EMPLOYEES CREDIT UNION

✅GREATER ALLIANCE FEDERAL CREDIT UNION

✅1ST BERGEN FEDERAL CREDIT UNION

✅H E TELEPHONE CREDIT UNION

✅TEANECK FEDERAL CREDIT UNION

✅UNILEVER FEDERAL CREDIT UNION

✅AFFINITY 857 CREDIT UNION

Compare other loan types in Ridgewood, NJ

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