Welcome to h-e-telephone, a trusted financial institution proudly serving our community since 1966. Located in the heart of Rochelle Park, NJ, we are dedicated to empowering our members with innovative financial solutions that cater to their unique needs. Under the leadership of CEO Frank Kiernan and Board President Michael Savage, we prioritize exceptional member service, commitment to community, and support for military families.

As a federally insured credit union by NCUA since 6/28/1971 0:00, our members can have peace of mind knowing their deposits are protected. We embrace modern banking technologies, offering convenient Online Banking, a user-friendly Mobile Application, and features such as Person-to-Person Transfers and E-Statements to enhance your banking experience. While we currently do not offer mobile payments or electronic signature authorization, our focus remains on providing accessible services designed with our members' best interests in mind. Discover more about us at https://www.hetelfcu.org/ or reach out via fax at (201) 845-8792. Join us on the journey towards financial empowerment—your trust is our priority at h-e-telephone.

At H. E. Telephone Federal Credit Union, we offer a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions, such as checking and savings accounts, or seeking financing options like auto loans and mortgages, we have you covered. Our business banking services also cater to small enterprises with merchant services and business loans that facilitate growth. With a focus on convenience and accessibility, we provide online banking features that include person-to-person transfers and e-statements, ensuring that managing your finances is simple and straightforward.

Our commitment to digital access extends through our mobile application, allowing members to bank anytime, anywhere. While we currently do not offer mobile payments, our robust online platform ensures you can take control of your financial journey seamlessly. This is particularly advantageous for those planning significant life milestones or managing everyday expenses. To learn more about membership eligibility or explore the various lending options available to you, please visit . Additionally, if you're in the market for competitive loan rates, consider checking out https://www.lendmesh.com/loans/vehicle_loans for valuable insights.

For any inquiries or personalized support, feel free to reach out to us at (201) 845-8792. At H. E. Telephone Federal Credit Union, we're dedicated to empowering our members with the tools they need to achieve their financial goals while fostering a supportive community since 1966.

At h-e-telephone, we pride ourselves on being a trusted financial partner for our community. With a Total Membership of 2,764, we are dedicated to serving our members' diverse needs, ensuring that they have access to reliable financial services tailored to their unique situations. Our commitment is reflected in our impressive Total Assets of 47,387,842, showcasing our stability and capacity to support our members' financial goals.

The foundation of any trustworthy financial institution is its Net Worth, which stands at 6,922,096. This strong financial base enables us to offer competitive products and services while maintaining the integrity and security of our members' investments. Despite facing challenges, our dedication remains unwavering, as evidenced by our consistent focus on growth reflected in our Net Income of 0.

We understand the importance of accessibility and convenience in today’s fast-paced world, which is why we have accumulated Total Deposits amounting to 4,272,001. This figure not only highlights the trust placed in us by our members but also underscores our ability to reinvest these funds into beneficial loans and leases totaling 1,220. Our diverse offerings include an Auto Loan Volume of 390, which helps individuals achieve their transportation needs while also contributing to the economy through responsible lending practices.

Our strength as a financial institution is bolstered by our skilled workforce of 10 employees, each committed to providing exceptional service. This dedication translates into a robust Net Worth Ratio of 1,461, ensuring that we maintain a healthy balance between assets and liabilities—an essential measure of fiscal responsibility.

Additionally, with a Credit Card Loan Volume of 837 and Commercial Loans reaching up to 1, we cater to both personal and business banking needs. Our strategic approach allows us to avoid unnecessary risks, as indicated by our Total Borrowings standing at 0, showcasing a prudent management style that prioritizes member welfare.

At h-e-telephone, transparency is key; all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to join us in securing your financial future. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.