Personal Loans in Ridgewood, NJ

Looking for a low-interest online loan in Ridgewood, NJ? Compare personal loan offers from trusted lenders to find the best rates and terms tailored to your needs, whether it’s for home improvements, debt consolidation, or unexpected expenses.

Get fast approval and flexible repayment options without the hassle. Ridgewood residents can easily explore competitive loan options from local and national lenders, helping you secure the funds you need with confidence and peace of mind.

Filters

Lender
APR
Term
Amount
Link
Info
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Ridgewood, NJ

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
179 E RIDGEWOOD AVE RIDGEWOOD NJ 07450
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519

🏘️ All the Lenders Available in Bergen County, NJ

✅POLISH SLAVIC CREDIT UNION
✅WEST HUDSON TEACHERS FEDERAL CREDIT UNION
✅NORTH JERSEY FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅NJT EMPLOYEES CREDIT UNION
✅GREATER ALLIANCE FEDERAL CREDIT UNION
✅1ST BERGEN FEDERAL CREDIT UNION
✅H E TELEPHONE CREDIT UNION
✅TEANECK FEDERAL CREDIT UNION
✅UNILEVER FEDERAL CREDIT UNION
✅AFFINITY 857 CREDIT UNION

Compare other loan types in Ridgewood, NJ

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