VISIONS FEDERAL CREDIT UNION - Ridgewood, NJ

Welcome to Visions, your trusted community credit union located at 179 E Ridgewood Ave, Ridgewood, NJ 07450. Since our establishment in 1966, we have been committed to serving our members and empowering them on their financial journeys. With a strong membership base of over 258,519 individuals, we take pride in being a part of the lives of so many families in our community. At Visions, we understand that financial well-being is essential for our members. That's why we manage total assets of approximately $5,261,855,076 and maintain total deposits of $368,430,335 to provide you with safe and secure banking options. Our dedicated team, led by CEO Tyrone Muse and Board President Christopher Marion, is here to help you navigate your financial goals whether it's securing an auto loan or planning for your future with savings accounts tailored just for you. While you can visit us at our branch location in Ridgewood, please note that official correspondence should be sent to our mailing address at 3301 Country Club Rd, Endwell, NY 13760-3401. We also offer the convenience of online services, allowing you to manage your finances from the comfort of your home. Join us at Visions as we strive to make a positive impact in the lives of our members through personalized banking solutions and community involvement. For any inquiries or assistance, feel free to call us at 800-242-2120 or explore our website at www.visionsfcu.org. We look forward to serving you!

Joining the Visions community is a warm and welcoming experience, where you become part of a supportive network dedicated to helping you achieve your financial goals. To qualify for membership, you simply need to live, work, or worship in the areas we serve, which includes a broad range of communities. If you're unsure whether you meet the eligibility criteria, don't worry! You can find all the details on our website at https://membership.visionsfcu.org/ , which provides a comprehensive look at who can join us. Once you've confirmed your eligibility, opening an account is a breeze! Just visit us online at https://digital.visionsfcu.org/visionsfcu/sdk/autoenrollmente2e , or give us a call at (800) 242-2120 if you have any questions. Our friendly team is ready to assist you every step of the way. With member-focused services and competitive rates, becoming part of Visions means gaining access to valuable financial tools and resources tailored just for you. We can't wait to welcome you into our family!

At Visions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are committed to maintaining robust financial health, ensuring that you can trust us with your hard-earned money. With a net worth of $518,055,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $984 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,202,677,144 in share certificates and $971,071,754 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,892,492, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to growth is reflected in our $61,837,749 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $16,128 in used auto loans and $3,514,973,030 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members, we also take pride in having 825 full-time employees and 60 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments): $22,062,725. Total Share and Deposit Accounts: 564,945, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Visions is your trusted partner. Visit us at 179 E Ridgewood Ave Ridgewood Nj 07450 or call (800) 242-2120 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.