Personal Loans in Ridgewood, NJ 07450

Looking for a low-interest online loan in Ridgewood, NJ? Compare personal loan offers from trusted lenders to find the best rates and terms tailored to your needs, whether it’s for home improvements, debt consolidation, or unexpected expenses.

Get fast approval and flexible repayment options without the hassle. Ridgewood residents can easily explore competitive loan options from local and national lenders, helping you secure the funds you need with confidence and peace of mind.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.24 - 11.75 %

3 - 7 Yrs

$50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 12.5 %

0.2 - 5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

First Commonwealth has a personal line of credit with a variable APR of 12.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their unsecured personal loans have a fixed APR of 9.99% , also unchanged across these time frames. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Ridgewood, NJ

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VISIONS FEDERAL CREDIT UNION	179 E RIDGEWOOD AVE RIDGEWOOD NJ 07450	⏰ M-F 9-5 Sat 9-12 📞 8002422120 📠 6077865718	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519

🏘️ All the Lenders Available in Bergen County, NJ

✅POLISH SLAVIC CREDIT UNION

✅WEST HUDSON TEACHERS FEDERAL CREDIT UNION

✅NORTH JERSEY FEDERAL CREDIT UNION

✅VISIONS FEDERAL CREDIT UNION

✅NJT EMPLOYEES CREDIT UNION

✅GREATER ALLIANCE FEDERAL CREDIT UNION

✅1ST BERGEN FEDERAL CREDIT UNION

✅H E TELEPHONE CREDIT UNION

✅TEANECK FEDERAL CREDIT UNION

✅UNILEVER FEDERAL CREDIT UNION

✅AFFINITY 857 CREDIT UNION

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