Personal Loans in Cambridge, MA

Looking for a personal loan in Cambridge, MA? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s for home improvements or unexpected expenses, getting the right loan is easier than you think.

Local credit unions and banks in Cambridge understand your community and offer quick approvals with friendly service. Explore your options today to secure a loan that supports your financial needs without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
coastal1
10.49 - 11 %
4 - 5 Yrs
10,000 - $25,000
∞
stmaryscu
10.5 %
5 Yrs
$15,000
∞
websterfirst
11.74 - 14.9 %
2 - 5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

Coastal1's Personal line of credit has an APR of 11% today, which is up from 10.75% over the past 7, 30, 60, and 90 days. The Personal/consolidation loans rate remains steady at 10.49% with no change in the last 90 days. St. Mary'S Personal loans have a 10.5% APR today, unchanged from it was 7 days ago. There's no change in the rate over the past week. Webster First's personal loans with an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their credit builder loan has a fixed APR of 7% , also unchanged during these periods.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods.

🏦 All Local Lenders in Cambridge, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
113 GARDEN ST CAMBRIDGE MA 02138
P2P
E-Statements
Assets: $13,927,703
Deposits: $1,217,857
Net Worth: $3,193,803
Employees: 3
Members: 859
WEBSTER FIRST FEDERAL CREDIT UNION
20 SELTON STREET CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,448,827,072
Deposits: $31,296,104
Net Worth: $261,871,848
Employees: 214
Members: 92,283
HARVARD FEDERAL CREDIT UNION
104 MOUNT AUBURN ST STE 4 CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,198,352,827
Deposits: $24,023,504
Net Worth: $104,063,144
Employees: 139
Members: 56,816
HARVARD FEDERAL CREDIT UNION
104 MOUNT AUBURN ST STE 1 CAMBRIDGE MA 02138
ATM
P2P
E-Statements
E-Signature
Assets: $1,198,352,827
Deposits: $24,023,504
Net Worth: $104,063,144
Employees: 139
Members: 56,816
HANSCOM FEDERAL CREDIT UNION
330 MOUNT AUBURN ST CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,814,471,655
Deposits: $5,747,502
Net Worth: $214,622,275
Employees: 219
Members: 102,259

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION
✅WORKERS FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅ALIGN CREDIT UNION
✅ST MARYS CREDIT UNION
✅METROWEST COMMUNITY FEDERAL CREDIT UNION
✅METRO 66364 CREDIT UNION
✅COMMON TRUST FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION
✅BAXTER CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION
✅PATHWAY CREDIT UNION
✅MILLS42 FEDERAL CREDIT UNION
✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅TEWKSBURY FEDERAL CREDIT UNION
✅LOWELL FIREFIGHTERS CREDIT UNION
✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION
✅MEMBERS PLUS CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION
✅MALDEN FEDERAL CREDIT UNION
✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅MASS BAY CREDIT UNION
✅HEALTH ALLIANCE FEDERAL CREDIT UNION
✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION
✅MASS INSTITUTE OF TECH CREDIT UNION
✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LEXINGTON MA FEDERAL CREDIT UNION
✅WATERTOWN MUNICIPAL CREDIT UNION
✅BELMONT MUNICIPAL FEDERAL CREDIT UNION
✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

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