Stoneham Municipal Employees CU

Introduction

Welcome to Stoneham Municipal Employees Federal Credit Union, a cornerstone of financial empowerment in the community since 1963. Under the leadership of CEO Ann Marie Waugh and Board President Anita Woodland, we are dedicated to providing our members with exceptional service and a commitment to helping you achieve your financial goals. Located in Stoneham, MA, our headquarters is not just a place for transactions; it’s a hub for building relationships and fostering trust within our community.

At Stoneham Municipal Employees, we pride ourselves on offering modern banking tools that enhance convenience and accessibility. With features like online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and more, managing your finances has never been easier. Additionally, all deposits are insured by the NCUA since January 4, 1971, ensuring your peace of mind as you navigate your financial journey with us. For any inquiries or assistance, feel free to reach out via our official website at http://smefcu.org/cms/ or fax us at 7814386224. Join us today and experience the member-first approach that sets us apart!

Financial Services

At Stoneham Municipal Employees Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to specialized services like auto loans, mortgage refinancing, and credit cards with rewards, we are committed to helping you manage your finances effectively. Our business banking solutions also cater to small businesses through merchant services and business loans, ensuring that every member has the tools they need to thrive.

In today's digital age, convenience is key, which is why we provide robust online banking features alongside our user-friendly mobile application. Members can easily access their accounts, make person-to-person transfers, and opt for e-statements to keep track of their financial activities on the go. While mobile payments are currently not available, our focus remains on providing essential digital tools that empower our members to navigate everyday banking seamlessly. For those looking to plan life milestones or grow their businesses, we encourage exploring membership options at http://www.smefcu.org/cms/about-us#membership and utilizing resources like https://www.lendmesh.com/loans/vehicle_loans for comparing loan rates and finding the best financial solutions.

Whether you're planning for future goals or seeking guidance on current financial decisions, our dedicated team is here to support you every step of the way. Feel free to reach out via fax at (781) 438-6224 for personalized assistance or inquiries about our services. At Stoneham Municipal Employees Federal Credit Union, we're more than just a financial institution; we're your partner in achieving financial success.

Financial Highlights

Stoneham Municipal Employees Federal Credit Union is a trusted and valuable financial partner for our community, reflecting both stability and commitment to our members. With a robust Total Membership of 4,508, we pride ourselves on fostering strong relationships with those we serve. Our assets, totaling an impressive 68,473,894, speak to our sound financial management and ability to meet the diverse needs of our members.

The foundation of our credibility lies in our solid Net Worth, which currently stands at 9,355,496. This strong position not only enhances our capacity to provide competitive products but also ensures that our members can bank with confidence. Our financial health is further evidenced by a Net Worth Ratio of 1,366, indicating that we are well-capitalized and able to withstand economic fluctuations while continuing to support our members' aspirations.

In addition, we have successfully managed Total Deposits of 6,671,089, demonstrating the trust placed in us by our members. With a diverse portfolio including Total Loans and Leases amounting to 1,336, we offer tailored solutions ranging from auto loans—with a current volume of 626—to credit card options, reflected in our Credit Card Loan Volume of 288.

Our dedicated team of just 14 employees underscores our commitment to personalized service; each member plays a vital role in delivering exceptional banking experiences that prioritize your needs. We believe in transparency and accountability, making it easy for you to understand how your money is managed.

At Stoneham Municipal Employees Federal Credit Union, we are not just a financial institution; we are your partners in building a secure financial future. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

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Services Offered

Branch Address

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Branch Address

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