At Middlesex Essex Postal Employees Credit Union, established in 1969, our mission is rooted in a commitment to serve our community and empower our members through accessible financial solutions. Located in North Reading, MA, we pride ourselves on being a trusted partner for our members, guided by the leadership of CEO Michele Overton and Board President Donna Gill. Our dedication to fostering financial well-being is underscored by our NCUA insurance, ensuring that your savings are protected since January 3, 1972.

While we embrace the traditional values of personalized service and community focus, we also understand the importance of modern banking conveniences. Although we currently do not offer online banking or mobile app services, we remain committed to supporting our members with essential financial products including auto loans, personal loans, and credit cards with rewards. Our team is here to assist you at every step of your financial journey. For more information about how we can help you achieve your financial goals, feel free to reach out via fax at (978) 664-0365 or visit our website at . Your trust is paramount to us; together, let's build a brighter financial future.

At Middlesexessex Postal Employees Credit Union, we understand that our members lead busy lives and require financial solutions that are both accessible and effective. Our comprehensive range of services includes personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans for debt consolidation. For small business owners, we offer tailored business banking solutions including merchant services and business loans. Each of these offerings is designed to empower our members to manage their day-to-day banking needs and plan for significant life milestones with confidence.

In an increasingly digital world, we strive to provide our members with the tools they need to engage with their finances anytime, anywhere. While we currently do not offer online banking or a mobile application, we focus on delivering exceptional in-person service at our North Reading branch, where our dedicated team is ready to assist you. Although features like person-to-person transfers, mobile payments, e-statements, and e-signatures are not available at this time, our personalized approach ensures that every member receives the attention they deserve. For those interested in joining our community or exploring how we can support your financial journey further, please visit for membership details or reach out via fax at (978) 664-0365. Additionally, if you're looking to compare loan options or check rates, you can explore various offers through https://www.lendmesh.com/loans/vehicle_loans . At Middlesexessex Postal Employees Credit Union, we're committed to helping you grow your financial future while providing friendly support every step of the way.

Middlesexessex Postal Employees Credit Union has established itself as a trusted and valuable financial partner for its members. With a strong Total Membership of 669, the credit union fosters a sense of community and belonging among its clients. This commitment to service is reflected in its impressive Total Assets of 4,616,144, showcasing the financial stability that comes from prudent management and dedicated member support.

As a testament to its sound financial practices, Middlesexessex boasts a robust Net Worth of 1,601,801, providing peace of mind to members who entrust their savings with the institution. The credit union's ability to maintain a healthy Net Worth Ratio of 3,470 speaks volumes about its resilience and commitment to safeguarding member assets, even in fluctuating economic conditions.

In terms of operational efficiency, Middlesexessex has managed to maintain a diverse portfolio with Total Loans and Leases totaling 220. This includes an impressive Auto Loan Volume of 96, which demonstrates the credit union’s dedication to helping members finance their transportation needs. Additionally, the presence of Credit Card Loan Volume at 136 indicates that Middlesexessex is well-equipped to meet various borrowing needs while ensuring competitive rates for its members.

Despite facing challenges like many financial institutions, Middlesexessex remains steadfast in its mission. The credit union operates with a lean team of just Total Employees at 2, allowing for personalized service and attention to detail that larger banks often overlook. This intimate approach ensures that every member receives tailored solutions that align with their unique financial situations.

The performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore financing options or enhance their financial strategy, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and discover how Middlesexessex Postal Employees Credit Union can support your journey toward financial success.