WEBSTER FIRST FEDERAL CREDIT UNION - Cambridge, MA

Welcome to Webster First, your trusted partner in financial services since 1934. Located at 20 Selton Street, Cambridge, MA 02138, we are committed to supporting our community and providing personalized banking solutions tailored to your needs. With a robust membership of over 92,000 members and total assets exceeding $1.4 billion, we take pride in our ability to serve you with integrity and transparency. At Webster First, we believe that banking should be accessible and straightforward. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business financing options, our dedicated team is here to help you every step of the way. Our current total deposits stand at an impressive $31,296,104, ensuring that your funds are secure and well-managed. Led by CEO John Thomasian and Board President Christopher Daoust, our experienced leadership is deeply invested in the financial well-being of our members. With a net worth of $261,871,848 and cash in hand amounting to $5,138,913, we maintain a strong foundation that allows us to continually invest in services that benefit you. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 271 Greenwood St, Worcester, MA 1607. Feel free to reach out via phone at (617) 492-3212 during our lobby hours from 8:30 AM to 4:00 PM on weekdays. Join us today and discover how Webster First can help you achieve your financial goals! Visit us online at websterfirst.com for more information or to become a member. Your financial journey starts here!

At Webster First, we warmly welcome you to join our community of members who enjoy personalized financial services and a supportive environment. Becoming a member is open to anyone who lives, works, or attends school in the areas we serve, including those affiliated with certain organizations. This means that if you're part of our local community, you likely qualify for membership! You can find more details about the eligibility criteria by visiting our website at this link. Joining Webster First not only gives you access to a range of financial products like checking and savings accounts, auto loans, and credit cards, but it also connects you with a dedicated team ready to help you achieve your financial goals. Opening an account is easy! Just give us a call at (617) 492-3212 or visit us at our branch located at 20 Selton Street Cambridge Ma 02138, and we'll guide you through the process. We look forward to welcoming you into our family!

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we're here to support your financial journey. That's why we're proud to share our strong financial standing with you. With a net worth of $261,871,848, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $11,731 in used auto loans and a total of $1,142,784,132 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,306,890. Total Share and Deposit Accounts: 123,671, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 20 Selton Street Cambridge Ma 02138 or call 617-492-3212 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Webster First, we understand that financial needs can vary greatly from person to person. That's why we offer a wide range of loan products designed to help our members achieve their goals, whether it's purchasing a new car, buying a home, or managing everyday expenses. Our commitment to serving you shines through in every loan we issue. With over 26,109 loans issued, we've helped thousands of members achieve their financial goals. If you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry, with over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options are designed to make buying or refinancing simple and accessible. Our Junior Lien 1-4 Family Residential Properties loans total $80,068,156, providing a solid foundation for your housing needs. If you're a business owner looking for support, our outstanding commercial loans totaling $252,185,545 provide the capital needed to grow and expand your operations effectively. Managing day-to-day expenses is also made easier with our flexible unsecured credit card loans. We currently have a total of $784,642 in these loans helping members manage their finances effectively. At Webster First located at 20 Selton Street, Cambridge MA 02138, our team is ready to assist you with any questions about eligibility or refinancing options. You can reach us at 617-492-3212 during our lobby hours from 8:30 AM to 4:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you are exploring financing options for your next vehicle or seeking assistance with a mortgage or business loan, Webster First is here to support your journey toward financial success.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, you can navigate the loan landscape with confidence, knowing you have access to accurate and transparent information. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every offer presented is fair and transparent, giving you peace of mind as you explore your options. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in your comparisons. Additionally, LendMesh does not prioritize lenders based on paid promotions; their goal is to provide unbiased results. This means you can trust that the information you receive reflects true market conditions rather than sponsored listings. LendMesh also provides real-time rate comparisons, allowing you to see up-to-date loan rates from multiple institutions at once. This feature helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*