Personal Loans in Cambridge, MA

Looking for a personal loan in Cambridge, MA? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s for home improvements or unexpected expenses, getting the right loan is easier than you think.

Local credit unions and banks in Cambridge understand your community and offer quick approvals with friendly service. Explore your options today to secure a loan that supports your financial needs without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% today, which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , the same as it was 7 and 30 days ago. Greylock's an unsecured personal loan up to $25, 000 with an APR of 7.75% , which has stayed the same over the past 7 and 30 days. Their personal loan for amounts up to $2, 500 has a 9.99% APR, also unchanged from one week and one month ago.

Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , unchanged from 7 and 30 days ago. Its Homeowner debt consolidation loan has a 7.49% APR today, up from 6.99% seven days ago but lower than 30 days ago. The Personal line of credit remains steady at 15.24% APR over the past 90 days. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Cambridge, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
113 GARDEN ST CAMBRIDGE MA 02138
P2P
E-Statements
Assets: $13,927,703
Deposits: $1,217,857
Net Worth: $3,193,803
Employees: 3
Members: 859
WEBSTER FIRST FEDERAL CREDIT UNION
20 SELTON STREET CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,448,827,072
Deposits: $31,296,104
Net Worth: $261,871,848
Employees: 214
Members: 92,283
HARVARD FEDERAL CREDIT UNION
104 MOUNT AUBURN ST STE 4 CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,198,352,827
Deposits: $24,023,504
Net Worth: $104,063,144
Employees: 139
Members: 56,816
HARVARD FEDERAL CREDIT UNION
104 MOUNT AUBURN ST STE 1 CAMBRIDGE MA 02138
ATM
P2P
E-Statements
E-Signature
Assets: $1,198,352,827
Deposits: $24,023,504
Net Worth: $104,063,144
Employees: 139
Members: 56,816
HANSCOM FEDERAL CREDIT UNION
330 MOUNT AUBURN ST CAMBRIDGE MA 02138
P2P
E-Statements
E-Signature
Assets: $1,814,471,655
Deposits: $5,747,502
Net Worth: $214,622,275
Employees: 219
Members: 102,259

🏘️ All the Lenders Available in Middlesex County, MA

✅IC CREDIT UNION
✅WORKERS FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅ALIGN CREDIT UNION
✅ST MARYS CREDIT UNION
✅METROWEST COMMUNITY FEDERAL CREDIT UNION
✅METRO 66364 CREDIT UNION
✅COMMON TRUST FEDERAL CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BURLINGTON MUNICIPAL EMPLOYEES 14865 CREDIT UNION
✅BAXTER CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅JEANNE DARC CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅BILLERICA MUNICIPAL EMPLOYEES CREDIT UNION
✅PATHWAY CREDIT UNION
✅MILLS42 FEDERAL CREDIT UNION
✅LOWELL MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CAMBRIDGE MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅TEWKSBURY FEDERAL CREDIT UNION
✅LOWELL FIREFIGHTERS CREDIT UNION
✅STONEHAM MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅MIDDLESEXESSEX POSTAL EMPLOYEES CREDIT UNION
✅MEMBERS PLUS CREDIT UNION
✅TRANSPORTATION FEDERAL CREDIT UNION
✅MALDEN FEDERAL CREDIT UNION
✅CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅SOMERVILLE MUNICIPAL FEDERAL CREDIT UNION
✅COMMUNITY CREDIT UNION OF LYNN CREDIT UNION
✅MASS BAY CREDIT UNION
✅HEALTH ALLIANCE FEDERAL CREDIT UNION
✅SOMERVILLE SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅NAVEO CREDIT UNION
✅SOMERVILLE MASS FIREFIGHTERS FEDERAL CREDIT UNION
✅MASS INSTITUTE OF TECH CREDIT UNION
✅MEDFORD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LEXINGTON MA FEDERAL CREDIT UNION
✅WATERTOWN MUNICIPAL CREDIT UNION
✅BELMONT MUNICIPAL FEDERAL CREDIT UNION
✅ARLINGTON MUNICIPAL FEDERAL CREDIT UNION

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