Welcome to Watertown Municipal Credit Union, a trusted financial institution proudly serving our community since 1934. Under the dedicated leadership of CEO Luisa Figueiredo and Board President Anthony Fantasia, we are committed to empowering our members through exceptional service and a focus on financial well-being. Located in the heart of Watertown, MA, our credit union is not just a place for banking; it’s a community hub where members come first. With NCUA insurance since June 18, 1991, your deposits are safeguarded, allowing you to bank with confidence.

At Watertown Municipal Credit Union, we recognize that modern banking needs require both tradition and innovation. While we may not currently offer online banking or mobile applications, our focus remains on providing personalized service and accessible financial solutions tailored to your needs. Whether you're looking for auto loans, personal loans, or mortgage refinancing options, we ensure a straightforward process with a commitment to transparency and trust. For inquiries or assistance, feel free to contact us at 6179249307 or visit our website at https://www.watertownmcu.com/ . We look forward to serving you and helping you achieve your financial goals!

At Watertown Municipal Credit Union, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and vehicle financing, we are dedicated to helping you manage your everyday finances with ease. Our offerings also extend to mortgage loans and refinancing, personal loans for debt consolidation, and even business banking solutions such as merchant services and business loans. We understand that navigating financial decisions can be daunting, which is why our services are designed to empower you at every stage of life—from purchasing your first car to planning for retirement.

In today's fast-paced world, having access to digital tools is essential. Although we currently do not offer online banking or mobile applications, our commitment remains strong in providing accessible financial services that help you stay organized and informed. Whether you're looking to make payments, check your balance, or explore loan options, we encourage you to take advantage of resources like https://www.lendmesh.com/loans/vehicle_loans for comparing rates and finding the best deals that suit your financial goals. Membership at Watertown Municipal Credit Union is designed to be inclusive; find out more about eligibility by visiting . Should you have any questions or need personal support, feel free to reach out via fax at (617) 924-9307. We're here to help you achieve financial success!

At Watertown Municipal Credit Union, we pride ourselves on being a trusted financial partner for our members. Our commitment to the community is reflected in our strong performance metrics and the value we provide. With a Total Membership of 696, we have established deep connections with individuals and families throughout the area. This sense of community is further reinforced by our Total Assets of 9,936,351, showcasing our stability and reliability as a financial institution.

Our solid foundation is evident in our impressive Net Worth, which stands at 3,408,228, signifying our ability to serve our members effectively while maintaining financial health. We have also achieved a commendable Net Income of 47,493, enabling us to reinvest in better services and products tailored to meet your needs. Our dedication to your financial well-being is highlighted by our Total Deposits of 712,612, illustrating the trust our members place in us.

With Total Loans and Leases amounting to 150, we are committed to providing accessible financing options that empower you to achieve your goals, whether that’s purchasing a vehicle or investing in your future. Our team, comprised of just Total Employees of 2, works diligently to offer personalized service and guidance, ensuring that you feel supported every step of the way.

We also take pride in maintaining a robust Net Worth Ratio of 3,422, which reflects our financial strength relative to the risks we undertake. Additionally, with a diverse portfolio that includes a Credit Card Loan Volume of 79 and an Auto Loan Volume of 42, we provide flexible lending solutions tailored for every need.

We understand the importance of transparency and accountability, which is why we source all performance insights and financial data from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . At Watertown Municipal Credit Union, we are not just here for transactions; we are here for relationships built on trust, integrity, and excellence in service.

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