Home Equity Loans in Watertown, MA 02472

Looking to tap into your Watertown home’s value? Compare fixed equity loan rates in Watertown, MA to find the best option that fits your budget and goals. Whether it’s for remodeling or other needs, smart choices start with knowing your options.

Local lenders understand Watertown homeowners and offer flexible terms with fast funding. Make your home improvements easier by choosing a trusted partner who cares about your financial success right here in Massachusetts.

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5 - 7.5 %

20 Yrs

50 %

∞

5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.75 - 6.75 %

20 Yrs

80 %

∞

5.75 - 8.5 %

15 Yrs

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.75 %

1 - 25 Yrs

80 %

∞

6 - 6.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.25 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-07

Credit Union Loan Rates - Trends & Analysis:

Digital has a Home Equity rate range of 5% to 6.5% today, which is down from 6.99% to 7.74% seven and 30 days ago. The HELOC rate range is 6% to 7.5% now, also lower than the 6.75% to 8.49% seen over the past 7, 30, 60, and 90 days. Both products show a decrease compared to previous periods. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the range was 6.62% to 6.75% .

State Department has a Home Equity rate range of 5.24% to 8.5% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the top rate was 7.75% . Its HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This is the same as 7 and 90 days ago but lower than the 30–day and 60–day ranges, which were 5.75% to 18% and 4.5% to 18% , respectively. The rate range has narrowed compared to those earlier periods.

Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 6.5% to 8.5% , also unchanged from the past 7, 30, and 60 days but slightly lower than 90 days ago when the minimum was 6.61% . Affinity Plus has a Home Equity APR range of 5.9% to 6.39% , unchanged from 7 and 30 days ago but higher than 30 and 60 days ago when it was 5.49% to 6.24% . The HELOC rate is 6.22% , steady from 7 days ago and up from 6% a month or two ago. The Improvement loan APR is between 7.66% and 8.47% , also unchanged from last week but up from 7.24% to 8.24% 30 and 60 days

Sharon & Crescent United has a Home Equity rate range of 5.99% to 7.75% today, unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past few months. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.5% , also unchanged from 7 and 30 days ago. Both rates have stayed steady over the past few months. Coastal1 has a HELOC with an APR range of 5.99% to 6.25% today, the same as 7 and 30 days ago. This rate is lower than it was 60 days ago when the minimum was 6.25% . The APR returned to the 5.99% to 6.25% range after 90 days.

🏦 Local Lenders in Watertown, MA

WATERTOWN MUNICIPAL CREDIT UNION — 149 MAIN ST WATERTOWN MA 02472

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