WATERTOWN MUNICIPAL CREDIT UNION

Welcome to Watertown Municipal Credit Union, your trusted financial partner since 1934. Located at 149 Main St, Watertown, MA 02472, we are proud to serve our community with commitment and care. With a total membership of 696 and assets reaching an impressive $9,936,351, we focus on providing personalized financial solutions that cater to your unique needs. At Watertown Municipal, we believe in the power of community and the importance of supporting our members. Our dedicated team, led by CEO Luisa Figueiredo and Board President Anthony Fantasia, works tirelessly to ensure you have access to quality services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. While members can visit us at our branch for friendly service during our operating hours from Monday to Friday, 9:00 AM - 4:00 PM, official correspondence should be sent to our mailing address: 149 MAIN ST, WATERTOWN, MA 02472-4410. With total deposits of $712,612 and a net worth of $3,408,228, we are committed to maintaining a stable financial foundation that benefits all our members. Whether you're looking for a loan or simply want to manage your finances better, we're here to help every step of the way. We invite you to visit our website at watertownmcu.com or call us at 617-924-0160 for more information about how we can assist you. Join us in building a brighter financial future together!

Watertown Municipal Credit Union has a rich legacy that dates back to its founding in 1934. Located at 149 Main St, Watertown, MA 02472, this branch has been an integral part of the community for nearly nine decades. Over the years, we have grown from our humble beginnings to serve a thriving membership of 696 individuals and families who rely on us for their financial needs. Our mission is clear: to empower our members by providing exceptional financial services while fostering a strong sense of community support. We believe that every member deserves access to high-quality banking products and personalized service. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage financing, we are dedicated to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 149 MAIN ST, WATERTOWN, MA 02472-4410. Our headquarters is also based in Watertown, ensuring that we remain close to the community we serve. As we reflect on our history, we take pride in our total assets of $9,936,351 and our commitment to responsible banking practices. We understand the importance of digital advancements in today's world and are continually looking for ways to enhance the customer experience. Though we currently do not offer ATM or drive-thru services, our lobby hours from Monday through Friday, 9:00 AM to 4:00 PM are designed to accommodate your banking needs. Watertown Municipal Credit Union is more than just a place to bank; it's a hub for community connection and outreach. We actively seek partnerships within the local area to support initiatives that benefit our members and neighbors alike. This dedication extends beyond financial services; it embodies our spirit of generosity and care for those around us. Join us at Watertown Municipal Credit Union and experience firsthand the benefits of being part of a credit union that truly values its members and the community. Together, we can build a brighter financial future for all. For more information or inquiries, feel free to contact us at 617-924-0160. We look forward to welcoming you!

Joining the Watertown Municipal Credit Union feels like becoming part of a close-knit community where your financial well-being is our top priority. If you live, work, worship, or attend school in the Watertown area, you're likely eligible for membership! We welcome individuals from various walks of life, ensuring that everyone can enjoy our range of services tailored to meet your unique needs. Becoming a member not only grants you access to competitive rates on loans and savings but also connects you with a friendly team dedicated to helping you achieve your financial goals. To start your journey with us, simply visit our branch at 149 Main St, Watertown, MA 02472. If you have any questions about eligibility or the account opening process, feel free to give us a call at 617-924-0160. For more detailed information about who can join and the requirements, check out our website at watertownmcu.com. We're excited to welcome you into our family!

At Watertown Municipal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our strong financial performance reflects our commitment to serving you effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $3,408,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,422 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $157,991 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $3,018,220 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $21 in used auto loans and $3,331,313 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $47,493, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 759, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $130,776, reinforcing our dedication to fostering a healthy financial ecosystem for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Watertown Municipal is your trusted partner. Visit us at 149 Main St Watertown Ma 02472 or call (617) 924-0160 to learn more about how we can help you achieve your financial goals.