Hanscom Credit Union Cambridge MA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to the Hanscom Credit Union, located at 330 Mount Auburn St, Cambridge, MA 02138. Since our establishment in 1953, we have proudly served our community with a steadfast commitment to providing exceptional financial services tailored to meet the needs of our members. With a robust membership base of over 102,259 individuals, we are dedicated to fostering financial well-being and building lasting relationships. At Hanscom, we believe in the power of community. Our total assets exceed $1.8 billion, reflecting our stability and reliability as a trusted financial partner. We offer a range of services including personal banking, auto loans, mortgage options, and business financing solutions designed to empower you financially. Currently, we hold approximately $5.7 million in total deposits, showcasing the trust our members place in us. Our team is led by CEO Peter Rice and Board President Teresa Conrad, who work tirelessly to ensure that Hanscom Credit Union remains a leader in the industry while prioritizing member satisfaction above all else. With a dedicated staff of 219 employees, we're here to help you navigate your financial journey every step of the way. If you're looking for a credit union that values your needs and encourages financial growth, look no further than Hanscom Credit Union. We invite you to visit us or give us a call at 617-499-5036 to learn more about how we can support your financial goals. Whether you're considering opening an account or exploring loan options, we're excited to help you make informed decisions that benefit your future. For more information about our services and offerings, please check out our website at www.hfcu.org. Join us at Hanscom Credit Union where community and financial empowerment come together!

Branch History & Mission

Join Us

As we look ahead, we're excited about continuing to grow alongside our community while staying true to our core values. We invite you to become part of the Hanscom family experience firsthand how we put people before profits and make a positive impact in your life and the lives of others. Visit us today or give us a call at 617-499-5036!

Our Evolution

From our humble beginnings, Hanscom has continually evolved to meet the changing needs of our community. Over the decades, we have expanded our offerings significantly, providing personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We now manage total assets exceeding $1.8 billion and pride ourselves on being a member-focused organization that prioritizes financial empowerment. In addition to traditional banking services, we've embraced digital advancements to ensure that our members can bank conveniently anytime and anywhere. Our online banking platform allows for seamless transactions while ensuring ADA compliance so all members can access our services easily.

Our Mission

Our mission at Hanscom is simple yet profound: we are dedicated to enhancing the lives of our members through exceptional financial services and unwavering community support. We believe that by nurturing strong relationships within the communities we serve, we can create meaningful change and foster economic growth. Whether through educational workshops or partnerships with local organizations, we strive to uplift those around us. While members can visit us at 330 Mount Auburn St., official correspondence should be sent to our mailing address if different from the branch location.

Branch Location & Accessibility

Welcome to the Hanscom Credit Union at our Mount Auburn Hospital Branch! Conveniently located at 330 Mount Auburn St in beautiful Cambridge, MA, our branch is easily accessible for all your banking needs. Nestled near local landmarks like the picturesque Fresh Pond and just a short drive from Harvard University, we are proud to serve the vibrant community of Middlesex County. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for easy access. Ample parking is available nearby, making it simple for you to stop by anytime. While members can visit us at this location, please note that any official correspondence should be sent to our main mailing address if it differs from our branch address. We understand that your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 4:30 PM and on Friday until 1:30 PM, providing you with plenty of opportunities to meet with our friendly staff. If you have any questions or need assistance, feel free to give us a call at (617) 499-5036. Although we currently do not have ATM services or drive-thru banking available at this location, our team is here to help you with a wide range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to open an account or need advice on financing options, we're ready to assist you. We invite you to visit us soon at Hanscom Credit Union's Mount Auburn Hospital Branch. Experience personalized service and discover how we can help you achieve your financial goals!

Member Eligibility

At Hanscom, we believe that becoming a member is more than just opening an account; it's about joining a supportive community where your financial needs are prioritized. If you're looking to become part of our family, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area around 330 Mount Auburn St Cambridge Ma 02138. This means that whether you're a local resident or just passing through, you can enjoy the benefits we offer. With competitive rates on loans and savings, personalized service, and a range of financial products designed with you in mind, membership at Hanscom truly pays off. To get started on your journey with us, simply visit our website for more details on eligibility criteria at . If you're ready to open an account or have any questions, feel free to give us a call at (617) 499-5036. Joining is easy and welcoming let's work together towards your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced environment, having reliable merchant services can make a significant difference. Our solutions streamline payment processing, allowing you to focus on what you do best running your business. Imagine the ease of managing transactions seamlessly while keeping your customers satisfied. Located at 330 Mount Auburn St Cambridge Ma 02138 in Cambridge, MA, we invite you to explore how our services can empower your business. Connect with us at (617) 499-5036 to learn more about how we can help you achieve your goals!

Tailored Loan Options

Imagine securing the funds you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $195 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,206,625, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For those who require cash withdrawal services, we provide easy access through various channels tailored to meet your needs. At Hanscom, we're committed to making banking simple and accessible for everyone in the community. If you're ready to explore how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at (617) 499-5036 or visit us at our branch today! Your financial journey starts here let's take it together!

Business Banking

If you're a business owner, we have tailored solutions just for you! Our business banking services, including merchant services and business loans, are designed to support your growth and success. We believe in empowering local businesses by providing them with the financial tools they need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking features, managing your finances has never been easier. Access your accounts anytime, anywhere, use mobile payments, and enjoy features like e-statements for greater efficiency. You can also take advantage of our person-to-person payment option for quick transfers between friends or family.

Home Financing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans make the process straightforward and accessible. Our team is here to guide you through each step, ensuring that you find the best solution for your housing needs.

Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can navigate these challenges smoothly. We also offer attractive credit card options with rewards, allowing you to earn while you spend.

Personal Banking

We understand that managing personal finances can be challenging. That's why our personal banking options are designed with you in mind. You can choose from various checking and savings accounts that suit your lifestyle. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates to help get you on the road without breaking the bank.

Digital & Online Banking

Convenient Payment Options

Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that in no time at all. And if you're always on the move, our mobile payments feature lets you make purchases right from your phone making shopping as easy as tapping a button.

Easy Access to Your Accounts

With our 24/7 online banking services, you can keep track of your finances whenever it suits you. Want to check your balance, pay bills, or transfer funds? It's all just a click away! Our mobile application makes banking even simpler, allowing you to manage your accounts right from your smartphone. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free.

Security You Can Trust

Your security is our top priority. Our online banking platform is equipped with robust security measures so that you can feel safe while managing your finances. With these tools at your disposal, you can enjoy peace of mind knowing that your personal information is protected. At Hanscom, we are committed to providing accessible and efficient banking solutions tailored just for you. Experience the ease of managing your finances digitally today!

Stay Updated with E-Statements

Say goodbye to piles of paper! We offer e-statements that give you an easy way to view your account statements online. This not only helps you stay organized but also contributes to a more sustainable environment by reducing paper waste.

Financial Strength

Committed Team

We also take pride in having 215 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to making your experience as smooth as possible.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed specifically for our community.

Growing Member Base

Total Share and Deposit Accounts: 186,823, show a strong and growing member base that trusts us with their finances. Your support drives us forward and inspires confidence in everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hanscom is your trusted partner. Visit us at 330 Mount Auburn St Cambridge Ma 02138 or call (617) 499-5036 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $18,952 in used auto loans and $1,542,443,817 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We're here to help you achieve your aspirations whether it's purchasing a vehicle or funding other significant life events.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. A strong income helps us keep costs down while providing you with exceptional service.

Reinvestment for Growth

With $212,977,751 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust allows us to continuously improve and expand the services you rely on.

Secure Savings Options

Members' savings are secured through $589,544,697 in share certificates and $197,725,911 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize creating avenues for your savings to thrive while ensuring they remain safe.

Solid Capital Foundation

Our net worth ratio of $1,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This gives you peace of mind knowing your finances are in capable hands.

Strong Net Worth

With a net worth of $214,622,275, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for our ongoing commitment to you, our valued members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,871,545 in used vehicle loans and $46,190,079 in new vehicle loans already helping members get on the road. We make it easy to drive off with the car you want while keeping your budget in check.

Credit Lines and Commercial Loans

For those who need additional flexibility, our total credit lines stand at $397,817,999, offering options that can help during unpredictable times. Additionally, for business owners looking for growth opportunities, our outstanding commercial loans totaling $116,206,625 provide the capital needed to expand your business ventures. To explore refinancing options or check eligibility for any of these loan products, don't hesitate to reach out. You can contact us at 617-499-5036 or visit us at our branch located at 330 Mount Auburn St Cambridge MA 02138. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $513,122,577, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to fit your situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated team is here to guide you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $43,820,539 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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HANSCOM FEDERAL CREDIT UNION