Cambridge Firefighters Credit Union MA | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Cambridge Firefighters, your trusted partner in financial growth and community support since 1936. Located at 113 Garden St, Cambridge, MA 02138, we are dedicated to providing personalized banking services to our 859 members. With a strong foundation built on trust, we pride ourselves on being more than just a credit union; we are an integral part of the Cambridge community. At Cambridge Firefighters, we understand the importance of financial stability and accessibility. Our total assets amount to an impressive $13,927,703, backed by $1,217,857 in total deposits. With a commitment to serving our members' needs, we've issued over 519 loans and leases, supporting your dreams whether it's buying a home or financing a vehicle. Our leadership team, led by CEO Robert Mahoney and Board President Francis Deely, embodies our mission of fostering financial wellness. We take pride in maintaining a strong net worth of $3,193,803, ensuring that we remain a safe haven for your finances. While you can visit us at our branch for any inquiries or assistance during our lobby hours on Monday, Wednesday, and Friday from 9:00 AM to Noon, official correspondence should be sent to our mailing address at 113 Garden St, Cambridge, MA 02138-6700. Join us today as we continue to build a brighter financial future together! For more information about our services or to become a member, feel free to visit our website at cambridgefirefcu.org or call us at 617-864-2298. Let's make your financial goals a reality!

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking. We are dedicated to ensuring that everyone feels included in their financial journey. While we currently do not have ATM or drive-thru services available at this location, we are proud to offer robust online and mobile banking options for your convenience. This allows you to manage your finances easily from anywhere. As part of our dedication to accessibility and inclusivity, we also comply with ADA standards to ensure that everyone can benefit from our services without barriers.

Join Us

We invite you to become part of the Cambridge Firefighters family! Experience firsthand how we can help you meet your financial aspirations while being an active participant in community development. For inquiries or more information about joining us or accessing any of our services, feel free to contact us at 617-864-2298 or visit our website. Together, let's build a brighter financial future!

Our Mission

At Cambridge Firefighters, we believe in empowering our members by providing them with the tools they need to achieve their financial goals. Our mission is twofold: first, to deliver high-quality financial services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards; second, to actively engage in community support programs that uplift those around us. While you can visit us at our branch address for face-to-face assistance during our operating hours Monday, Wednesday, and Friday from 9:00 AM to Noon official correspondence should be sent to our mailing address: 113 Garden St, Cambridge, MA 02138-6700.

Our Story

Cambridge Firefighters was established with a simple yet powerful mission: to provide accessible financial services to our community while fostering a spirit of camaraderie among those who serve us. Originally formed to support firefighters and their families, we have expanded our reach and now welcome all members of the community. Our journey over the decades has been marked by milestones that reflect our commitment to service and growth. We take pride in being part of the fabric of Cambridge, contributing not only through our financial offerings but also through various outreach initiatives aimed at strengthening our community ties. We understand that finances can be challenging, which is why we strive to offer personalized banking solutions that cater to the unique needs of each member.

Branch Location & Accessibility

Welcome to Cambridge Firefighters, your friendly neighborhood credit union located at 113 Garden St in the vibrant city of Cambridge, MA. Nestled close to local landmarks and surrounded by a welcoming community, our branch is designed with your convenience in mind. Whether you're popping in for a quick transaction or seeking financial guidance, our location is easy to access. While members can visit us at 113 Garden St, official correspondence should be sent to the same address for consistency. We take pride in ensuring that our branch is accessible to everyone. With ADA-compliant features, including ramps and spacious parking options, we strive to make your visit as smooth as possible. Our operating hours are tailored to fit your busy schedule. We're open on Mondays, Wednesdays, and Fridays from 9:00 AM to Noon. Although we currently do not have ATM facilities or drive-thru banking services, our dedicated team is ready to assist you inside the branch with various offerings. From checking and savings accounts to auto loans and personal financing options, we're here to help you reach your financial goals. If you have any questions or need assistance, don't hesitate to call us at 617-864-2298. We look forward to seeing you soon at Cambridge Firefighters!

Member Eligibility

Becoming a member of Cambridge Firefighters is like joining a family that truly cares about your financial well-being. Located at 113 Garden St Cambridge Ma 02138, we welcome anyone who lives, works, or worships in the local community to join us. Our membership is designed to be inclusive and supportive, so whether you're just starting your financial journey or looking for ways to improve your current situation, we're here for you. To find out more about specific eligibility details, please visit . Opening an account with us is straightforward and friendly! Simply follow the easy steps outlined on our account opening page at https://my.homecu.net/banking/hcuactivate.prg?cu=cffcu . If you have any questions or need assistance, don't hesitate to give us a call at (617) 864-2298. We can't wait to welcome you into the Cambridge Firefighters family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that whether you are part of our member network or not, we are here to help your business thrive.

Practical Merchant Services

In today's fast-paced world, efficient payment solutions are crucial. Our merchant services enable you to process transactions smoothly, whether in-store or online. Imagine serving customers better by offering various payment options that fit their preferences this can significantly enhance their experience and encourage repeat business. Located at 113 Garden St Cambridge Ma 02138 in Cambridge, MA, we invite you to explore how our dedicated team can help your business grow. For more information, give us a call at (617) 864-2298 or visit us online at https://www.cambridgefirefcu.org/ . Your success is our priority!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this branch location, we're committed to providing alternative cash withdrawal services that ensure you can access your money when you need it. As part of our commitment to serving you better, we're here at 113 Garden St Cambridge Ma 02138 in Cambridge, MA ready to assist with any questions or financial needs you may have. Reach out by calling us at (617) 864-2298 during our lobby hours: Monday, Wednesday, and Friday from 9:00 AM to Noon. Explore all these services today by visiting us at Main or open an account online. Your journey toward financial wellness starts with us!

Auto Loans & Vehicle Financing

Thinking about buying a new car? At Cambridge Firefighters, we offer competitive auto loans and vehicle financing solutions to make your dream car a reality. With personalized rates and terms, we ensure that financing fits within your budget. Imagine driving off in your new vehicle without the stress of high payments.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. We know how important cash flow is for running a successful business, which is why we provide tailored solutions that fit your operational needs.

Credit Cards with Rewards

Enhance your spending power with our credit cards that come with rewards! Whether it's cashback on groceries or points for travel, these cards are designed to give back to you with every purchase. Enjoy benefits that suit your lifestyle while building your credit score.

Mortgage Loans & Refinancing

Purchasing a home or refinancing an existing mortgage can feel overwhelming, but it doesn't have to be. Our mortgage loans are tailored to meet the needs of first-time buyers and seasoned homeowners alike. Our knowledgeable staff will guide you through the process, helping you understand all your options while ensuring that you get the best rates possible.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be simple and accessible. Our online and mobile banking platforms allow you to check balances, pay bills, transfer funds, and more all from the palm of your hand. This means less time worrying about finances and more time enjoying life.

Personal Banking

Managing your day-to-day finances is made easy with our personal banking options. We offer checking and savings accounts that cater to different lifestyles. If you're saving for a big purchase or just want a safe place for your money, our accounts provide flexibility and convenience. Our online and mobile banking features let you access your accounts anytime, anywhere ideal for busy schedules.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We work with you to create a repayment plan that's manageable, so you can focus on what matters most your peace of mind.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer service, which allows you to send money to friends and family quickly and easily. No more awkward cash exchanges or writing checks; just a simple tap on your phone. If you prefer going paperless, you'll love our e-statements availability. This feature lets you receive your account statements electronically, saving trees and keeping your documents organized in one place. While we currently do not offer electronic signature authorization or mobile payment options, we are committed to keeping your information safe and secure through robust security measures. Your peace of mind is our priority. Whether you're at home or on the move, Cambridge Firefighters ensures that managing your finances is straightforward and stress-free. Discover all these features and more by visiting https://www.cambridgefirefcu.org/ , and experience the ease of banking with us!

Financial Strength

Growing Trust

Total Share Accounts: 906, showing a strong and growing member base that trusts us with their finances. This trust is built on transparency and reliability as we work hard every day to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cambridge Firefighters is your trusted partner. Visit us at 113 Garden St Cambridge Ma 02138 or call (617) 864-2298 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Community

With $3,193,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $123 in used auto loans and $7,761,393 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Capital Base

With a net worth of $3,193,803, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,293 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,238,531 in used vehicle loans and $1,288,794 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or opting for a reliable used vehicle, we've got you covered with flexible terms tailored to fit your budget.

Contact Us

If you're interested in learning more about our loan offerings or have any questions, please don't hesitate to contact us at (617) 864-2298. Our office is located at 113 Garden St Cambridge Ma 02138, and we're here to assist you during our lobby hours on Monday, Wednesday, and Friday from 9:00 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Credit Lines and Refinancing Options

For those seeking extra flexibility, we provide credit lines with a total available amount of $500,000. If you're looking to refinance existing loans or explore eligibility options for any of our products, don't hesitate to reach out. Our team is here to guide you through the process and help find the best solution for your unique situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,021,601, make buying or refinancing simple. We aim to support you through every step of the process, ensuring that you feel confident and informed as you take this significant financial step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our total for these loans currently stands at $0, we are always ready to assist you with managing finances effectively through our other offerings.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides numerous benefits designed to build user confidence: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can compare options fairly. - Real-Time Rate Comparisons: Access to up-to-date loan rates from multiple institutions helps users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony underscores the effectiveness of the platform in helping individuals secure better financing options. Ready to find the best loan rates tailored to your needs? Compare real-time loan offers today at LendMesh and take control of your financial future. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without hidden terms or conditions. Each loan option presented is verified, allowing you to trust that the information you see is accurate and up-to-date.

CAMBRIDGE FIREFIGHTERS FEDERAL CREDIT UNION