Home Equity Loans in Houston, TX

Discover the best home equity loan rates in Houston, TX, and turn your home’s value into cash for remodeling, debt consolidation, or big projects. Comparing offers helps you find the right fit with flexible terms and trusted local lenders.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-09

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the 30–day range, which was 4.9% to 7.38% . The rate has stayed steady over the past week but decreased compared to a month ago. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate is 6.75% , unchanged from 7 and 30 days ago. Austin Telco has a Home Equity loan with an APR range of 5.14% to 6.74% today. This rate is lower than both 7 and 30 days ago, when the APR range was 5.39% to 6.99% . The rates have dropped compared to the past month.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month for this product. Affinity Plus has a Home Equity rate range of 5.49% to 8.24% today, which is higher than the 5.49% to 6.24% range seen 7 and 30 days ago but the same as 60 and 90 days ago. The HELOC rate is 6.75% today, unchanged from 60 and 90 days ago.

A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago. These rates are lower than those from 60 and 90 days ago, when the range was 5.74% to 6.74% . The rate has stayed steady over the past week and month but dropped compared to two to three months ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago but down from 30 days ago. The Other program shows rates from 6.24% to 8.49% today.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month.

Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from both 7 and 30 days ago. Their Home Equity loan APR is between 6.25% and 6.99% today, down from 6.99% seven days ago and lower than the 6.25% to 8% range seen 30 days ago. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% today, down from 8% over the past 7, 30, 60, and 90 days. Credit Human has a Home Equity APR range of 6.58% to 7.47% today. This is slightly higher than 7 days ago, when rates were 6.53% to 7.42% , but lower than 30 days ago, which ranged from 6.65% to 6.83% . Compared to 60 days ago, today’s rates are also a bit lower, as the range was 6.6% to 7.67% then.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
CHARTWAY FEDERAL CREDIT UNION
4373 FM 1960 WEST HOUSTON TX 77014
ATM
P2P
E-Statements
Assets: $2,981,758,349
Deposits: $115,412,787
Net Worth: $255,995,762
Employees: 575
Members: 256,747

🏘️ All the Lenders Available in Harris County, TX

Customers are also interested in:

Bankrate Home Equity Loan