Home Equity Loans in Des Moines, IA

Looking to refinance your home equity in Des Moines, IA? Discover competitive rates from trusted local lenders who understand your needs and offer flexible options to fit your budget. Whether it’s for remodeling or consolidating debt, we help you find the best deal quickly and easily.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Cobalt has a HELOC with today’s APR ranging from 5.75% to 6.99% . This is down from 6.99% seven days ago and also lower than the 6.49% to 6.99% range seen 30 days ago. Centris has a Home Equity loan with an APR range of 6% to 12.74% today. This rate range is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Des Moines, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
VIBRANT CREDIT UNION
520 E GRAND AVE DES MOINES IA 50309
ATM
E-Statements
E-Signature
Assets: $1,073,836,463
Deposits: $31,671,060
Net Worth: $93,659,371
Employees: 159
Members: 45,710
CAPITOL VIEW CREDIT UNION
623 E 12TH ST DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $43,692,453
Deposits: $13,884,640
Net Worth: $7,904,641
Employees: 6
Members: 1,827
COLLINS COMMUNITY CREDIT UNION
601 E COURT AVE DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,656,072,849
Deposits: $92,763,611
Net Worth: $127,139,525
Employees: 203
Members: 82,221
PREMIER CREDIT UNION
800 9TH ST DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $329,151,595
Deposits: $8,453,127
Net Worth: $29,708,649
Employees: 54
Members: 19,849
VERIDIAN CREDIT UNION
2005 INGERSOLL AVE DES MOINES IA 50309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $7,719,183,098
Deposits: $396,228,784
Net Worth: $865,903,737
Employees: 1033
Members: 354,920
DES MOINES FIRE DEPARTMENT CREDIT UNION
1330 MULBERRY ST DES MOINES IA 50309
P2P
Assets: $3,393,649
Deposits: $477,421
Net Worth: $821,005
Employees: 3
Members: 932
POLK COUNTY CREDIT UNION
111 COURT AVE STE 110 DES MOINES IA 50309
E-Statements
Assets: $5,442,365
Deposits: $1,575,633
Net Worth: $1,232,688
Employees: 2
Members: 683
COMMUNITY CHOICE CREDIT UNION
700 LYON ST DES MOINES IA 50309
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227
COMMUNITY CHOICE CREDIT UNION
1408 LOCUST ST DES MOINES IA 50309
ATM
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227
SERVE CREDIT UNION
423 E COURT AVE DES MOINES IA 50309
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $97,970,827
Deposits: $8,669,357
Net Worth: $15,968,688
Employees: 16
Members: 5,105

🏘️ All the Lenders Available in Polk County, IA

✅GREATER IOWA CREDIT UNION
✅MIDLAND CREDIT UNION
✅GREENSTATE CREDIT UNION
✅COMMUNITY CHOICE 65078 CREDIT UNION
✅VERIDIAN CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅FIRST CLASS COMMUNITY CREDIT UNION
✅PREMIER CREDIT UNION
✅MARINE 66752 CREDIT UNION
✅FINANCIAL PLUS 62965 CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅JOURNEY 64361 CREDIT UNION
✅DES MOINES METRO CREDIT UNION
✅VIBRANT CREDIT UNION
✅CAPITOL VIEW CREDIT UNION
✅DES MOINES FIRE DEPARTMENT CREDIT UNION
✅POLK COUNTY CREDIT UNION
✅SERVE CREDIT UNION
✅OHIO HEALTHCARE FEDERAL CREDIT UNION
✅MIDWEST COMMUNITY FEDERAL CREDIT UNION
✅AFFINITY 62829 CREDIT UNION
✅I H MISSISSIPPI VALLEY CREDIT UNION

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