Home Equity Loans in Columbia, SC

Looking for the best home equity loan APRs in Columbia, SC? Compare offers from trusted local lenders to find competitive rates that fit your budget and goals. Whether you’re planning a remodel or need extra cash, there’s a smart option waiting for you here.

Columbia homeowners can tap into their home’s value with confidence. Local lenders offer flexible terms and fast funding, making it easy to turn your plans into reality. Start comparing today and see how much you could save on your home equity loan.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Safe has a HELOC with an APR range of 4.5% to 18% today. This rate range is the same as it was 7 and 30 days ago. No changes have occurred in the past month for this product. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Boeing Employees has a HELOC with an APR range of 5.99% to 10.34% today. This rate is the same as it was 7 days ago but lower than 30, 60, and 90 days ago. The highest rate has dropped from 10.59% thirty days ago and was even higher at 10.84% sixty days ago.

Truliant has a Home Equity APR range of 6.14% to 9.22% today, unchanged from 7 and 30 days ago but lower than the rates from 30, 60, and 90 days ago. Their HELOC rates are 7.25% to 9.75% now, unchanged from a week ago and down from the higher ranges seen in the past 30, 60, and 90 days. Allsouth has a HELOC with an APR range of 6.25% to 18% today. This is higher than 7 days ago when the range was 4% to 18% , but slightly lower than 30 days ago at 6.5% . The rate has gone up since last week but is down compared to a month ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Columbia, SC

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ALLSOUTH FEDERAL CREDIT UNION	730 ELMWOOD AVE COLUMBIA SC 29201	⏰ Lobby Hours: Mon-Thur: 9:00am- 5:00pm Fri: 9:00am-6:00pm Drive Thru: Mon-Thur: 8:30am- 5:00pm Fri: 8:30am-6:00pm Corporate Hours: Mon-Fri: 8:00am-5:00pm 📞 8037363110	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,343,624,226 Deposits: $317,497,588 Net Worth: $252,497,899 Employees: 321 Members: 118,588
PALMETTO CITIZENS FEDERAL CREDIT UNION	1320 WASHINGTON ST COLUMBIA SC 29201	⏰ 9:00 - 5:00 Mon-Thur 9:00 - 6:00 Fri 📞 8037791232 📠 8033762674	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,320,653,111 Deposits: $97,494,811 Net Worth: $170,841,107 Employees: 315 Members: 84,233
PALMETTO CITIZENS FEDERAL CREDIT UNION	1000 SHOP RD COLUMBIA SC 29201	⏰ 9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri 📞 8037325000 📠 8033762674	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,320,653,111 Deposits: $97,494,811 Net Worth: $170,841,107 Employees: 315 Members: 84,233
PALMETTO CITIZENS FEDERAL CREDIT UNION	1550 GADSDEN ST COLUMBIA SC 29201	⏰ 9:00 - 5:00 Mon-Fri 📞 8037325000 📠 8033762674	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,320,653,111 Deposits: $97,494,811 Net Worth: $170,841,107 Employees: 315 Members: 84,233
SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION	1225 BLUFF RD COLUMBIA SC 29201	⏰ Monday-Friday 9:00 a.m. to 5:00 p.m. 📞 8037991090 📠 8032546315	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $89,032,624 Deposits: $18,934,687 Net Worth: $22,281,513 Employees: 17 Members: 5,714
FOUNDERS FEDERAL CREDIT UNION	2166 BOYCE ST COLUMBIA SC 29201	⏰ 8:30 am - 5:00 pm M-T8:30 am - 6:00 pm F 📞 8038287011 📠 8032895936	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,817,730,099 Deposits: $576,628,054 Net Worth: $599,878,397 Employees: 840 Members: 271,061
CARO FEDERAL CREDIT UNION	710 PULASKI ST COLUMBIA SC 29201	⏰ Mon, Tue, Thur, Fri 8:00 am-5:00 pmWed 10:00 am - 5:00 pm 📞 8032275555 📠 8032275566	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $133,395,393 Deposits: $11,311,712 Net Worth: $19,466,757 Employees: 26 Members: 7,483
SELF-HELP FEDERAL CREDIT UNION	1835 ASSEMBLY ST COLUMBIA SC 29201	⏰ M, T, Th, F 9-3:30W 9-1 📞 8032520258	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $2,126,239,636 Deposits: $437,357,613 Net Worth: $600,496,069 Employees: 397 Members: 129,107
S. C. STATE FEDERAL CREDIT UNION	800 HUGER ST COLUMBIA SC 29201	⏰ M-Th 8:30-5:00 F 8:30-6:00 📞 8033430300 📠 8034548044	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $1,423,371,739 Deposits: $207,476,551 Net Worth: $187,863,956 Employees: 284 Members: 89,893
SPERO FINANCIAL FEDERAL CREDIT UNION	1025 PULASKI ST COLUMBIA SC 29201	⏰ Branch M- F 8:30 - 5:00 ITM Virtual Teller M-F 7:30 - 6:00 📞 8032563132 📠 8642323072	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $700,365,914 Deposits: $43,851,760 Net Worth: $59,484,215 Employees: 172 Members: 49,188
COLUMBIA POST OFFICE CREDIT UNION	1601 ASSEMBLY ST COLUMBIA SC 29201	⏰ 11 AM - 5 PM Monday thru Friday 📞 8037792966 📠 8037793725	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements	Assets: $29,461,394 Deposits: $1,066,048 Net Worth: $5,997,096 Employees: 8 Members: 1,278
CURIS FINANCIAL CREDIT UNION	1333 TAYLOR ST COLUMBIA SC 29201	⏰ Mon-Fri-8:30-5:00 📞 8039782101 📠 8037041008	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $90,341,449 Deposits: $8,476,880 Net Worth: $18,658,269 Employees: 25 Members: 9,941

🏘️ All the Lenders Available in Richland County, SC

✅SOUTH CAROLINA NATIONAL GUARD FEDERAL CREDIT UNION

✅SAFE 9988 CREDIT UNION

✅PALMETTO CITIZENS FEDERAL CREDIT UNION

✅ALLSOUTH FEDERAL CREDIT UNION

✅S C STATE CREDIT UNION

✅CARO FEDERAL CREDIT UNION

✅FOUNDERS FEDERAL CREDIT UNION

✅SOUTH CAROLINA METHODIST CONF CREDIT UNION

✅CURIS FINANCIAL CREDIT UNION

✅CAROLINAS TELCO FEDERAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅SOUTH CAROLINA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅SPERO FINANCIAL FEDERAL CREDIT UNION

✅COLUMBIA POST OFFICE CREDIT UNION

✅MID CAROLINA CREDIT UNION

✅GROW FINANCIAL FEDERAL CREDIT UNION

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