Home Equity Loans in Oakland, CA

Looking to tap into your Oakland home's equity? Compare current interest rates on home equity lines of credit and find the best deal tailored to your needs. Whether it’s for home improvements or consolidating debt, getting the right rate can save you money.

Oakland homeowners trust local lenders for flexible terms and fast funding. Explore offers from credit unions and banks dedicated to our community, ensuring you get clear guidance and competitive rates that fit your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
noblecu
6.89 - 12.75 %
20 Yrs
meriwest
7 %
calcoastcu
7 - 7.875 %
10 - 20 Yrs
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
bayfed
7 - 8.5 %
80 %
togethercu
7.125 %
15 Yrs
globalcu
7.125 - 9.513 %
20 Yrs
80 %
firstent
7.125 - 9.75 %
10 - 15 Yrs
90 %
patelco
7.25 - 10 %
20 Yrs
125 %
wescom
7.25 - 11.5 %
5 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . First Entertainment has a Home Equity rate range of 7.12% to 8.12% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 days ago. Their HELOC rates remain steady at 7.25% to 9.75% , showing no change from 7, 30, 60, or 90 days ago.

Patelco's HELOC has an APR range of 5.49% to 10% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 9% . The Home Equity loan shows a range of 8.06% to 8.31% , steady compared to 7 and 30 days ago but up slightly from 60 days ago. Wescom Central has a HELOC with an APR range of 7.25% to 11.5% today. This rate range is the same as 7 days ago but higher than the 30–and 60–day ranges, which were 7.25% to 10.25% . Compared to 90 days ago, the minimum APR is up while the maximum is also higher.

🏦 Local Lenders in Oakland, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Alameda County, CA

Compare other loan types in Oakland, CA

Why compare Home Equity Loans in Oakland, CA on LendMesh

If you’re searching for equity line of credit interest rates in Oakland, CA, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates that fit your financial goals. Taking your time to review options ensures you find the most affordable and flexible terms to unlock your home’s value with confidence.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in Oakland’s lending market. Just share your target interest rate, and we’ll notify you as soon as offers fall below that number. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll have the tools to make informed decisions without the hassle. Join thousands of borrowers who trust LendMesh to catch the best opportunities.

Customers are also interested in:

Equity Line Of Credit Interest Rates