Home Equity Loans in Oakland, CA

Looking to tap into your Oakland home's equity? Compare current interest rates on home equity lines of credit and find the best deal tailored to your needs. Whether it’s for home improvements or consolidating debt, getting the right rate can save you money.

Oakland homeowners trust local lenders for flexible terms and fast funding. Explore offers from credit unions and banks dedicated to our community, ensuring you get clear guidance and competitive rates that fit your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 6.75 %
75 %
∞
safe1
6.25 - 7 %
10 - 20 Yrs
100 %
∞
veridiancu
6.25 - 8 %
∞
partnersfcu
6.25 - 9.08 %
20 Yrs
80 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
certifiedfed
6.375 - 6.77 %
0.8 - 15 Yrs
80 %
∞
coastccu
6.5 %
10 - 15 Yrs
∞
sierracentral
6.5 - 7.5 %
5 - 15 Yrs
85 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
starone
6.5 - 11.5 %
20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Safe 1 has a HELOC with a 6.25% APR today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range from 6.5% to 7% APR, also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Partners has a HELOC rate range of 6.25% to 6.5% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rates are 8.08% to 9.08% now, up slightly from 8.04% to 9.14% seven days ago and higher than 7.9% to 8.93% thirty days ago. The Home Equity rates have also risen compared to 60 and 90 days ago.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Certified has a Home Equity loan with rates ranging from 6.38% to 6.77% today, which is lower than the 6.38% to 6.98% range seen 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Coast Central has a Home Equity loan with an APR of 6.5% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Sierra Central's Home Equity rates are 6.5% to 6.76% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The HELOC rates are 7.25% to 7.5% , steady from 7 days ago but lower than both 30 and 60 days ago. Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago.

Star One's Home Equity rates are 6.5% to 11.5% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. The HELOC rate is 6.75% , steady from 7 days ago and down from the 6.75% to 18% range 30 days ago.

🏦 Local Lenders in Oakland, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Alameda County, CA

✅SEA WEST COAST GUARD FEDERAL CREDIT UNION
✅1ST UNITED CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅BAY CITIES CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅SANDIA LABORATORY CREDIT UNION
✅UNCLE CREDIT UNION
✅KEYPOINT CREDIT UNION
✅SMW 104 FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
✅THE POLICE CREDIT UNION
✅PUBLIC EMPLOYEES 64390 CREDIT UNION
✅SELFHELP CREDIT UNION
✅ILWU CREDIT UNION
✅UTILITY DISTRICT CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅MATSON EMPLOYEES FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅INOVA CREDIT UNION
✅BLUPEAK CREDIT UNION

Compare other loan types in Oakland, CA

Why compare Home Equity Loans in Oakland, CA on LendMesh

If you’re searching for equity line of credit interest rates in Oakland, CA, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates that fit your financial goals. Taking your time to review options ensures you find the most affordable and flexible terms to unlock your home’s value with confidence.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in Oakland’s lending market. Just share your target interest rate, and we’ll notify you as soon as offers fall below that number. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll have the tools to make informed decisions without the hassle. Join thousands of borrowers who trust LendMesh to catch the best opportunities.

Customers are also interested in:

Equity Line Of Credit Interest Rates